Reacting to Self-Made Millionaires on TikTok (Are They for Real?)
The Rachel Cruze Show
Ramsey Network
4.8 • 3.6K Ratings
🗓️ 20 February 2026
⏱️ 13 minutes
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| 0:00.0 | So when you're trying to get control of your money and build wealth, one of the best things that you can do is learn from people who have reached those goals before you. |
| 0:13.0 | And it's even more impressive when they are self-made. |
| 0:17.0 | But there's always advice out there that could steer you in the wrong direction. So today, |
| 0:21.8 | we're going to look at a couple of TikTok videos of some self-made millionaires and kind of see what |
| 0:27.3 | they're saying. Hey, be sure to like, subscribe, and show this episode with a friend. Okay, by the way, |
| 0:32.4 | all of these videos happen to be from young female creators. So let's go girls. |
| 0:38.3 | Well done. |
| 0:39.3 | All right, here is video number one. |
| 0:41.3 | I'm on track becoming a self-made millionaire before 30, and this is the exact blueprint that I followed. |
| 0:47.3 | First is maximize your income. |
| 0:50.3 | I started with a full-time role in tech as a marketing manager. |
| 0:53.3 | I've made a ton of videos about my internships and my career journey that helped me lead up to this point. |
| 0:57.8 | I'm using the skills that I gained from work and school to freelance on the side and to build a side business that I can work on during my off hours. |
| 1:05.7 | Number two is living below your means. |
| 1:08.2 | So after I graduated, I didn't get a fancy apartment, but instead I lived as modestly as I could so I can save and invest as much as possible. |
| 1:15.6 | As my income went up, I did spend more money to increase my lifestyle, like traveling more often, and eating out at nicer restaurants, |
| 1:23.6 | but I make sure that I'm saving and investing the same percentage that I did before my pay increase. |
| 1:29.7 | Third is to make your money work for you. |
| 1:32.2 | I started investing at 20 years old when I had some internship money even though it wasn't a lot. |
| 1:37.5 | I view every dollar as an employee that I can go out and make more money for me |
| 1:41.6 | because I don't want to work for the rest of my life. |
| 1:44.1 | I use a high-old savings account and CDs to store my cash for my emergency fund and medium-term goals. |
... |
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