5 Home Upgrades That Pay You Back (and 4 to Skip!)
The Rachel Cruze Show
Ramsey Network
4.8 • 3.6K Ratings
🗓️ 15 December 2025
⏱️ 7 minutes
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| 0:00.0 | Owning a home is a major financial win and a big responsibility. |
| 0:10.3 | So whether you are revamping the home that you're in to make it a long-term home, |
| 0:14.7 | or maybe you're looking to sell soon, here are five smart, cost-effective updates, and four |
| 0:20.7 | common mistakes to avoid. |
| 0:22.6 | Now make sure to like, subscribe, and share this episode with a friend. |
| 0:25.6 | All right, we'll start off with the positive. |
| 0:27.6 | So the upgrades that are worth it. |
| 0:28.6 | Number one, your kitchen and bath. |
| 0:30.6 | Yes, this will pay you back. |
| 0:32.6 | These are two spaces that often require the biggest overhaul because you have flooring, cabinetry, fixtures, |
| 0:39.7 | appliances, like there's a lot that goes into this. But according to a 2025 study, a minor kitchen |
| 0:46.0 | remodel can increase your home's value by 13%, aka you earn back 113% of what you spent on it. |
| 0:53.9 | So it's a great investment. |
| 0:56.0 | Now make sure to choose more light to neutral colors. |
| 0:59.7 | I think that obviously is just better for people to envision their life in that versus |
| 1:04.6 | like loud things, loud colors. |
| 1:06.7 | We don't want that. |
| 1:07.8 | All right. |
| 1:08.0 | Number two, neutral tile and hardwood are always a plus. |
| 1:12.8 | So when we're talking about kitchens and bathrooms, tile and hardwood floors are a great way to |
| 1:19.1 | update those spaces and really add some value. Now, just make sure you choose colors and tones, |
| 1:23.7 | again, that are natural. You know, again, it feels a little bit, you know, that people can |
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