Guess who's back? Back again. Sheets is back. Tell a friend. Guess who's back? Guess who's back? Welcome to Radical

Personal Finance, everybody. My name is Joshua Sheets. I am your host. I am happy to be back with you today after a little bit of paternity leave.

And I have been thinking and working and all is good. So thank you all so much for your patience with my rather extended absence here. But everyone is doing well. My wife and I welcomed our sixth baby in the recent past. And she is doing fantastic. The baby is doing well. Everything is good. And I am back to work. And this particular baby was great, probably the smoothest of all of them,

and that was good. However, this particular baby was the most challenging in many ways because of all

of the changes that I have been making in my life. And I'm not going to share with you all of them today,

but just let it be known that my life's been mixed up. We've been in the process of changing houses,

moving all over the place, doing different things. This baby, we went to Brazil and did

birth tourism in Brazil. And so I've kind of been in makeshift digs for a little while.

And one of the themes that I have been thinking a lot about is how stinking hard it is to not have proper infrastructure in life.

And on today's podcast, I want to share with you a lesson that while I don't like it to be true, I have finally come to believe

is true. And that is this. If you want to be productive, if you want to make a difference in the

world, if you want to do big things, you had better keep the proper infrastructure in your life. And you can't cheap out. Now, I have paid a lot

of money, both directly and in terms of lost productivity to learn this lesson. So let me give it to

you cheap. And you try to be a better student than I was, but I'll try to articulate some of the

lessons that I have learned in a way that I hope will help you. First, a little bit of background

for you about me and my story. I am a perfectly normal human, well, that's not true. I was a

perfectly normal human being when I was a boy, and as a boy, I lived a very stable lifestyle. We didn't move a lot.

We didn't travel, you know, we traveled more than some people, but we didn't just bounce around.

I didn't know anything of uncertainty. I never wondered if we'd have food tomorrow. We always lived in a

perfectly reasonable house. We moved a couple of times when I was a

boy, but I think I've lived in three houses before I was in college, which is not too much, and they

were all in the same town. And I lived a very stable and settled existence. And in fact, one of the

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