The biggest mistake that people make with their money is not having a plan. So today,

we are going to fix that in five simple steps. Be sure to like, subscribe, and share this

episode with a friend. All right, first of all, remember that your income is your largest wealth building tool.

Okay, most people for most of their lives will have some form of cash flow coming in on a consistent

basis, right?

That you are working, you are making an income, and that's how you're living your life.

But if you are not intentional with your income, you are losing money because you're either

wasting it, you're not investing it because you don't have a plan, you're not using it to pay off

debt, like you're not using it to create a not only financial foundation under you, but also

to continue to build wealth in the future. So taking on additional part-time work or even a side hustle

sometimes is a great option if you need to increase the amount of money that you need coming in

every month, especially if you're tackling big goals like getting out of debt or saving up for an

emergency fund. So how can we use our income to really maximize potential in our money. Well, the answer is a monthly budget.

And I'm so sorry. There's a part of me of wishes this was not the case because, I mean,

personally, my, like, my natural knee-bent reaction to life is not, like, great of details.

I kind of just want to enjoy the moment. That's why I was always hesitant

with the budget because it just felt like boring and a lot of numbers. But there's also a lot of

common budgeting questions and excuses that I hear from you guys. So here are the top three.

Number one, what if I have an inconsistent income? Because when you budget, you're budgeting your

income and what if it looks different every single month?

Well, for a lot of people, this is true. So when you're figuring out your budget, you have to figure out your income. And if it is variable, then you want to be able to say, like, hey, here is my guess. Like, here's what I'm looking ahead at the month. And whether you're in sales or you're a 1099, like, whatever it looks

like you can just kind of say, okay, here's my guesstimate on what I think I'm going to make this month. And here's the deal. That's going to change. When you get paid on the 15th, if you get paid on 15th or every week, you may have to adjust your budget up or down. And sometimes you're going to do better some months than you planned

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