Journey To Launch

In this rewind episode, LeDo and Shameka McDowell talk about their relationship and how they paid off $32,000 in debt and built $100,000 in net worth. Once they got on the same financial page, they were unstoppable. LeDo and Shameka are creators of the podcast The Marital Mission, a podcast about married life for young couples. They share with us an honest conversation about how to get your partner on board with your financial goals, the struggles that come with becoming debt-free, how to have the money talk with your partner, and more. In this episode, you will learn: Practical ways to get on the same financial page with your partner How to cut your expenses and reach your financial goals The importance of putting communication first The difference between the avalanche and the debt snowball debt payoff methods and more Other Links Mentioned in episode: If you liked this episode you might also like A Money Chat With My Husband + The Budget Boot Camp. In this episode, my husband and I talk about my crazy money goals and his relationship with money. Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with LeDo & Shameka: Website: TheMaritalMission.com Instagram: @TheMaritalMission Twitter: @MaritalMission Facebook: @TheMaritalMission Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 24 July 2024

Once blogger Tracy Levesque released her article titled, “What I learned from binge-listening to the entire Journey to Launch podcast,” I knew that I had to have her on as a guest. She joins us after paying off $170k worth of debt and jumping on the financial independence, retire early movement. We chat about the growth mindset her mom passed down to her, her entrepreneurship journey, how true wealth is providing education, curiosity, and the understanding of the value of experiences over material possessions, and why we need to have more LGBTQIA+ voices in the FIRE community. In this episode, we discuss: What sparked Tracy’s curiosity about the FIRE movement (Financial Independence, Retire Early) Building a business without a roadmap, hustling as an entrepreneur in the computer world + getting into real estate The steps Tracy and her wife took to pay off $170,000 of debt in 10 years using the debt avalanche method + zero-balance transfers Blind spots in the FIRE movement, using privilege for good + the call for more queer voices in the personal finance space How Tracy’s mom taught herself about the stock market and became a successful investor + more Other Links Mentioned in episode: Read Tracy’s Blog Post: “What I learned from Binge Listening to the Entire Journey to Launch Podcast Suze Orman’s 9 Steps to Financial Freedom Do You Love it or Just Want It- How to Stop Stress Spending Get Good with Money by Tiffany Aliche Financial Freedom with Jamila Souffrant on the Frugal Living Podcast How Tracy and her wife paid off $170000 of debt in 10-years Your Money Or Your Life: Transform Your Relationship With Money & Achieve Financial Independence W/ Vicki Robin Retiring At 30yrs Old & Living A Full Life On $20k A Year W/ Purple All About The Health Savings Account (HSA) -The Ultimate Retirement And Investment Account W/ Jackie Koski Your Money or Your Life by Vicki Robin Independence Business Alliance Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Tracy: Website: TheTracyL.com Instagram:@LilJimmi Twitter:@LilJimmi Facebook:@LilJimmi Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 17 July 2024

This week we are rewinding to Ariana Rodriguez's episode, who joined the Journey To Launch podcast to talk about her experience on the Netflix documentary, “Get Smart With Money” and how she was able to turn her finances around. We chat about how she used her skills to begin a side hustle, that eventually allowed her to quit her job, the power of forgiving yourself of past money mistakes, automating your money and more. In this episode, we discuss: The internal struggle and mindset that plays a role in the cycle of debt and debt repayment How Ariana pivoted from an education career to tech project management in order to increase her income Leveraging skills for side hustles to speed up the debt payment process What the “should lifestyle” is and why it keeps people stuck in the debt system Why financial freedom is possible and attainable at any level + more Other Links Mentioned in episode: From Side Hustle To Million Dollar Virtual Assistant Business With Tasha Booth Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Ariana: Website: ArianaRodriguez.co Instagram:@ArianaRodriguez.co Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 10 July 2024

This week, we are rewinding to Journeyer, Josie Espinoza’s episode who shares her debt free story. She was the first in her family to go to college, but then found herself in $50K of debt which included student loans, credit cards, and auto loan debt. She discovered a passion for financial freedom and independence; and through listening to podcasts, she was able to learn what was needed to become debt free. Once debt free, Josie and her husband became focused on financial planning, saving, and securing their family’s future. In this episode, Josie shares: Her story coming from Mexico at the age 8, helping her parents on the farm and being the youngest of 9 and the first one to get a college degree How the money mindset, “Money is made to be spent” led her to accumulate $50K of debt and how 3 weeks without money was her rock bottom How she was able to resign from her job that was affecting her mental health Why she feels that anyone can change their finances with a little effort & more Other Links Mentioned in episode: Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Josie: Instagram: @minimalisatodo Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 3 July 2024

This week we are rewinding to a conversation I had with Veronique Graves, a fellow Journeyer and former member of my past community the Money Launch Club. Veronique is a self employed sign language interpreter who is on her way to financial freedom. After becoming a member of the Money Launch Club, she went from living paycheck to paycheck to paying off debt, saving, and investing. Veronique advises those on their financial journey to be patient, set specific goals, and surround themselves with financially savvy individuals. Her motivation for financial independence stems from her desire for life flexibility and the ability to help others, inspired by how her family supported her financially in the past. In this episode, Veronique shares: How working as a freelance contractor requires careful financial planning due to the irregular nature of her income​​. How she successfully managed to save enough to avoid living paycheck to paycheck and how she is paying off her credit card debt The significance of celebrating small wins and staying motivated by recognizing progress over time​​ + much more. Other Links Mentioned in episode: Check out the book that helped Veronique on her journey, Get Money by Kristin Wong. Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 26 June 2024

This week on the Journey to Launch Podcast, I am sharing a conversation I had on IG Live with Lauryn Williams from Student Loan Planner. Lauryn provides crucial information for student loan borrowers about the Biden administration's Income-Driven Repayment (IDR) waiver for federal student loans, which can significantly impact loan forgiveness eligibility. The steps to take include: understand your loan type, consider consolidation, and take timely action before June 30, 2024 which is the deadline to maximize benefits. In this episode, Lauryn shares: What is the IDR Waiver and how it can help student loan borrowers get closer to forgiveness Why borrowers with Federal Family Education Loan (FFEL) loans or those with multiple loan types should consider consolidation to benefit from the IDR waiver. Where to go to see your loans and determine your next steps How to stay informed about your loans and any future opportunities for forgiveness or adjustment if you miss the deadline + more. Other Links Mentioned in episode: How to Qualify for the IDR Waiver Student Loan Planner www.StudentAid.gov Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Lauren: Website Instagram: @LauryncWilliams Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 19 June 2024

This week on the Journey to Launch Podcast, I'm featuring the second part of my discussion with Amanda Bauch, my book coach In this episode, Amanda interviews me about the experience of writing “Your Journey to Financial Freedom” — from its initial conception and the creative process to how it feels six months after its release. We also delve into the book's reception, its impact on readers, and explore the possibility of a second book and what I would do differently. In this episode, we discuss: The timeline and steps involved in creating the book, from the initial proposal to the eventual publication. The struggles with doubts about the book's structure and organization & the challenges of writing while also running a business and raising 3 small kids What I learned during the process and how I would approach it differently in the future. The importance of investing in professional help & having a support system including family, friends, and professionals in the publishing industry + much more Other Links Mentioned in episode: Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Amanda: Website: https://www.AmandaBauch.com Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 12 June 2024

This week on the Journey to Launch Podcast, I’m speaking with my book, Your Journey to Financial Freedom’s coach and editor, Amanda C. Bauch. Our relationship has spanned over two years in bringing the book to life. On this 6 month anniversary of my book being out in the world, I am bringing you this conversation to provide a comprehensive look at the behind-the-scenes work involved in writing and publishing a book, plus Amanda’s experience as a freelancer and working for a big publishing house. Amanda is a writer, editor, and teacher who delights in helping authors share their ideas with the world. Whether ghostwriting, collaborating, editing, or coaching, she strives to provide whatever guidance and encouragement authors need along the way. In this episode, Amanda shares: Her history and passion for writing & editing, which started from a young age and her experience working at a big five publisher, discussing challenges and opportunities. The lengthy process of book publishing, highlighting the time and effort required from inception to publication. Why she left HarperCollins to return to freelancing and how she created a work life balance Traditional publishing vs self publishing and what is the new publishing modality; hybrid publishing + much more! This episode is the first part of a two part conversation I had with Amanda. In next week’s episode we will cover more about my book, Your Journey to Financial Freedom and how Amanda helped me with the creative and writing process + more behind the scenes. Other Links Mentioned in episode: Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Amanda: Website: https://www.AmandaBauch.com Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 5 June 2024

In this Q&A episode, I am answering questions submitted from listeners of the podcast, on topics including; how to reenter the workforce after 18 years of being a stay at home mom, is getting a CFEI certification a good idea & how to get your partner on board with your financial freedom dreams. I also discuss the importance of networking, building connections and giving yourself grace on your journey + much more. In This Episode You’ll Learn: Tips on how to network and promote your small business Is a CFEI certification beneficial & what are some various paths to becoming a personal finance educator Why high yield savings account are a good option to hold emergency savings or long-term goals savings How to get your partner to join you on your financial independence journey + financial planning for new parents, including emergency funds and health insurance. Timestamps: 3:00-7:20: Using the search function on the Journey to Launch website to find relevant episodes 7:20-14:20: Jamila gives advice to a listener who is a newly divorced mother of five, who owns an ice cream & candy shop and is re-entering the workforce at age 53 after 18 years as a stay-at-home mom. 14:20-24:00 Jamila answers a listener’s question regarding obtaining the CFEI certification and if she found it beneficial and would recommend it. 24:00-30:50: Should you put a $5,000 emergency fund in a money market account or a high-yield savings account. 32:00-42:35: How to persuade your husband to get on board with your financial plans. 42:35- 50:54: Tips on financially preparing for a baby Other Links Mentioned in episode: FinancialEducatorsCouncil.org Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 29 May 2024

George Kinder is an author, international thought leader, and founder of Kinder Institute of Life Planning with more than 35 years of experience as a financial planner and tax advisor. George is dedicated to guiding individuals in uncovering their deepest values and leading more fulfilling lives. His ultimate aim is to promote greater freedom in every aspect of existence. In this conversation we discuss: The importance of living in the present moment and mastering one's life. George’s three questions to help identify goals and priorities and how the answer to the "having 24 hrs left" question helps you realize what you’ve missed in life. The balance between short-term pleasure and long-term financial planning. How to find a trust-worthy financial planner who will help with your life plan George’s approach to parenting is being a good listener & showing empathy, rather than being overly restrictive or reactive + more! Other Links Mentioned in episode: George's book, "The Three Domains of Freedom" will be available late Spring 2024! Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with George: Website: https://KinderInstitute.com Website: https://www.GeorgeKinder.com Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 22 May 2024

Bernadette Joy Cruz Maulion is a first-gen Filipina-American joins the Journey To Launch podcast to share how she paid off $300,000 of debt in three years and invested her first $1 million in her 30s. Today, Bernadette works only 20 hours a week in order to focus her financial freedom on joy: K-Pop, yoga, karaoke and spoiling her nieces and nephews as their traveling rich auntie. She understands those who feel like they missed the money memo, and is dedicated to educating others on financial topics with strategies in a way so simple anyone can understand it. In this episode Bernadette shares: Her experiences growing up in New York City as an immigrant child of Asian descent, emphasizing the pressure to excel academically and socially. How she had to make tough choices, such as saying no to friends' events and being honest about what she could afford, to achieve financial freedom. Why she and her husband sold their paid-off home and chose to rent instead Where she invests her money from real estate sales and rental income including high-yield savings, CDs, treasury bills 401k, IRAs, and real estate investment trusts. The importance of being present in life's moments and embracing authenticity in both personal and professional aspects + more! Other Links Mentioned in episode: Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Bernadette: Website: https://CrushYourMoneyGoals.com Instagram:@BernaDebtJoy Twitter: @BernaDebtJoy Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 15 May 2024

This week on the Journey to Launch Podcast, we have Jackie Cummings Koski, author of the award winning book “Money Letters 2 my Daughter” and her new book, “F.I.R.E. for Dummies”. Jackie overcame poverty, divorce and single motherhood and despite having a late start and making less than six figures, she reached Financial Independence and Retire Early (FIRE) at age 49 in 2019 when she officially retired from her corporate job with a net worth of over $1 million. Jackie shares with us the importance of mindset and reframing attitudes towards money, strategies for managing retirement finances, & how you too can reach financial freedom even if you are starting later in life. In This Episode you’ll learn: How Jackie used the 25x rule to get her FI number, and what financial habits helped her reach FI in 10 years, despite being in a difficult financial situation after her divorce. How shifting your mindset from saving for retirement to investing for financial independence, can make it exciting to save and invest. Why she initially struggled with the emotional aspect of withdrawing money from her investment accounts in early retirement, and how her net worth increased to 2.8 million by 2024, even after making withdrawals Example of retirement planning strategies for early retirees, including Social Security benefits and tax-free withdrawals How Jackie’s daughter has been her biggest cheerleader and how her views on work and retirement differ from Jackie’s as she is part of a different generation, Gen Z. Watch the video to this episode on YouTube by going to https://youtu.be/JARjqHD1r0s Other Links Mentioned in episode: Jackie’s first episode All About The Health Savings Account (HSA) -The Ultimate Retirement And Investment Account W/ Jackie Koski Jackie’s previous episode: How To Thrive in the Current Financial Market Turmoil & Better Position Yourself Financially with Jackie Cummings Koski Get a copy of Jackie's book: F.I.R.E for Dummies Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Jackie: Website: https://FinomenalWoman.com Instagram:@FInomenal_Woman Twitter: @FInomenal_Woman Catching Up to FI Podcast Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 8 May 2024

Jannese Torres, Latina money educator, and author of the new book Financially Lit, joins us on the Journey to Launch Podcast to talk to us about her success in entrepreneurship and reaching her financial independence goals. Jannese highlights the significance of financial autonomy and safeguarding assets in unhealthy relationships. She shares with us her own experience with postnuptial agreements, the benefits of maintaining separate finances, why we need to normalize discussions on prenups and toxic relationships & much more. In This Episode We Discuss: The financial implications of divorce, including the potential loss of assets and the need for a prenup or postnup Jannese’s personal experience with buying a house, highlighting the importance of aligning financial decisions with personal values. The issue of wealthy outsiders taking advantage of Puerto Rico's tax breaks while native Puerto Ricans are left behind. The importance of uncovering internalized money stories and recognizing emotions that may be triggering financial fears and beliefs. & much more! Timestamps: 0:00-12:01: Jannese reflects on her own experience with divorce, discussing the financial implications and the significance of having a postnuptial agreement. 12:01-17:41: Recognizing unhealthy dynamics and the importance of having a supportive network during challenging transitions. 17:41-20:15: Jannese’s experiences with homeownership, highlighting the shift from a transactional mindset to values-based spending. 20:15-28:54: The complex dynamics of moving to places like Puerto Rico for tax benefits and the ethical considerations involved. 30:44- 35:40- The concept of privilege within wealth accumulation, advocating for transparency and recognition of the support received and the responsibility to uplift future generations. 35:40- 39:19: The importance of addressing money trauma and uncovering internalized money stories to understand one's mindset about wealth. 39:19-42:45: Jannese shares she feels content with her current lifestyle, which allows her to work on projects she's passionate about, have the flexibility to travel, and define her own schedule. Watch the video to this episode on YouTube here: Other Links Mentioned in episode: Listen to Jannese's first interview on the Journey to Launch Podcast, Using Side Hustles To Earn An Additional $100,000 A Year And Paying Off $39,000 Of Debt With Jannese Torres-Rodriguez Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Jannese: Website: https://YoQuieroDineroPodcast.com Instagram:@YoQuieroDineroPodcast Twitter: @DineroPodcast Jannese's TikTok YouTube: @YoQuieroDineroPodcast Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 1 May 2024

After paying off $30,000 of debt in 10 months, paying only $472 for her MBA, and buying her first home at 19, Whitney Hansen discovered her love for teaching others how to get better with their money. She travels frequently, teaches college students about personal finance as an Adjunct Professor, and tests side hustles for fun. Whitney’s most recent side hustle includes unconventional real estate investments of building a geodesic dome and a flower pot Airbnb. We chat about the creative approaches to finding and developing unique properties, as well as the financial aspects of these projects and how to navigate the Airbnb business successfully. In this episode you will learn: Why personal finances must be in order before investing in real estate The importance of understanding local regulations, seeking professional help, and creating accurate cost estimates during the planning phase. The need to consider multiple revenue streams when investing in short-term rentals Why property owners should manage their own properties rather than use property managers and much more! Check out photos of Whitney's Cascade Dome and Idaho Flower Pot Airbnb at https://journeytolaunch.com/episode371 Other Links Mentioned in episode: AirDNA.co Listen to Whitney's first interview on the Journey to Launch Podcast, How To Become A Money Nerd With Whitney Hansen, here. Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Whitney: Website: https://whitneyhansen.com Instagram: @Whitney_Hansen_CO Cascade Dome Instagram: @CascadeDome Idaho Flower Pot Instagram: @IdahoFlowerPot Facebook: @WhitneyHansenCO Listen to the Money Nerd Podcast Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 24 April 2024

Melissa Jean-Baptiste, financial educator and author of "So This Is Why I'm Broke” is a first-generation Haitian American and former NYC high school teacher. Melissa joins us this week to recount her journey of paying off $102,000 in student loans and buying her first home, all on a teacher's salary. As the founder of Millennial In Debt, she creates a shame-free digital platform dedicated to helping Millennials and Gen Z restructure their relationships with money, obtain financial freedom, build generational wealth and become future millionaires. In this episode, we discuss: How Melissa’s student loans grew from graduating with $50K owed to $80K in 3 years due to an interest-only payment plan she didn't fully understand and how she successfully paid it all off in 2018 through selling her teaching lesson plans as a side hustle. Her venture into homeownership and the challenges encountered during the home buying process. Melissa underlines the importance of obtaining an independent home inspection alongside the bank's appraisal. How she transitioned from teaching to dedicating herself entirely to content creation and entrepreneurship within her "zone of genius". The significance of having a supportive community, both online and offline, to navigate significant life and career transitions effectively + much more! Other Links Mentioned in episode: Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Melissa: Website Instagram: MillennialInDebt Facebook: MillennialInDebt YouTube: MillennialInDebt Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 17 April 2024

Back on the podcast this week is Giovanna "Gigi" Gonzalez, financial educator, influencer, founder of The First Gen Mentor, and author of Cultura & Cash. Gigi discusses how to set financial boundaries with family as a first generation immigrant using her Quiero y Puedo framework which stands for "I want, I can'' in Spanish, by first asking yourself if you truly want to provide financial support and if you actually have the financial ability to help. GiGi shares examples of how she has set financial boundaries with her family and emphasizes being comfortable saying "no" to requests, even if it means being seen as the "black sheep.” In this episode you will learn: How you can set financial boundaries with family but still be supportive in other ways How to manage different financial priorities with a spouse such as turning to couples counseling to understand each other’s “why” around money. Why gifting money you can afford is best rather than loaning money to a family member to avoid straining relationships if money isn’t repaid Tips if you’re wanting to write a book or launch a big project + much more! Enter for your chance to win a copy of Cultura and Cash by Giovanna Gonzalez. The giveaway will be open from April 10th 2024- April 15th 2024. Three winners will be announced on April 16th! (must be 18+ & a US resident to enter). Go to journeytolaunch.com/win to enter. Other Links Mentioned in episode: Check out Gigi’s book, Cultura and Cash Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Gigi: Website: TheFirstGenMentor.com Instagram:@GigiTheFirstGenMentor Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 10 April 2024

Carleigh Bodrug is the CEO and Founder of PlantYou, a New York Times Bestselling cookbook author and self-taught plant-based chef. Carleigh founded PlantYou in 2016 after the World Health Organization announced that red and processed meat were now considered Group 1 and Group 2 Carcinogens which was especially shocking as Carleigh grew up on a “meat and potatoes” diet. With little-to-no cooking skills, and a tiny bachelor apartment kitchen, Carleigh started experimenting with plants. She began cooking vegan meals by simply replacing the meat in her favorite childhood recipes with plants. Carleigh's mission is to help people to save money, reduce food waste and eat healthier than they ever have before. In this conversation, we discuss: Carleigh’s journey from working in radio broadcasting to becoming a vegan chef and how a plant-based diet improved her digestion and overall energy levels The health and environmental benefits of eating more plant-based foods & moral reasons for reducing animal product consumption The importance of focusing on your health and diet as part of your overall wellness and wealth Tips for reducing food waste at home through proper storage, repurposing vegetable scraps, and being flexible with recipes + much more! Other Links Mentioned in episode: Check out Carleigh's Book, Plant You: Scrappy Cooking Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here. Connect with Carleigh: Website: PlantYou.com Website: ScrappyCookBook.com Instagram:@PlantYou Twitter: @CarleighBodrug Facebook:@PlantYouBlog Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 3 April 2024

In this week’s solo episode, I'm sharing how I am currently in a relaxed phase with my finances and business, focusing on having a balanced life and not stressing to maximize income for now. I give you tips for feeling financially secure during slower income periods and will guide you on how to reach this relaxed phase as well. In this episode you’ll learn: How knowing your income, savings, expenses and investment numbers will give you reassurance The importance of investments in achieving financial goals, even during slower times How thinking through the worst case and best case scenario will help you feel empowered to withstand challenges & remain optimistic. Strategies for surviving extended periods without income and how to be prudent with expenses during slower times How to release worry by setting a date in the future to reassess where you are financially Other Links Mentioned in episode: Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 27 March 2024

In this episode, we chat with personal finance expert and author, Lynnette Khalfani Cox, who discusses how to overcome financial setbacks and adversity. She outlines 10 common challenges people face that negatively impact them financially & emotionally, which she calls the "dreaded Ds". Lynnette provides us with some key strategies for bouncing back and assures us that there are always ways to recover and build resilience after a setback; focusing on your mindset and emotional health is the first step. In this episode you will learn: Strategies for bouncing back such as: Leveraging your network & connections to find opportunities, cutting expenses and finding ways to earn extra income, prioritizing your goals and tackling them one at a time + others. A breakdown of the 10 common challenges people face that impact our money- the dreaded D’s Examples of how to switch & save money in areas like healthcare, food, phone bills, & childcare. How discrimination in housing, jobs, and lending can significantly impact someone's financial situation + more Other Links Mentioned in episode: Check out Lynnette’s latest book here, "Bounce Back: The Ultimate Guide to Financial Resilience”. Episode 187- How to Get Your Employer to Pay $5,250 Towards Your Student Loans Before the End of 2020 Episode 151-Everything You Need to Know About the Economic Relief Package with Lynnette Khalfani-Cox Episode 261- How To Improve Your Financial Well-Being, Embrace Fin-Tech Solutions & Evolving Technology w/ Lynnette Khalfani-Cox Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Lynnette: Website: LynnetteKhalfaniCox.com Instagram:@LynnetteKhalfaniCox Facebook: @LynnetteKhalfaniCox Twitter:@TheMoneyCoach Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 20 March 2024

Mabel Nunez is the founder & Chief Education Officer at Girl$ on The Money - a stock market investing education company targeted toward individuals who are underrepresented in the investing world. Mabel grew up in the South Bronx as an immigrant from the Dominican Republic, with limited resources & a strong emphasis on education from her father. She learned very little about personal finance or investing while in school until she was in college, where she took an investing analysis class which began her passion for investing & personal finance. Mabel holds both a Bachelor of Science and an MBA in Finance. However, most of what she's learned about investing came from experience. Mabel's mission is to teach what she's learned (and continues to learn) since starting her investing journey. She is passionate about transforming investing beginners into confident, knowledgeable, and profitable investors. In this episode, Mabel shares: How fear kept her from starting to invest, despite graduating as a finance major, reading articles and listening to shows on investing How she has been investing for 16 years with a focus on individual stocks in a self-directed taxable account. She invests in companies with long-term potential, rarely selling stocks and preferring a Warren Buffett-style strategy That investing in ETFs or index funds, such as the S&P 500, can be a simpler alternative to buying individual stocks & advises against buying "cheap stocks" or investing in unproven companies. How she struggled to tell her parents about quitting her 9-5 stable job to pursue her passion & the challenge of balancing personal dreams with family expectations, particularly for immigrant families + much more! Other Links Mentioned in episode: Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Mabel: Website: GirlsOnTheMoney.com Instagram:@GirlsOnTheMoney Facebook: @Girls On The Money Threads:@GirlsOnTheMoney Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 13 March 2024

Maya Corbic is a first-generation immigrant, CPA, author of the kids’ book "From Piggy Banks to Stocks: The Ultimate Guide for a Young Investor", and founder of the Wealthy Kids Investment Club. From challenging beginnings in shelters and government housing, Maya draws from her experience of overcoming financial challenges & simplifies money matters to inspire children to pursue financial success. Her vision is to empower every child to become a financially independent adult. Maya Corbic grew up in war-torn Bosnia before immigrating to Canada at the age 15. She started working at a young age to support herself and her family. This immigrant experience drove her motivation to get an education and have a successful career as a CPA where she worked at accounting firms before quitting to spend more time with family and start teaching kids about personal finance. By the time she was 32 years old, she and her husband paid off $60,000 of debt, in addition to their mortgage. In this episode, you’ll learn: The value of social capital and interpersonal skills, how to seize opportunities, and the importance of learning and networking. When is the ideal time to start teaching kids about key money lessons such as understanding needs vs wants, paying yourself first, & aligning money personalities with family values. How transparent we should be with our kids about how much money we make and how it’s earned, to help them understand the value of money. How to invest for your child using 529 plans and custodial Roth IRAs in the U.S, but also how important it is for parents to get their own financial situation in order before investing for their kids How to lead by example when it comes to instilling good financial habits in children + much more Other Links Mentioned in episode: Check out Maya’s Book: "From Piggy Banks to Stocks: The Ultimate Guide for a Young Investor" Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Maya: Website: www.Dinarii.com Instagram:@teach.kids.money Facebook: Dinarii Financial Education Academy Twitter:@Educ8Money2Kids Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 6 March 2024

In this solo episode, I share the five key insights from my book, “𝐘𝐨𝐮𝐫 𝐉𝐨𝐮𝐫𝐧𝐞𝐲 𝐭𝐨 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐅𝐫𝐞𝐞𝐝𝐨𝐦: 𝐀 𝐒𝐭𝐞𝐩-𝐁𝐲-𝐒𝐭𝐞𝐩 𝐆𝐮𝐢𝐝𝐞 𝐓𝐨 𝐀𝐜𝐡𝐢𝐞𝐯𝐢𝐧𝐠 𝐖𝐞𝐚𝐥𝐭𝐡 𝐀𝐧𝐝 𝐇𝐚𝐩𝐩𝐢𝐧𝐞𝐬𝐬.” I talk about varying definitions of Financial Freedom, how to stay motivated on your financial journey, Five Journey Stages of Financial Independence, and more! In this episode you’ll learn about: How Financial Independence is a marathon, not a sprint The importance of not comparing yourself to others The real benefit of pursuing Financial Independence Determining how to identify your lifestyle, the six essential components to work on to reach Financial Independence, money mindset + more Other Links Mentioned in episode: Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 28 February 2024

Jessica, co-author of award-winning blog The Fioneers, speaker, and lifestyle design coach, joins the Journey To Launch podcast for a second time to discuss how her and her partner transitioned from corporate America to van-life entrepreneurs. We chat about unconventional paths and balanced approaches to Financial Independence, tips to reach FI, navigating feelings of fear and scarcity surrounding money and FI, and more! In this episode you’ll learn about: How Jessica and her partner saved money and diverted funds from retirement to afford entrepreneurship and the flexibility of van-life Why you need to implement a strategy for the future as you transition away from your traditional career into self-employment What surrounding yourself with a community of people can do to improve your mental health as an entrepreneur What the definition of Coast FI is, What “Guac Level” Jessica identifies as, the strength of having a partner aligned with your financial goals + more Other Links Mentioned in episode: Get your copy of my book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Jessica: Website Instagram:@TheFioneers Facebook Fioneers Group Twitter: @TheFioneers Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 21 February 2024

Rose Mendonca, educator and financial enthusiast joins the Journey to Launch podcast to talk about her mission: helping all educators create wealth and the retirement of their dreams. Rose is a serial entrepreneur and founded Teacher Talks Money when she realized educators need more guidance, support, and literacy surrounding their finances and retirement options. Our conversation delves into topics such as Rose's decision to pay off her mortgage, the importance of optimizing earning potential early in a teaching career, how teachers can create wealth and more! In this episode you’ll learn about: Why you need to consider the “golden handcuffs” of pension and time if you’re considering moving districts as a teacher Retirement options for teachers and the differences between a 403b and a 457 Ways teachers can leverage their in-classroom skills to earn more money How teachers can invest with a limited income, strategically picking your school district, the power of investigating other interests + more! Other Links Mentioned in episode: Adam Minsky: Student Loan Lawyer Travis Hornsby: student loan planner Episode 228- Everything You Need To Know About Student Loan Repayment W/ Travis Hornsby Get your copy of my book: "Your Journey To Financial Freedom" Leave Your Journey To Financial Freedom review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Rose: Website Instagram: @TeacherTalksMoney Facebook: @TeacherTalksMoney Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 14 February 2024

It’s my birthday! In my latest episode, I delve into post-book debut developments, the upcoming stages for my business, my commitment to self-care this year, and the significance of leading a life you can take pride in. Additionally, I provide step-by-step instructions on what actions I would take if I were just discovering Financial Independence. Don’t forget: you can celebrate my birthday with me by listening to this episode and reviewing my book, “𝙔𝙤𝙪𝙧 𝙅𝙤𝙪𝙧𝙣𝙚𝙮 𝙏𝙤 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙁𝙧𝙚𝙚𝙙𝙤𝙢: 𝘼 𝙎𝙩𝙚𝙥 𝙗𝙮 𝙎𝙩𝙚𝙥 𝙂𝙪𝙞𝙙𝙚 𝙏𝙤 𝘼𝙘𝙝𝙞𝙚𝙫𝙞𝙣𝙜 𝙒𝙚𝙖𝙡𝙩𝙝 𝙖𝙣𝙙 𝙃𝙖𝙥𝙥𝙞𝙣𝙚𝙨𝙨,” on Amazon here or Goodreads here! In this episode you’ll learn about: What you can do to celebrate my birthday (it’s FREE!) What my goals are with Journey To Launch and how I’m looking forward to the future How community and social capital raises your internal and external wealth The control that comes with autonomy, readjusting plans and goals, working on myself + more Other Links Mentioned in episode: My Book: Your Journey To Financial Freedom Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 7 February 2024

This week on the Journey to Launch Podcast we’re featuring Israel and Sunem Tovar, two first-gen Latine siblings who empower people to use money to live their lives on their own terms. They discuss their financial journeys & achievements by sharing how Israel built a six-figure net worth by the age of 26 on a teacher salary and as a first-gen, openly gay latino, and how Sunem built a $250,000 investment portfolio and holds a Master's in finance. Despite attending prestigious institutions, Israel still felt that he initially lacked financial literacy. Sunem also reveals that she didn’t learn much about personal finance while pursuing her Master’s in Finance. It was through their siblings sharing information with each other that they discovered personal finance blogs & podcasts which helped them save, invest, pay off debt and start the journey towards financial independence. In this episode Israel and Sunem discuss: Their backgrounds, experiences with education, and how they navigated financial challenges. Israel’s journey to building wealth, starting with a $45,000 teaching salary, buying a house, and making strategic financial decisions, such as living with roommates and aggressively investing in retirement accounts. Sunem’s experience of paying off $42,000 in debt, managing multiple side hustles, and transitioning to aggressive investing. Their upbringing in a Latino culture that emphasizes strong family bonds which shaped their desire to share knowledge with their siblings and build wealth together The ethical considerations of investing in real estate, the importance of being intentional with spending + so much more. Check out the video to this episode on YouTube below or by clicking here: https://youtu.be/fhU2Q_z3Z5A Other Links Mentioned in episode: Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Israel & Sunem: MoneyNoticiasPodcast.com Instagram:@MoneyNoticiasPodcast Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 31 January 2024

Maria Melchor, financial educator and creator of FirstGenLiving, joins the Journey To Launch Podcast to talk about her experience being the first in her family to build lasting wealth in America and how she built FirstGenLiving into the successful business it is today. We also talk about taking on student loan debt to avoid burdening parents with school expenses, “survivor’s guilt,” the fallacy of the “working harder will make you wealthier” narrative, and more. FirstGenLiving began in 2020 and reaches an audience of 130,000+ across social media platforms. FirstGenLiving provides personal finance education tailored to the experience of first-generation immigrants, students, and professionals in the United States. Maria has been featured in outlets including CNBC, Univision, and Money Magazine.In this episode you’ll learn about: How Maria’s immigrant background shaped her journey and influences her finances The challenge of raising second generation kids with grit through intentional parenting Guilt and anxiety surrounding making more money than anyone in your family Navigating helping family financially, starting an online content creation business, pitching yourself to loved ones, and more Other Links Mentioned in episode: Order my new book, Your Journey to Financial Freedom and get 2 months free of Freedom Quest & access to the FIRE STARTER Course for FREE Episode 248- Small Steps to Reach Big Dreams + Going from an Observer to Main Player In Your Life Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Maria: FirstGenLiving.com Instagram:@FirstGenLiving Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 24 January 2024

Chris Hutchins, avid life hacker, financial optimizer and host of the top ranked podcast, “All the Hacks,” joins the Journey To Launch podcast to discuss how he amassed 14 million credit card points and upgrades his life without spending a fortune. We also talk about the dangers of optimizing too much, intentionally spending and hacking your personal finances, analysis paralysis, and more. Before jumping into the content creation world, Chris was the Head of New Product Strategy at Wealthfront, an investor at Google Ventures, co-founded Milk (acquired by Google) and built an organization called LaidOffCamp. He has been featured in the New York Times, Wall Street Journal, and CNBC. In this episode you’ll learn about: How selling a business does not always mean making a profit Why falling down rabbit holes of information changed Chris’s life What being in a job Chris hated taught him about Financial Independence Travel hacking, using money to have experiences you can uniquely have now, memory dividends + more Other Links Mentioned in episode: Order my new book, Your Journey to Financial Freedom and get 2 months free of Freedom Quest & access to the FIRE STARTER Course for FREE Episode 356: Cultivating Influence, Mastering Networking + Leveraging People Skills To Improve Our Financial Lives With Vanessa Van Edwards Mastering the Secret Language of Charismatic Communication with Vanessa Van Edwards on All the Hacks Podcast Overcoming Fear, Processing Failure, and Why Having a Plan B Holds You Back with Matt Higgins on All the Hacks Podcast Episode 284- The Simple Path to Wealth and All You Need to Know About Index Investing with JL Collins Episode 346: Index Funds, How To Build Wealth & Financial Independence Wisdom With “The Godfather of FI,” JL Collins The Simple Path to Wealth: Your road map... by Collins, J LAmazon.comhttps://www.amazon.com › Simple-Path-Wealth-finan… Episode 262- Die with Zero & Get All You Can From Your Money and Your Life w/ Bill Perkins Die With Zero: Net Fulfillment Over Net Worth on All the Hacks Podcast Episode 339: Disney World vs. Retiring Early- How Much Our Disney World Trip Cost + Book Updates Travel Freely: Points & Miles 4+ - App StoreApplehttps://apps.apple.com › app › travel-freely-points-miles CardPointers: Credit card rewards made easyCardPointershttps://cardpointers.com Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Chris: AllTheHacks.com Instagram:@ChrisHutchins Twitter.com:@Hutchins Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 17 January 2024

Vanessa Van Edwards, a best-selling author and behavioral researcher on professional communication and leadership, joins the Journey To Launch podcast to discuss science-based communication insights and give actionable social skills tips to advance your career, relationships, and overall life. We also chat about navigating stereotyping and biases , the importance of making definitive decisions about personal connections, leveraging cues to shape perception, and more. More than 50 million people have seen Vanessa on YouTube and in her viral TED Talk. She has been featured in Entrepreneur, CNN, CBS, and more. Her book, “Captivate: The Science of Succeeding With People,” has been translated into 17+ languages and her latest book, “Cues: Master The Secret Language of Charismatic Communication," was an instant best seller. In this episode you’ll also learn more about: Actionable posture tips and desk setups to optimize how others perceive you How to recognize if you have weaker people skills and what you can do to improve them Why we should go into interactions wondering how we can like the other person more The Halo Effect, the definition of a “sticky person,” why charisma is just as important as a lucrative idea + more Other Links Mentioned in episode: Order my new book, Your Journey to Financial Freedom and get 2 months free of Freedom Quest & access to the FIRE STARTER Course for FREE Captivate: The Science of Succeeding with People Cues: Master the Secret Language of Charismatic How to Win Friends & Influence People A Model of (Often Mixed) Stereotype Content: Competence Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB-Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Vanessa: ScienceOfPeople.com Instagram:@VVanEdwards Facebook.com:@VVanEdwards Twitter.com:@ScienceOfPeople Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 10 January 2024

Arlan Hamilton, serial entrepreneur, author, and master multitasker, joins the Journey To Launch podcast to discuss her main idea that 99.9% of people can become millionaires. She gives us powerful insights on proactively creating opportunities, overcoming distrust, and maintaining consistency for sustained wealth building. Following Arlan's interview, I share the questions I’m asking myself as we transition from 2023 to 2024 and how making an impact, no matter how modest, fuels my determination to reach and inspire a broader audience. In this episode you’ll also learn more about: How to identify if you have a money mindset issue + the power of self-belief Why creating multiple revenue streams is the key to long-term wealth What opting for exploring the best case scenario if you go for something looks like The power of embodying what we desire before we achieve it Planning to allow for surprises, questions to ask yourself as the new year approaches + more Other Links Mentioned in episode: Order my new book, Your Journey to Financial Freedom and get 2 months free of Freedom Quest & access to the FIRE STARTER Course for FREE Arlan’s Book: Your First Million: Why You Don’t Have to Be Born into a Legacy of Wealth to Leave One Behind Episode 155- Strengthen Your Mindset & Confidence To Turn Being Underestimated Into Your Greatest Advantage with Arlan Hamilton Listen to The Valley Podcast, here Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Arlan: ArlansFirstMillion.com YourFirstMillion.live Instagram: @ArlanwasHere Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 3 January 2024

Do you have a positive or negative money mindset? Are you conscious of the habits that correlate with those mindsets… or are you more like a jellyfish, going with the flow and not sure where you stand? In this episode, I guide you through the significant impact of the intangible aspects of your financial journey. I offer definitions for mindsets and habits, present a framework for self-assessment, share my personal experience in leveraging a challenging situation, and provide insights on regaining control over your financial situation. In this episode you’ll also learn more about: What mindset is, why it’s evolving, and how it’s shaped in your life How to assess your mindsets and habits at the beginning of your financial journey Understanding how your mindset and habits feed into your current financial situation Actionable steps to improve your money mindset, the ant mill or death spiral phenomenon, direct and indirect money habits + more Other Links Mentioned in episode: Episode 236- How To Change Overthinking From A Super Problem To A Superpower Soundtracks: The Surprising Solution to Overthinking Order my new book, Your Journey to Financial Freedom and get 2 months free of Freedom Quest & access to the FIRE STARTER Course for FREE Get The Budget Bootcamp for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 27 December 2023

You’ve seen the social media posts: “To be successful, quit your corporate career and strike out on your own!” “Entrepreneur ‘til I die,” “Don’t make someone else rich!” While the idea that becoming an entrepreneur leads to increased flexibility and income may hold true for some, it's not a universal fit and often takes time to materialize. In this episode, I delve into my personal journey as an entrepreneur, recounting various challenges and setbacks. I discuss why I consider Journey To Launch a success, despite encountering multiple "failures," and offer genuine advice for those contemplating a move towards self-employment. In this episode you’ll also learn more about: Various businesses I tried and failed before I began Journey To Launch Actionable tips if you’re thinking about jumping into entrepreneurship How to set yourself up for entrepreneur success in the beginning The pros and cons of working for yourself + more Other Links Mentioned in episode: Episode 338: Quitting Alcohol, Accepting Your Authentic Self & How Money Allows You Time To Heal With Rich Jones Episode 31- The Birthday Episode: My Previous Business Failures & 4 Life Lessons That Contribute To My Success Get The Budget Bootcamp for FREE Order my new book, Your Journey to Financial Freedom and get 2 months free of Freedom Quest & access to the FIRE STARTER Course for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 20 December 2023

The time for goal-setting is here, Journeyers! The end of the year is the perfect time to take inventory of your financial goals. In this episode, I dive deep into how to set and prioritize financial goals using concepts from my new book, “Your Journey To Financial Freedom.” I talk about goal dumping, being flexible with your dreams, and being honest with yourself and what you want out of life. In this episode you’ll also learn more about: Breaking down the 5 Categories of Financial Goals “Domino Goals” vs. “Gap Goals” How you can break down your goals into actionable steps What “Goal Fuel” is, prioritizing “The Gap,” the importance of habits and mindsets, the 5 Journeyer Stages of Financial Independence + more Other Links Mentioned in episode: Get The Budget Bootcamp for FREE Order my new book, Your Journey to Financial Freedom and get 2 months free of Freedom Quest & access to the FIRE STARTER Course for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 13 December 2023

Get your copy by going to https://yourjourneytofinancialfreedom.com

Transcribed - Published: 7 December 2023

Get your copy by going to https://yourjourneytofinancialfreedom.com

Transcribed - Published: 7 December 2023

Well, Journeyers, it’s finally here: “Your Journey to Financial Freedom: A Step-By-Step Guide to Achieving Wealth and Happiness,” hits bookshelves THIS WEEK! In this solo episode, I “spill the tea,” on what it was like writing my debut book, the behind-the-scenes of the publishing world, getting over self-doubt, and what you can expect when you pick up the book. I also chat about letting go of perfection, why your dreams should be offensive, psychographics, the belief that the pursuit of Financial Independence is for everyone, and more. In this episode you’ll also learn more about: Who the target audience is for my new book, “Your Journey to Financial Freedom: A Step-By-Step Guide to Achieving Wealth and Happiness” How privileges and blind-spots of other personal finance educators and “gurus” pushed me to create a more relatable, authentically representative brand and book The layout of “Your Journey to Financial Freedom,” and how this book came to be in the world Main takeaways for you from my experience spending 2+ years writing my life’s work and gifting it to you Other Links Mentioned in episode: Get The Budget Bootcamp for FREE Order my new book, Your Journey to Financial Freedom and get access to FIRE STARTER Course for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 6 December 2023

Learn about the importance of diving deep into what you want your life to realistically look like currently and what it will look like financially in the future, allowing yourself to dream big and become flexible with your life goals, the dangers of comparison and more. In this episode you’ll also learn more about: The definition of life goals and the importance of prioritizing them alongside financial ones The Five Journeyer Stages of Financial Independence and The Five Guacamole Lifestyle Levels How your Guacamole Lifestyle Level will impact your journey to Financial Independence Identifying your life goals without the numbers, dreaming big, achieving what you want through intentional living + more Other Links Mentioned in episode: Episode 309- The Price of Beauty: Exploring the Pros and Cons of Higher Maintenance Beauty Services Get The Budget Bootcamp for FREE Pre-order my new book, Your Journey to Financial Freedom and get access to FIRE STARTER Course for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for Free

Transcribed - Published: 29 November 2023

Transcribed - Published: 22 November 2023

Tiffany Aliche, The Budgetnista is back! America’s favorite personal finance educator rejoins the Journey to Launch podcast to discuss her new workbook, “Made Whole: The Practical Guide to Reaching Your Financial Goals.” We also chat about how success can be deceiving, why you need to listen to your body, getting the courage to ask for help, the breaking point of Tiffany pivoting her business to a more sustainable model, and more! Tiffany is author of New York Times best-selling book, Get Good With Money. Through her Live Richer Movement, she’s helped over 2 million women save, manage and pay off hundreds of millions of dollars of debt. She was featured on Netflix’s Get Smart With Money and was instrumental in passing The Budgetnista Law, which makes financial education a requirement for middle school students in New Jersey. In this episode you’ll also learn more about: What “Lifestyle Design,” is and how daydreaming is an essential part of designing your ideal life How to find freedom and happiness in your life NOW The law of depreciating returns and knowing your “enough point” Seeking peace, remembering what is most important in life, “The Perfect Day List” + more Other Links Mentioned in episode: Becoming Financially Whole, Doing What You Enjoy, And Making Good Money W/ Tiffany Aliche “The Budgetnista” The 4 Hour Workweek by Tim Ferriss Get The Budget Bootcamp for FREE Pre-order my new book, Your Journey to Financial Freedom and get access to FIRE STARTER Course for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here. Connect with Tiffany: TheBudgetnista.com MadeWholeWorkbook.com Instagram:@TheBudgetnista Twitter:@TheBudgetnista Facebook:@TheBudgetnista Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 22 November 2023

Some of my most impactful conversations are with people who are in the thick of the journey, not just people who have reached Financial Independence. In today’s episode of Journey to Launch, I’m bringing back Cassandra Henry, a Journeyer who doesn’t have it “all figured out,” but is on an inspiring path toward financial freedom. Cassandra, an Expat living in Abu Dhabi, was one of my first 1:1 financial coaching clients. She has paid down debt, moved abroad, and found that financial independence is a worthwhile goal no matter what your circumstances. We chat about gamifying your financial goals, paying zero taxes abroad, and having over $17k of student loan debt forgiven. In this episode you’ll also learn more about: Why living in Abu Dhabi is less stressful and how Cassandra is able to save money living abroad How COVID almost made Cassandra quit teaching, but instead she pivoted to an international teaching role The struggles of living across the world from family and the power of creating your own community Public Student Loan Forgiveness, how financial independence allowed Cassandra to take care of her family, why investing even a small amount matters + more Other Links Mentioned in episode: How Cassandra Increased Her Income By $10k & Improved Her Money Mindset Get The Budget Bootcamp for FREE Pre-order my new book, Your Journey to Financial Freedom and get access to FIRE STARTER Course for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 15 November 2023

In this episode, I share the Introduction of my new book: Your Journey to Financial Freedom: A Step-By-Step Guide To Achieving Wealth And Happiness. I talk about how plans are meant to be flexible, why joy and happiness are just as important on this journey as numbers and formulas, the importance of sustainable financial planning, and more. In this episode you’ll also learn more about: My mother’s brave immigration story from Jamaica to New York City What “woke” me up and turned me on to the path to Financial Independence How motherhood pushed me further on my journey and inspired me to teach my children to not conform to society's notion of happiness. The process of recording my audiobook, why pre-orders matter, and the steps I’ve taken to get this book into the hands of Journeyers like you + more Other Links Mentioned in episode: FinCon Giveaway of Your Journey to Financial Freedom Let Me Introduce Myself Blog Post Get The Budget Bootcamp for FREE Pre-order my new book, Your Journey to Financial Freedom and get access to FIRE STARTER Course for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 8 November 2023

JL Collins is known as “The Godfather of FI,” and for a good reason: He continues to be a pioneer in the FIRE (Financial Independence Retire Early) Movement and a thought-leader in the Financial Independence (FI) space. Today, he joins us to discuss the origin story of his groundbreaking blog, the concept behind his new book, Pathfinders, shiny investing object syndrome, and more. In this episode you’ll also learn more about: Defining what “the simple path to wealth” means Breaking down what index funds are, the difference between active and passive investing, and what “self cleansing” means How chasing performance is the best way to underperform in investing The 4% rule, the importance of understanding the cost of your comfortable lifestyle, purchasing things from a position of strength, and more Other Links Mentioned in episode: The Simple Path To Wealth And All You Need To Know About Index Investing With JL Collins The Simple Path to Wealth: Your road map to financial independence and a rich, free life How I Lost Money in Real Estate Before It Was Fashionable: A Cautionary Tale Pathfinders: Extraordinary Stories of People Like You on the Quest for Financial Independence—and How to Join Them How To Quit Like A Millionaire So You Can Stop Working & Start Living With Kristy & Bryce Quit Like a Millionaire: No Gimmicks, Luck, or Trust Fund Required Tim Ferris & James Clear Episode Get The Budget Bootcamp for FREE Pre-order my new book, Your Journey to Financial Freedom and get access to FIRE STARTER Course for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with JL: Website Twitter:@JLCollinsNH Facebook:@JLCollinsNH Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FRE

Transcribed - Published: 1 November 2023

In Part 2 of my “The Basics of Financial Independence Series,” I take you through the tangible, numbers-based side of the Financial Independence movement. I talk about how the journey to Financial Independence changes your life as a whole, why it’s okay and normal for your goals and dreams to be flexible, validating that it’s okay for you to want something different for your life, and more. In this episode you’ll also learn more about: The difference between basic personal finance principles and Financial Independence How to calculate your Financial Independence number Common Financial Independence terms and definitions Why you should pursue Financial Independence no matter what your situation looks like, a breakdown of the 5 Journeyer Stages of Financial Independence + more Other Links Mentioned in episode: Episode 344: The Basics Of Financial Independence: How Financial Independence Changed My Life – Part 1 Get The Budget Bootcamp for FREE Pre-order my new book, Your Journey to Financial Freedom and get access to FIRE STARTER Course for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 25 October 2023

In Part 1 of my “The Basics of Financial Independence Series,” I take you through my background and how I discovered the Financial Independence, Retire Early Movement (FIRE Movement). I also talk about how my mom came to America from Jamaica, my early introduction to real estate, when I had my FIRE Movement “Ah ha” moment, and more! In this episode you’ll learn more about: My background, when my personal finance passion began, and how Financial Independence changed my life How Financial Independence differs from other personal finance concepts Financial Independence basics you need to know Ways you can reach your Financial Independence goals + more Other Links Mentioned in episode: InRoads.org Mad Fientist Podcast How I Bought My First Real Estate Investment Property At 22-Years-Old My Journey To Launch: How I Plan To Retire By Age 40 How I Failed At Reaching My Financial Independence Goal But Found Financial Freedom Instead Get The Budget Bootcamp for FREE Pre-order my new book, Your Journey to Financial Freedom and get access to FIRE STARTER Course for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 18 October 2023

Eliana Goldstein, certified professional coach, joins the podcast to discuss how to create the necessary mindset, learn the key strategies and set the goals needed to move to the next level in your career. Elaina’s goal is to teach people how to build careers so they don't completely dread Monday morning. We also chat about when you should advocate for a raise at your current company, how to nail job hopping, pay transparency, why you should hold off until the last minute for the salary conversation with your potential employer and more! In this episode you’ll learn more about: Questions we should ask ourselves if we’re stuck in a mundane work cycle or career Replacing the importance and emphasis on passion with values and areas of strength Why you need to get to know yourself (self audit) before you make a career change Zones of genius, flow states, mindset shifts, learning how to leverage a creative career to earn more money + more Other Links Mentioned in episode: Dorianne St Fleur Instagram Instagram.com/yourcareergirl Episode 7- How to Negotiate a $25,000 Raise Episode 232- How You Can Make More Money, Have More Impact, And Thrive In The Corporate World With Dorianne St. Fleur Get The Budget Bootcamp for FREE Pre-order my new book, Your Journey to Financial Freedom and get access to FIRE STARTER Course for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Eliana: Website: Elianagoldsteincoaching.com Instagram:@Eliana_Goldstein Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 11 October 2023

Giovanna “Gigi” Gonzaléz, financial educator, influencer, founder of The First Gen Mentor, and author of the upcoming book, Cultura & Cash, joins the Journey to Launch podcast to discuss how she quit her 10 year corporate career in financial services to pursue her true passion: teaching financial literacy to young adults. Giovanna teaches personal finance and career navigation at universities, companies, and on her TikTok account, @thefirstgenmentor. She was named Top 25 Creator by Fast Company, 40 under 40 by the Hispanic Alliance for Career Enhancement, and "Latinx to Watch" by Hispanic Executive Magazine. We also talk about Gigi’s hysterectomy, why money played a big role in her recovery, her immigrant upbringing, setting financial boundaries with loved ones, and more. In this episode you’ll learn more about: How Gigi went from paycheck-to-paycheck to personal finance educator, leader and viral social media influencer Why relocating to a different, lower cost of living city could be the secret ingredient to financial freedom The power of goal setting, dreaming big and knowing your why F-U funds, dealing with the inconsistency of entrepreneurship, giving yourself a timeline for success + more Other Links Mentioned in episode: Check out Gigi's book Cultura and Cash Get The Budget Bootcamp for FREE Pre-order my new book, Your Journey to Financial Freedom and get access to FIRE STARTER Course for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Gigi: Website: TheFirstGenMentor.com Instagram:@GigiTheFirstGenMentor Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 4 October 2023

Farnoosh Torabi, author and host of the award-winning podcast So Money, joins the Journey to Launch podcast to talk about her new book, “A Healthy State Of Panic: Follow Your Fears To Build Wealth, Crush Your Career And Win At Life.” Farnoosh is America's leading personal finance expert, hooked on helping you live your richest, most fulfilling life. She has been featured in the New York Times, Wall Street Journal, Time Magazine, Good Morning America, and more. So Money, her podcast of 9 years, has over 30 million downloads. We chat about how Farnoosh’s parents raised her to have a healthy state of panic and how it informs her perception of personal finance today, how fear can be a signal to move forward with your big goals, FOMO, and more. In this episode you’ll learn more about: Why we need to embrace fear instead of aim for the unrealistic characteristic of “fearless” The power of asking yourself, “What’s the worst that can happen?” + moving through the consequences of not acting on those fears How identifying, in detail, what your fear is, can give you clear steps to change it What FOMO is, why it matters to your money, how the comparison game accelerates this feeling, Farnoosh’s stand-up comedy career + more Other Links Mentioned in episode: Listen to episode 71: The Business Of Money W/ Farnoosh Torabi Check out Farnoosh's book, A Healthy State of Panic Get The Budget Bootcamp for FREE Pre-order my new book, Your Journey to Financial Freedom and get access to FIRE STARTER Course for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Farnoosh: Website: FarnooshTorabi.com Instagram:@FarnooshTorabi Facebook: @FarnooshTorabi Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 27 September 2023

Ellyce Fulmore, Canadian Queer and neurodivergent financial educator, joins the Journey to Launch podcast to talk about how she paid off high interest debt, ADHD and money, and her new book, “Keeping Finance Personal.” Ellyce is a full-time content creator and founder of Queerd Co., a financial literacy company. Her approach to finance goes beyond the conventional, focusing on the intersectionality of identities and lived experiences. We also discuss the importance of understanding how dopamine operates in your neurodivergent brain, ADHD hacks to get better with money, what “Momentum Surfing” is, and how to figure out (and stick to) a budget process that works best for you. In this episode you’ll learn more about: Challenges people with neurodivergence experience with finance + how they can become better at money management The strategy behind Ellyce paying off debt and investing while on an inconsistent income Why becoming debt free isn’t “the ultimate” goal for everyone Celebrating people's differences, the validity of self diagnosis, sticker boards + more Other Links Mentioned in episode: Dopamenu with How to ADHD + Eric Tivers Get The Budget Bootcamp for FREE Pre-order my new book, Your Journey to Financial Freedom and get access to FIRE STARTER Course for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Ellyce: Website: QueerdCo.com Instagram:@Ellyce.Fulmore Tik Tok:@QueerD.Co Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 20 September 2023

Is Disney truly the happiest place on Earth? or the most Expensive? Maybe a bit of both. We called Orlando, Florida home for a week while we vacationed at Disney World… and I can confirm that the Cinderella Castle is as magical as it gets. Join me in this solo episode as I dive into the nitty-gritty of trip planning, where we decided to treat ourselves, save money and the total cost of our trip. In the end, I reflect on if I think the money spent was worth it or if I regret it. I also give you important book updates and why pre-orders are vital to a debut author's success! In this episode you’ll learn more about: What is worth your money at Disney and what you could avoid to save money The benefits of joining Disney groups and planning a Disney vacation through a Disney Planner A breakdown of exactly how much we spent on our week-long Disney vacation The importance of pre-orders, how a book gets on lists like the NYT, weighing opportunity cost + more Other Links Mentioned in episode: Travel by Penny Facebook Get The Budget Bootcamp for FREE Pre-order my new book, Your Journey to Financial Freedom and get access to FIRE STARTER Course for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 13 September 2023

Rich Jones, founder of Find More Balance joins the podcast to discuss his personal development journey. Rich’s career, mental and physical health transformation is inspirational, relatable and can be a case-study in how learning to cope with mental illness and dissatisfaction in life in a healthy way can make your dreams a reality. We also chat about Rich’s journey to sobriety, EMDR (Eye Movement Desensitization and Reprocessing) therapy, getting back into track, and more. In this episode you’ll learn more about: Facing your problems head-on instead of putting a temporary change bandaid over them Why considering others “behind the scenes” challenges is essential to building empathy How financial independence allows you to walk away from situations, take breaks + gives you space to “do it your way” Rich’s breaking point and what caused him to rethink full-time entrepreneurship + more Other Links Mentioned in episode: Episode 28: Finding The Right Balance Between Your Income & Expenses W/ The Paychecks & Balances Duo Get The Budget Bootcamp for FREE Pre-order my new book, Your Journey to Financial Freedom and get access to FIRE STARTER Course for FREE Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Rich: Website: FindMoreBalance.com Instagram:@RichRunsTrack Twitter:@RichRunsTrack Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for FREE

Transcribed - Published: 6 September 2023