Grow Your Wealth with These 5 Boring Habits
The Rachel Cruze Show
Ramsey Network
4.8 • 3.6K Ratings
🗓️ 23 January 2026
⏱️ 8 minutes
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| 0:00.0 | So whether you're starting out in the negative with student loans or you have an inheritance |
| 0:09.4 | of a hotel heiress, anyone can grow the money that they have. So today I'm going to share |
| 0:15.0 | five boring but basic habits when it comes to building wealth over the years. Be sure to like, subscribe, |
| 0:21.6 | and share this episode with a friend. Okay, so these are five things that have helped me over |
| 0:26.8 | the years when it comes to thinking long term and building wealth. And they're kind of broad, |
| 0:30.5 | they're kind of boring, I feel like. They're not very exciting. But I'm telling you, |
| 0:34.7 | they are absolutely needed. If you don't have these things, it's going to be very, very difficult to build wealth long term. |
| 0:41.3 | Number one is don't let your thoughts limit you. |
| 0:44.9 | Okay, this is really important because if you really do believe that the world isn't going to work for you |
| 0:50.2 | and building wealth is never going to happen and like you're just set up to never win, |
| 0:54.9 | then you're not even going to try. |
| 0:56.4 | Like if that is your thought process. |
| 0:58.1 | But if you also have the thought process on the other end of, hey, what would it look like |
| 1:02.9 | if I created a plan and actually stuck with it when it came to my money? |
| 1:07.7 | What if I lived below my means? |
| 1:09.9 | What if I did these things and actually started to see progress, I really probably could build wealth. Like it's really important. Our thoughts are really, really important. And even growing up, I mean, our parents told us, like, you can be whoever you want to be, do anything you want to do. I mean, like, there was like this attitude about the world is there and you can take it. |
| 1:27.6 | You can do it. Anything is possible. You know, with the right attitude, hard work and all of it. |
| 1:31.5 | So I know that sounds a little naive, but honestly, as an adult, I really do believe, though, |
| 1:36.8 | what our thoughts are, create our actions, which really does create our future and what our |
| 1:42.3 | life is going to be. So if you are hopeless, you're |
| 1:45.5 | not going to do anything. Your actions are going to mirror that. But if you're hopeful and you do |
| 1:50.6 | have belief in something, then you're going to be able to say, okay, I'm actually going to do |
... |
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