5 Underrated Tips to Help You Pay Off Debt FAST
The Rachel Cruze Show
Ramsey Network
4.8 • 3.6K Ratings
🗓️ 7 January 2026
⏱️ 7 minutes
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| 0:00.0 | Once you've committed to paying off debt, you don't really need a lecture, you don't need the fluff. |
| 0:10.0 | You just need some practical tips that work to get you through the process. |
| 0:13.0 | So today I'm going to share a handful of proven hacks that you can put to use immediately. |
| 0:19.0 | Plus, at the end, I'm going to share where you can find out more about this and what to do. So make sure to like, subscribe, and share this episode with a friend. All right, first and foremost, when you are getting out of debt, upping your income is a game changer. So get a side hustle. Now listen, I know no one wants to work extra hours. If you already have a busy schedule or you're working full time, it's exhausting. |
| 0:40.0 | But remember, this is not forever. |
| 0:42.3 | For some people, it's just like five or six months, right? |
| 0:44.8 | Like, you just kind of need this boost because it is one of the most effective ways to see |
| 0:49.1 | significant change when it comes to your budget. |
| 0:51.7 | When it comes to paying off debt, getting that extra income is massive. |
| 0:56.3 | And so, listen, put on a podcast, drive free breats or lift and just do what you got to do, right? |
| 1:02.5 | Weight tables, work the retail job, whatever you can, this is so big. |
| 1:06.9 | Now, you can get kind of creative and look at your own space and sell some things on Poshmark or Facebook. |
| 1:12.0 | Maybe you sell baked goods, offer to dog or house sit. |
| 1:16.7 | Anything that's going to bring in, even $300 to $500 a month makes a big difference. |
| 1:21.2 | You guys, I used to do some webinars last year and would ask people that were online, like, hey, you guys, what are you doing to earn extra cash and how much |
| 1:27.9 | are you making? And people were easily making like $1,000 up to $2,000 a month. It was so impressive. |
| 1:34.0 | And so what I'm finding is the more money that you can make with a side hustle is with skills |
| 1:38.5 | that you already have. So when you are doing something with work that you're already really |
| 1:43.1 | good at, you know, we can just |
| 1:44.5 | throw in like photography or film or like whatever the thing is. And if you're really good at that, |
| 1:49.8 | making that a side hustle, you're actually going to see more money because, you know, you may be a 1099 |
| 1:55.2 | for a bit, but gosh, doing that extra side work is going to make you so much money. So to find the best |
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