Reacting to the Top Money Predictions for 2026
The Rachel Cruze Show
Ramsey Network
4.8 • 3.6K Ratings
🗓️ 9 January 2026
⏱️ 9 minutes
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| 0:00.0 | So none of us can predict the financial future. I wish we could, but we can't. But as someone |
| 0:11.0 | who has worked in this world, I do have some thoughts about some of the top money predictions |
| 0:15.9 | that are coming out for 2026. All right, be sure to like, subscribe, and share this episode with a friend. |
| 0:22.2 | So again, there's a lot of buzz usually when it comes to the new year, whether it's on social |
| 0:26.6 | media or articles where people are like, oh my gosh, I think this is going to happen and |
| 0:30.7 | that's going to happen. So I've been compiling a couple of that I've heard and I'm going to |
| 0:35.0 | give you, yeah, my thoughts around them. So prediction number one |
| 0:37.8 | is that interest rates will stay elevated, but will slowly go down throughout the year and eventually |
| 0:43.4 | settle. Yeah, I agree with that. I think that's the trend we were seeing last year, and more |
| 0:50.2 | and more I think we are seeing that. I think it's going to be slow. I don't think the Fed's going to do |
| 0:53.7 | anything crazy, but I think we will start to see it. And then I think it will eventually level out. I really for like mortgage rates and stuff, I sadly do not think we'll ever get back to like that 2 to 3 percent. But I think we will get, you know, kind of where we are, maybe a little bit lower. But I think eventually it will settle. So I do. I agree with that prediction. Number two, |
| 1:11.6 | global economic growth will be weak. Oh my gosh. Okay, well, let's just, I mean, you guys, |
| 1:18.4 | the past couple of years, it's been pretty crazy. I think even the market, especially within the |
| 1:22.9 | U.S., like, man, the rates have been great in the market for earning interest if you have invested some |
| 1:28.8 | money. So I don't see anything big changing from that. I mean, maybe we're kind of a little bit |
| 1:35.6 | on an upward, and so naturally you're going to go back down, but I don't think it's going to be |
| 1:41.4 | weak. I really don't. I think people are moving and they're traveling. They're continuing their lives. Some may spend less money or operate a little bit more cautiously if they are |
| 1:49.4 | stretched thin. But I don't know. I see it being relatively stable and kind of consistent. |
| 1:54.7 | But I could be wrong, but I don't know. That would be my own prediction. |
| 1:58.1 | Number three, housing will continue to be a buyer's market. Yes, I do agree with this. House listings have gone down and price, again, because of the high mortgage rates. And so people that are trying to sell their houses are like, okay, I will kind of even lower price or start to negotiate. Because if I can all remember a few years ago, you know, you would put your house on the market |
| 2:18.2 | and then you get like 45 offers. Like it was just crazy. And then people started upping the prices so much. |
| 2:24.3 | And now the prices are still high. I don't think they're going to go back down to what they were. |
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