That seems like every year the government makes a few small changes that affects our money.

So today we're going to share a couple of those updates with you.

And I'm going to share four things that never change when it comes to your money,

regardless of what the government decides.

So be sure to like, subscribe, and show this episode with a friend. All right, the first change in 26 applies to high-income earners.

So part of the Secure 2.0 Act will require that catch-up contributions for those making over

$145,000 have to be made post-tax,

aka Roth contributions.

So when you are funding your retirement,

there is a limit of how much you can put in your Roth IRA

and your 401K.

But when you hit a certain age,

you can actually invest more in their catch-up contributions.

But what they're saying in this is you have to do

those catch-up contributions after you have

paid your taxes, where before, usually with investments, you can, if you do a traditional IRA or a

traditional 401K, your money comes out before you pay taxes. Now, what they're saying with this is

it has come out after you pay taxes. So that is one change. Change number two also has to do with retirement.

And so the IRS usually adjust the contribution limits like we just talked about at the end of the

year because they account for inflation fluctuations and different things. So some years they

change, some years they don't. For 26, the 401K contribution limit increased to $24,500. And the IRA limit increased to $7,500. So just a couple

hundred dollars here and there. But that's wonderful. The more you can invest, you guys,

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