The Rachel Cruze Show

🚙 Get the free Ramsey Car Guide. In this special episode, The Car Mom’s Kelly Stumpe shares the biggest mistake you can make when buying a car, tips on finding the right “mom car,” plus how to do it all with confidence.   Next Steps: 🎥 Watch my video What America’s #1 Wealth Killer Is Actually Costing You. 🚘 Learn more about The Car Mom. 📈 Are you on track with the Baby Steps? Get a free personalized plan. 💵 The simplest way to budget. Download the EveryDollar app for free!   Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 9 July 2025

💵 The simplest way to budget. Download the EveryDollar app for free! Have you started to believe the lie that you’re just “bad with money”? In this episode, I’ll debunk five toxic money lies that may be keeping you stuck so you can start winning financially. Next Steps: 🎥 Watch my video The Worst Ways to Pay Off Your Debt. 📈 Are you on track with the Baby Steps? Get a free personalized plan. Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 7 July 2025

📚 Get Rachel Cruze’s Kids Book Bundle.   I’m typically a quantity over quality kind of girl—except for these four areas of life. In this episode, find out where less really is more so you can make space for what matters most.   Next Steps: 🎥 Watch my video 5 Quick Ways to Cut Costs (Even if You Love to Spend). 📈 Are you on track with the Baby Steps? Get a free personalized plan. 💵 The simplest way to budget. Download the EveryDollar app for free!   Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 4 July 2025

💰 Invest in your future with a Smartvestor Pro.  Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.  There’s one thing my husband and I do every year that's been a game changer in our marriage. In this episode, learn about our “Dream Date” and how it can bring you closer to where you want to be. Next Steps: 🎥 Watch my video 5 Ways to Maximize Your Money in a Dual-Income Household. 📈 Are you on track with the Baby Steps? Get a free personalized plan. 💵 The simplest way to budget. Download the EveryDollar app for free!   Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 2 July 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan. If it still feels like you’re living paycheck to paycheck even though your income has gone up, listen up. In this episode, you’ll learn four surprising reasons high earners feel financially stressed and how you can break the cycle. Next Steps: 🎥 Watch my video 10 Habits That Scream “I’m Trying to Look Wealthy” (My Reaction) 🏡 Compare cities with the Cost of Living Calculator. 💵 The simplest way to budget. Download the EveryDollar app for free! Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 30 June 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan. Should debt be a deal breaker when you’re thinking about marrying someone? In this episode, let’s talk about what it feels like to have a significant other in a different financial situation than you and how to move forward together with confidence. Next Steps: 🎥 Watch my video This Couple Turned Paying Off $32,000 Into a Game (My Reaction). 💍 Get away with your spouse for Ramsey’s Money & Marriage Getaway 💵 The simplest way to budget. Download the EveryDollar app for free! Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 27 June 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan. The stock market has its ups and downs, but that doesn’t mean you need to panic. In this episode, find out why it’s better to focus on the long game when it comes to investing. Next Steps: 🎥 Watch my video Why the Housing Market Might Feel Impossible Right Now. 💰 Invest in your future with a Smartvestor Pro. Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.  💵 The simplest way to budget. Download the EveryDollar app for free Connect With Our Sponsors: • Learn more about Christian Healthcare Ministries. • Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 25 June 2025

✍️ Start your 90-day journey to lasting contentment with The Contentment Journal. Money can be a blessing, but without intentionality, it can do more harm than you realize. In this episode, find out three ways money might be hurting you and what you can do to take back control. Next Steps: 🎥 Watch my video 5 Money Habits That Will Change Your Life (if You Actually Do Them). 💵 The simplest way to budget. Download the EveryDollar app for free! 📈 Are you on track with the Baby Steps? Get a free personalized plan.  Connect With Our Sponsors: Learn more about ⁠Christian Healthcare Ministries⁠. Get 20% off when you join ⁠DeleteMe⁠. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership  Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 23 June 2025

💵 The simplest way to budget. Download the EveryDollar app for free!    Yes, you can still have fun on a budget—and I can prove it! In this episode, find out how Winston and I make the most of our money and why a budget actually helps you enjoy life more.   Next Steps: 🎥 Watch my video 8 Mistakes You’re Making With Everyday Expenses. 📈 Are you on track with the Baby Steps? Get a free personalized plan. Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 20 June 2025

💍 Get your tickets for our Money & Marriage Getaway happening February 12–14, 2026. Today’s special guest is my amazing husband, Winston Cruze! In this episode, we’ll share the biggest lessons we’ve learned in 15 years of marriage, plus how you can grow even stronger in your relationship. Next Steps: 🎥 Watch my video Money Habits You Need to Change Right Now (With Dave Ramsey). 📈 Are you on track with the Baby Steps? Get a free personalized plan. 💵 The simplest way to budget. Download the EveryDollar app for free!   Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 18 June 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan. Could the #1 wealth killer in your life be parked in your garage? In this episode, find out why your car could be keeping you broke, plus the right way to own one instead. Next Steps: 🎥 Watch my video 10 Things Quickly Becoming Too Expensive for the Middle Class. 💰 Find out your earning potential with the Investment Calculator.  🚙 Get our free Ramsey Car Guide. 💵 The simplest way to budget. Download the EveryDollar app for free!   Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 16 June 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan. Let’s be real—money can be helpful, but it’s not going to magically solve all your problems. In this episode, you’ll learn five important areas where you might already be wealthier than you think. Next Steps: 💵 The simplest way to budget. Download the EveryDollar app for free! 🎥 Watch my video 8 Subtle Ways to Spot a “Quiet Millionaire.”   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 13 June 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan. The truth is, debt is a thief, but not everyone is taught that. In this episode, my friend Jade Warshaw shares how she learned this the hard way—including the steps she took to pay off $460,000 in debt and why they can work for you too.  Next Steps: 💵 The simplest way to budget. Download the EveryDollar app for free! 🎥 Watch my video Why 51% of Americans Are Struggling in Their Finances. 🎤 Follow Jade Warshaw on Instagram @jadewarshaw.   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 11 June 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan. If you’re someone who thrives on structure, changes to your routine can totally throw you off. In this episode, you’ll learn five practical tips to help stay on track with your time and money, no matter what season you’re in. Next Steps: 💵 The simplest way to budget. Download the EveryDollar app for free! 🎥 Watch my video Parents Are Spending How Much on Kids Birthdays?    Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 9 June 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan. I found a list of “13 Times Dave Ramsey Wants You to Say No” and I couldn’t resist sharing my thoughts! In this episode, I’ll give my take on each one, plus three “Dave nos” I heard growing up. Next Steps: 💵 The simplest way to budget. Download the EveryDollar app for free! 🎥 Watch my video The Two Times I’ve Disagreed with Dave Ramsey. Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 6 June 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan. I know technology gets a bad rap sometimes—but it can actually make life a lot easier! In this episode, find out the seven apps I can’t live without and why technology isn’t all bad.  Next Steps: 💵 The simplest way to budget. Download the EveryDollar app for free! 🎥 Watch my video 7 Purchases That Significantly Improved My Life.   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 4 June 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan. No matter how much money you make, it’s way too easy to overspend. In this episode, learn 16 practical ways to stop wasting your money so you can build wealth instead. Next Steps: 💵 The simplest way to budget. Download the EveryDollar app for free! 🎥 Watch my video 7 Creative Side Hustles for an Extra $1,000 a Month. Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 2 June 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   If you’re engaged or recently married, you’ve probably heard all the classic marriage advice. But in this episode, you’re going to learn five common mistakes newlyweds make and how you can avoid them altogether! Next Steps: 💵 The simplest way to budget. Download the EveryDollar app for free! 🎥 Watch my video The Real Reason Everyone Seems Wealthier Than You. Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 30 May 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   So, I didn’t budget for two whole weeks, and you guys won’t believe what happened! In this episode, find out my biggest takeaways from this experiment so you can keep your spending in check without the stress.   Next Steps: 💵 The simplest way to budget. Download the EveryDollar app for free! 🎥 Watch my video How to Survive Grocery Shopping in 2025.   Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 28 May 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   You might not feel rich, but you may be doing better with money than you realize! In this episode, find out seven signs that prove you’re actually ahead of the average American. Next Steps: 💰 Pay off your home faster with the Mortgage Payoff Calculator. 🎥 Watch my video Create Your First Budget in 5 Simple Steps. 💵 The simplest way to budget. Download the EveryDollar app for free!   Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 26 May 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan. Let’s be real—sometimes, rest can feel like one more thing on your to-do list. In this episode, you’ll learn what true rest really looks like and how it can actually help you win with money. Next Steps: 🎥 Watch my video 6 Lies Culture Tells Us About Money. 💵 The simplest way to budget. Download the EveryDollar app for free!  Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 23 May 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan. Winning with money isn’t about how much you make—it’s about how you manage it. In this episode, find out which four habits could be keeping you broke, no matter your income level. Next Steps: 🎥 Watch my video 45% of Americans Are Taking On Debt for THIS? 💵 The simplest way to budget. Download the EveryDollar app for free!   Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 21 May 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan. Credit cards might feel like just a normal part of life—but should they be? In this episode, you’ll learn the hard truth about how this industry works and why it’s intentionally keeping you behind financially. Next Steps: 🎥 Watch my video The True Price of Living With Debt. 💵 The simplest way to budget. Download the EveryDollar app for free!   Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 19 May 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan. Thinking “I’ll be happy when I have more money” never leads anywhere good. In this episode, find out three simple ways to break out of that cycle and start experiencing joy that lasts. Next Steps: 🎥 Watch my video 6 Minimalist Habits That Improve Your Life and Money. ✍️ Start your 90-day journey toward contentment. Get The Contentment Journal. 💵 The simplest way to budget. Download the EveryDollar app for free!   Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 16 May 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan. There’s one money struggle almost all wealthy families can relate to. In this episode, you’ll learn what this unexpected challenge is, plus five ways to raise financially wise kids. Next Steps: 🎥 Watch my video What Everybody Gets Wrong About Generational Wealth. 📔 Pick up a copy of my kids book I'm Glad for What I Have. 💵 The simplest way to budget. Download the EveryDollar app for free! Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 14 May 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan. In this episode, let’s lean into the controversy. Find out which of my money teachings people hate the most—plus why I still stand by them (and why you should too!). Next Steps: 🎥 Watch my video My Most Hated Financial Advice: Eating at Home. 💰 Invest in your future with a SmartVestor Pro. Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. 💵 The simplest way to budget. Download the EveryDollar app for free!   Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 12 May 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan. In this episode, let’s lean into the controversy. Find out which of my money teachings people hate the most—plus why I still stand by them (and why you should too!). Next Steps: 🎥 Watch my video My Most Hated Financial Advice: Eating at Home. 💰 Invest in your future with a SmartVestor Pro. Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. 💵 The simplest way to budget. Download the EveryDollar app for free!   Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 12 May 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan. Summer break is such a gift—until comparison starts creeping in. In this episode, you’ll learn four ways to stop the comparison spiral before it steals your peace and your paycheck. Next Steps: 🎥 Watch my video The Real Reason Everyone Seems Wealthier Than You. 💵 The simplest way to budget: Download the EveryDollar app for free! 📓 Start your 90-day journey toward contentment with The Contentment Journal.   Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 9 May 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan. Believe it or not, I don’t always agree with Dave Ramsey on money advice! Today, I’ll react to two times this happened recently—plus clue you in on how Dave really feels about Taylor Swift. Next Steps: 🎥 Watch my video How to Never Pay Full Price Again With Dave Ramsey. 🎥 Watch this clip, Dave Ramsey Responds to Rachel Cruze’s Financial Advice. 🎥 Watch this clip, Dave Ramsey and Rachel Cruze Disagree on This Call! 💵 The simplest way to budget. Download the EveryDollar app for free! 💰 Reach your money goals with Financial Peace University. Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 7 May 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan. Debt or no debt, money fights are real! In this episode, you’ll learn how to talk about money in your relationship, plus four financial red flags you shouldn’t ignore. 🚩 Next Steps: 🎥 Watch my video Should You Combine Accounts With Your Spouse? 💰 Beat debt and build wealth faster with Financial Peace University. 💵 Make budgeting simple. Download the EveryDollar app for free!   Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 5 May 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan. In this special episode, podcast host and bestselling author Lewis Howes unpacks some powerful insights about telling your money where to go. Plus, find out why the right money mindset is the key that unlocks the financial future you really want. Next Steps: ·      🎥 Watch my video Harvard Professor Reveals the Real Reason You Want More Money. ·✍️️ Learn more about Lewis Howes. ·      📗 Get Lewis Howes’ book Make Money Easy. ·      💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 2 May 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan. I know you love celebrating your friends, but you don’t have to blow your budget doing it! In this episode, I’ll share 21 housewarming gift ideas under $25 so you can celebrate without the stress. Next Steps:  ·      🎥 Watch my video 9 One-Time Purchases That Can Save You Hundreds. ·      📔 Read my article 21 Housewarming Gifts They’ll Love for Under $25. ·      💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: ·      🏥 Learn more about Christian Healthcare Ministries. ·      🔒 Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 30 April 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Ever wondered how Dave Ramsey created the Baby Steps? In this episode, you’ll hear the incredible backstory, plus how these seven proven steps can change your finances forever. Next Steps: ·      🎥 Watch my video The Fastest Way to Become a Millionaire (With Dave Ramsey). ·      💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: ·      🏥 Learn more about Christian Healthcare Ministries. ·      🔒 Get 20% off when you join DeleteMe.   Explore More From Ramsey Network:   🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 28 April 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan. Cutting costs is tough when you love to spend—trust me, I get it! But in today’s episode, you’ll learn five super simple money-saving tips that even spenders will actually want to stick to.   Next Steps: 🎥 Watch my video How I Budget, Invest, Save and Spend My Money.  🍽️ Save time and money on groceries with the free Meal Planner & Grocery Savings Guide.  💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 25 April 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan. There are tons of ways to save, but one of the biggest money-savers out there flies totally under the radar. In this episode, find out which savings hack no one is talking about and how to use it to your advantage.   Next Steps: 🎥 Watch my video How to Save $4,000 Fast. 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 23 April 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan. Do you want to actually be rich or just look rich? In this episode, I’ll react to 10 habits that scream, “I’m trying to look wealthy.” Plus, find out how to build real wealth instead! Next Steps: 🎥 Watch my video Create Your First Budget in 5 Simple Steps. 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 21 April 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   What if your budget could actually improve your quality of life? In this episode, you’ll learn four practical ways your budget can buy back time and help you create more balance in life.   Next Steps: 🎥 Watch my video 11 Things You’ll Regret Buying Cheap (Learn From My Mistakes!). 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 18 April 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Talking about the future with your aging parents might feel tough—but it’s one of the best ways to care for them. In this episode, find out how to have “the money talk” in six steps so everyone can feel confident and prepared.   Next Steps: 🎥 Watch my video 3 Healthy Money Boundaries to Set With Family. 🛡️Create your will online today with our RamseyTrusted® partner Mama Bear Legal Forms. 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 16 April 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Let’s be real—there are some money fails we can all relate to. In this episode, discover six important money lessons hidden inside social media memes. Trust me, you’ll want to remember these!   Next Steps: 🎥 Watch my video 5 Simple Habits for Building Wealth (This Made Me a Millionaire). Follow Rachel Cruze (@rachelcruze) on Instagram. 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 14 April 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Managing finances with your spouse doesn’t have to feel stressful! In this episode, you’ll learn five steps for navigating money together and maximizing a dual income.   Next Steps: 🎥 Watch my video How to Invest the Right Way in 2025. 📘 Get my book Know Yourself, Know Your Money. 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 11 April 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   If rising prices have you concerned, you’re not alone! In this episode, find out 10 things people think are becoming too expensive for the middle class, plus how to afford your life no matter what you make.   Next Steps 🎥 Watch my video What Income Puts You in Upper, Middle and Lower Class? 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 9 April 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Have you ever spent money and had serious regret about it later? Well, not today! In this episode, find out 13 everyday purchases I swear by and why they’re worth every penny.   Next Steps: 🛍️ Shop Rachel’s home purchases on Amazon. 🎥 Watch my video 6 Minimalist Habits That Improve Your Life and Money.  💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 7 April 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Have you noticed money scams just keep getting sneakier? In this episode, find out how to spot eight common money scams so you can protect your wallet.   Next Steps: 🎥 Watch my video How Airlines and Other Retailers Are Robbing You Blind. 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 4 April 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   If you learned more about pi in high school than how to file your taxes, you’re not alone! In this episode, you’ll learn five important financial lessons everyone should have learned a long time ago.   Next Steps: 💰 Beat debt and build wealth faster with Financial Peace University. 📚 Find the right curriculum for you with Ramsey Education. 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 2 April 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   We can’t escape the basic cost of living, but there are ways to spend less! In this episode, find out how to save on everyday essentials so that you have more money for everything else.   Next Steps: 🎥 Watch my video 4 Ways You’re Ruining Your Budget (Without Realizing It). 🏠 Calculate your monthly payment with our Mortgage Calculator. 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 31 March 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   If you have a savings goal, the key to reaching it is going all in—even if it’s just for a short season! In this episode, you’ll learn four money challenges you can start today to help you pile up cash fast.   Next Steps:  🎥 Watch my video Find an Extra $400 in Your Budget in Just 24 Hours. 💰Take the 24-Hour Money Finder Challenge! 💸 Save $5,000 with the 100 Envelope Challenge. 💵 Start your free budget today. Download the EveryDollar app!    Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.    Explore More From Ramsey Network:  🍸 Smart Money Happy Hour  🎙️ The Ramsey Show    💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💰 George Kamel  🪑 Front Row Seat with Ken Coleman   📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 28 March 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Does it feel like the housing market is totally out of control? In this episode, we’ll dive deep into what’s really happening out there and what it means for buyers and sellers right now.   Next Steps: 🏠 Reach your home goals with our Real Estate Home Base. 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 26 March 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   The truth is, there’s something every generation can teach us about personal finance. In this episode, find out seven surprising money lessons we can learn from boomers—including what to do and what to avoid.   Next Steps: 🎥 Watch my video 7 Valuable Life Lessons I Swear By. 💰 Find out your earning potential with the Investment Calculator. 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 24 March 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Let’s be real—knowing what to do with your money and actually doing it are two different things. That’s why in this episode, I’m calling out five commonsense money habits you can start today that’ll help you reach your goals.   Next Steps: 🎥 Watch my video What’s the Catch With 0% Interest? 💸 Join Financial Peace University, the fastest way to beat debt and build wealth. 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 21 March 2025

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Investing for retirement can feel overwhelming, but it doesn’t have to be! In this episode, you’ll learn five key numbers everyone should know so you can prepare for the future with confidence.   Next Steps: 🎥 Watch my video How to Invest the Right Way in 2025. 💰 Invest in your future with a Smartvestor Pro. Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 19 March 2025