1128-Friday Q&A: Borrowing Money From Family, Housing Down Payment Analysis, Slow Travel with 2-Year-Old, Building a New Society

Radical Personal Finance

Joshua J. Sheats, MSFS, CFP, CLU, ChFC, CASL, RHU, REBC, CAP

Self-improvement, Business, Education, Investing

4.2 • 1.9K Ratings

🗓️ 13 February 2026

⏱️ 83 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

In today's Q&A we cover:

1:18 Should I borrow money from family to buy a house?
17:34 How much of a down payment should I put on a house?
26:50 Should my family slow travel with our 2-year-old?
53:37 Advice for new family life after new baby? (and rebuilding a broken society)

Transcript

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0:00.0	Planning another business trip soon.
0:02.2	When you fly Emirates, you can really make the most of your journey.
0:06.0	Emirates offers a luxurious chauffeur-driven transfer from your door to and from the airport.
0:11.5	You'll have access to the Emirates lounge where you can enjoy a drink,
0:15.1	explore an international menu, or even take a shower.
0:18.6	And on your flight, you can enjoy all the comforts of Emirates World Class Service.
0:23.5	Get more from your business trips with Emirates.
0:26.1	Book now on emirates.com.
0:28.7	Today, I'm February 3rd. insight and encouragement you need to live a rich and meaningful life now while building a plan for financial freedom in 10 years or less. My name is Joshua Sheets. Today is Friday, February
0:58.1	13, 2026. And on this Friday, as we do on all the Fridays in which I can arrange all of the
1:03.8	appropriate technology, including intro music, that's fun to have back. I record live Q&A. You call in,
1:09.5	talk about anything that you want, raise any questions.
1:11.5	You are in charge. If you'd like to join me for one of these live Q&A shows, you can do that
1:22.0	by becoming a patron of the show. Go to patreon.com slash radical personal finance.
1:25.5	Patreon.com slash radical personal finance by supporting the show on Patreon.
1:29.0	That allows you access to these Friday Q&A shows, which is probably the simplest and easiest
1:33.6	and cheapest way you'll ever have to chat with me, to hang out with me, to air your ideas,
1:38.2	air your discussion.
1:39.4	I appreciate each and every one of you who joins me on these podcasts.
1:43.6	We begin with Joe in Georgia.
1:45.3	Welcome to the show. How can I serve you today? Hi, Joshua. I do enjoy the music. I'm glad we
1:51.4	have that. I have two housing follow-up questions for you. For the first one, you'd recommend
	...

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