Welcome to Radical Personal Finance. My name is Joshua Sheets. I'm your host. And on today's podcast, I'm going to share with you my answer to the question you saw in the title, should I quit radical personal finance? Now, it's my misfortune to be publishing this on Wednesday, April 1, 2026. This is not an April Fool's show. I enjoy the April Fool's jokes that many of my friends

enjoy building, but I'm not very skilled at that form of humor, so I don't really participate in this.

This is honest and sincere, and it's basically my answer to the question of should I quit

radical personal finance.

And as I share this with you, basically it's just a way of my recounting some of the successes,

some of the failures.

And I believe that these lessons that I have learned will serve you well.

One of the things I have observed is that I tend to be about three or four years ahead of a lot of

cultural movements. And I've recognized that because I'm really good at seeing kind of the next

step, but I'm pretty good at going out and doing the things that a lot of people can't do.

I do them really quickly. And I get the experience and that real experience that I get from moving really fast has provided me with a real insight into it.

And based upon that insight, I can share with you kind of where you're likely to be.

So I'm in this podcast, I may be able to save you three or four

years of, of, of time by basically just telling you kind of where our culture is going,

what's happening, and what the solutions for it are. And you will hear me in this podcast,

lay out all these different things that I've done, all these different things that I've tried. And at the end, I'll share with you why. The answer is no, I'm not going to quit radical personal finance. And if you understand why I'm not going to quit radical personal finance, it will probably give you the insight that you need as to where we're going as a culture

and how to apply that to your life.

Let me start with a bit of history, a bit of back history.

And I'm going to tie this into the financial history.

And I'm going to tell you how I've solved a lot of these things

that I'm a lot of the problems that people are facing and how ultimately these solutions

have ended up being a little bit frustrating. So for context, my interest in personal finance

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