Radical Personal Finance

In which Joshua explains why he was wrong about frugality and your goal should be to spend more money, not less. Enjoy! Joshua Sponsor: come hang out with me at Nomad Capitalist Live, November 4-7 in Cancun, Mexico. www.NomadCapitalist.com/live 

Transcribed - Published: 2 June 2026

Transcribed - Published: 19 May 2026

Buy the math books your grandchildren will love: www.LifeOfFred.com 

Transcribed - Published: 8 May 2026

This is the live Q&A we did at Radical Family Camp 2026. Enjoy! Joshua

Transcribed - Published: 1 May 2026

Chapter 1 of the book "The Pleasures of Life" by Sir John Lubbock. https://www.authorama.com/pleasures-of-life-4.html 

Transcribed - Published: 30 April 2026

Transcribed - Published: 29 April 2026

Transcribed - Published: 28 April 2026

Transcribed - Published: 26 April 2026

I'll be speaking this year for the third year in a row at Nomad Capitalist Live, in Cancun, Mexico, November 4-7. Come hang with me! www.NomadCapitalist.com/Live 

Transcribed - Published: 15 April 2026

On today's Friday Q&A we discuss: 1:30 How do you know when you have too many children? 22:19 What should I consider in trying to build a Family Seat? Enjoy! To join me on next week's Q&A podcast, join here: https://patreon.com/RadicalPersonalFinance I have a room or two left for you to join me for Family Camp: www.RadicalFamilyCamp.com

Transcribed - Published: 3 April 2026

I have seriously considered quitting RPF. In this podcast I'll share the lessons I've learned from speed-running all of the normal personal finance concepts. Joshua Come hang out with me at Family Camp in 2 weeks! www.RadicalFamilyCamp.com

Transcribed - Published: 1 April 2026

This year's 3rd Annual Radical Family Camp tickets sold out a few weeks ago online, but I had held back a few rooms for volunteers, my family members, etc. However, as those attendee details are now finalized, I've released my last remaining rooms into the sales inventory and am making them available to you: Please go purchase those tickets here: https://form.jotform.com/260097537038158  Would you like to join me, my family, and 250 of my friends for Radical Family camp in a couple of weeks, April 16-19? Here is the room supply I have available for you: -1 cabin (for a large family or your friends) -3 lodge rooms (for up to four) -2 RV spots (bring your own rig) -2 single lady's bunks in the female bunk room (single men's bunk rooms are all sold out) Please go purchase those tickets here: https://form.jotform.com/260097537038158 Here are a few more details for you about the event to help you figure out if you would like to come. The event will be held in Seymour, IN (which is located right between Louisville, KY and Indianapolis, IN) from Thursday, April 16 to Sunday, April 19. This is the third time I've hosted this event and we've had really good reviews from our past attendees. The event is basically a child-friendly business conference; we've got loads of children attending and lots of children's games as well as a bunch of talks for adults. The event is held on the facility of a large church summer camp facility. This gives us loads of fun activities for the children (zip line, canoes on the lake, archery tag, etc.) We have some coordinated child care to free moms and dads up to attend the business talks as well. The theme this year is: "Execute Today, Iterate Tomorrow." The goal is to provide you with a broad panoply of ideas to build successful systems for wealth-building and family-building today and then to iterate your success outward in your community and down through the generations. Here are the scheduled presentations for this year: -"Handling Household Finances as a Productive Couple" by me, Joshua Sheats -"The Pillars of Civilization: Covenant and Sphere Sovereignty" by Gregory Treat (Great Houses Forum) -"Professional Mothering: Practical Skills for Smooth Days" by Claire H. -"Don't Pursue A Legacy; Pursue a Two-Generation Transition" by Tim Yarborough -"Hosting Your Way to a Robust Local Community" by Anna S. -"Let Your Children Jump Off of a Cliff" by Wallace Thomas -"Productive Young Men: How to Build the Foundations of a Career and Business Life That Will Dominate The Future" by Joshua Sheats -"Ruthless Personal Effectiveness: Blunt and Brutal Realities of and Truths of Personal and Family Time Management" by Steven Harris (Knowledge Publications) -"The 100-Year Mindset: Thinking Like the Founder of a Great Family" by Mikkel Thorup (Expat Money) -"The Centrality of the Covenental Household for Success in the Future" by Gregory Treat (Great Houses Forum) -"Using Family Based-Hospitality to Build Your Powerful Household" by Bryana T. -"Managing Household Staff Effectively" by Melissa T. -"Investment Strategies for Building Generational Family Capital" by David Stein (Money For The Rest Of Us) -"Teach Your Children to Govern Themselves: The Foundation of Successful Living" by Andy H. -"Buying & Building Businesses, Starting With Little" by Ben H. -"Money is the Easy Part: Raising Money to Fund Your Projects" by Jordan M. -"Family Business Roundtable: How to Build and Maintain a Business That Will Last Down Through the Generations" -"Getting Started in Real Estate Investing: A Grand Vision and Practical First Steps" by Ryan W. -"Family Traditions, Customs, & Culture: How toBuild a Strong Sense of Identity in Your Family Culture" by Joshua Sheats In addition to these formal presentations we will have many hours of good discussion around the dinner table and campfire together. If these topics interest you at all, please buy a ticket and come! You won't be disappointed. This event has become one of the most anticipated events of my family's year and of many of our participants as well. All of us have become friends at this event over the years and we want to be friends with you as well! Please go to this link and buy your ticket now: https://form.jotform.com/260097537038158​ Love, Joshua p.s., We do not allow any off-site attendees to the event. This means that unlike most business conferences, you will have ample time to hang out and discuss things with me and all of our speakers. It's way better than any other conference I go to! We also do not record any of the sessions or discussions--the only way to get access to these talks is to attend them live, in-person. Please come!

Transcribed - Published: 30 March 2026

Today I want to share with you how I'm fighting brain rot and working hard to develop my human-scale productivity system. Please buy Life of Fred mathbooks for your children and help them develop focus ability as well! www.LifeOfFred.com 

Transcribed - Published: 20 March 2026

Let me save you months and months of slow learning in an afternoon. Join my new AI Productivity Mastery Event NEXT WEEK! www.aiForRadicals.com (which forwards directly to https://escapethetechnocracy.com/product-ai-productivity-mastery-a-live-event/ )  RADICAL FAMILY CAMP: I have about 6 cabins remaining for Family Camp April 16-19 www.RadicalFamilyCamp.com Come hang with me and my family!

Transcribed - Published: 19 February 2026

Let me save you months and months of slow learning in an afternoon. Join our new AI Productivity Mastery Event NEXT WEEK! www.aiForRadicals.com (which forwards directly to https://escapethetechnocracy.com/product-ai-productivity-mastery-a-live-event/ )  RADICAL FAMILY CAMP: I have about 6 cabins remaining for Family Camp April 16-19 www.RadicalFamilyCamp.com 

Transcribed - Published: 18 February 2026

Join Gabriel Custodiet and me for our new AI Productivity Mastery live event. http://www.aiforradicals.com/ (which forwards directly to: https://escapethetechnocracy.com/product-ai-productivity-mastery-a-live-event/ 

Transcribed - Published: 17 February 2026

Join me on February 27 for the first session of AI Productivity Mastery: Sign up at www.aiForRadicals.com or directly at https://escapethetechnocracy.com/product-ai-productivity-mastery-a-live-event/ 

Transcribed - Published: 16 February 2026

In today's Q&A we cover: 1:18 Should I borrow money from family to buy a house? 17:34 How much of a down payment should I put on a house? 26:50 Should my family slow travel with our 2-year-old? 53:37 Advice for new family life after new baby? (and rebuilding a broken society)

Transcribed - Published: 13 February 2026

Tickets for Radical Family Camp are now available! Details in the podcast episode.  April 16-19 in Seymour, IN Buy your tickets now at www.RadicalFamilyCamp.com (which will forward to this sales form: https://form.jotform.com/260097537038158 ) Buy your tickets quickly! At the time of podcast posting we are already 2/3 sold out. Can't wait to see you! Joshua

Transcribed - Published: 13 February 2026

Mastering AI tools is no longer optional for your work and personal success; it's essential. But how can you do it quickly? Gabrield Custodiet and I have developed a new live event called "AI Productivity Mastery." In two sessions we will bring you up to speed with all that we have learned as master users of AI tools in the last 2+ years. Join us! Register today: www.AIforRadicals.com (which forwards to https://escapethetechnocracy.com/product-ai-productivity-mastery-a-live-event/ ) 

Transcribed - Published: 12 February 2026

On today's Friday Q&A we discuss: 00:47 Tips on Brazilian birth tourism 9:50 How can I influence my wife to want to have more children? 30:00 How should I structure an AI curriculum for high schoolers? 53:00 What's the future for the financial advice business? 1:02:21 How do I help my children plan to take over the family business?

Transcribed - Published: 24 January 2026

On today's Friday Q&A we cover: 1:00 How things are progressing with Life of Fred 14:47 How much foreign currency to have after moving abroad 28:39 A day in Joshua's life The Future of the Retirement Course

Transcribed - Published: 9 January 2026

Interview with Johann Kurtz. Buy his new book, please! https://www.amazon.com/Leaving-Legacy-Inheritance-Thousand-Year-Families/dp/1919349715  Also, subscribe to Johann's Substack: https://substack.com/@becomingnoble 

Transcribed - Published: 7 January 2026

Transcribed - Published: 6 January 2026

Transcribed - Published: 3 January 2026

Wouldn't you like to be able to walk through life with a clean conscience, unashamed by anything anyone can say about you? Time for a new year and a new you. The audio I played comes from: https://youtu.be/sm01jY4IDow?si=sctPq2-PYAcWUP3j 

Transcribed - Published: 1 January 2026

Grow your brain with a Math-Bell www.LifeOfFred.com or a Language-Bell: www.EchoLingoApp.com Full speech by Teddy Roosevelt: https://radicalpersonalfinance.libsyn.com/945-may-your-aspirations-and-ambitions-be-higher-than-mere-wealth 

Transcribed - Published: 31 December 2025

Browse a free chapter of all of our math books at www.LifeOfFred.com 

Transcribed - Published: 30 December 2025

Full video: https://x.com/nickshirleyy/status/2004642794862961123?s=20  Genius Math Curriculum www.LifeofFred.com 

Transcribed - Published: 30 December 2025

Part 2 of a series in which attorney Gregory Treat coaches Joshua in the building blocks of a Great House. Greg Treat's website: https://avaloncircle.com   

Transcribed - Published: 11 December 2025

I started a new business to massively improve the world of language learning for children. Will you please help me perfect it as a beta tester? www.EchoLingoApp.com/RPF 

Transcribed - Published: 5 December 2025

Today, in celebration of the American holiday "Thanksgiving Day," I want to share with you a recording of short story written by Louisa May Alcott, called "An Old-Fashioned Thanksgiving." The audio file has no commentary—it's merely an unabridged reading of the story—and is suitable for you to share with your children as a worthwhile story to enjoy this time of year. But this story is filled with financial lessons for those with ears to hear. As you listen to a life of long ago (circa 1830), I'd encourage you to reflect on the life that you and I now live in comparison. For me, this reflection fills me with Thanksgiving, which is the starting point of living a rich life now. You are rich. I am rich. Let's realize it and act appropriately. Joshua If you prefer to read the story to your children yourself, here is the text I read: https://digital.library.upenn.edu/women/alcott/thanksgiving/thanksgiving.html  Here are a few poem and prayers of Thanksgiving you may enjoy as well: O Lord, that lends me life, Lend me a heart replete with thankfulness! ~~William Shakespeare 1564-1616 May all who share these gifts today Be blessed by Thee, we humbly pray. What God gives and what we take 'Tis a gift for Christ his sake;

Transcribed - Published: 25 November 2025

On today's Friday Q&A we discuss: I've made enormous progress; how do I keep going towards FI? Should I switch states to be closer to family? What does Joshua think about Brazil? How do you handle stress and panic attacks? Enjoy! Joshua To join me on next week's show, go here: https://patreon.com/radicalpersonalfinance 

Transcribed - Published: 14 November 2025

Buy Life of Fred Financial Choices book here: https://lifeoffred.com 

Transcribed - Published: 6 November 2025

Transcribed - Published: 4 November 2025

On today's live Q&A we discuss: 1:00 I made a bunch more money this year; how do I lower my tax bill? 28:07 Why should I do family planning before I do financial planning? If you'd like to join me on next week's Q&A show, join here: https://patreon.com/radicalpersonalfinance  Enjoy! Joshua

Transcribed - Published: 24 October 2025

On today's show, listen in as attorney Gregory Treat coaches Joshua in the building blocks of a Great House. Greg Treat's website: https://avaloncircle.com   

Transcribed - Published: 21 October 2025

Transcribed - Published: 10 October 2025

An Estate Sale of your stuff after your death is probably one of the worst things that can happen and implies your failure. Here's why...

Transcribed - Published: 6 October 2025

Transcribed - Published: 19 September 2025

Transcribed - Published: 18 September 2025

Transcribed - Published: 11 September 2025

Transcribed - Published: 3 September 2025

Transcribed - Published: 4 August 2025

www.RPFacademy.com 

Transcribed - Published: 25 July 2025

On today's Friday Q&A podcast we discuss: How much should I spend on equipment that makes me money? How do I help socialize my three-year-old child? Is financial support of adult children a good idea? After I'm doing all the basics of good investing, where do I go to find better investment ideas? I just moved to New York City...will I ever get used to this lifestyle?

Transcribed - Published: 14 July 2025

Jeff Levine's tweet thread: https://x.com/CPAPlanner/status/1940856699872858202 

Transcribed - Published: 9 July 2025

Completing the interview I gave to Mikkel Thorup last year. Original episode: https://expatmoneyshow.com/episodes/291-joshua-sheats-pt-3/ 

Transcribed - Published: 3 July 2025

Transcribed - Published: 26 June 2025

Continuing the interview I gave for Mikkel Thorup last year. Original episode: https://expatmoneyshow.com/episodes/joshua-sheats-pt-2/ 

Transcribed - Published: 17 June 2025