Episode 422- Balancing Your Money & Lifestyle Goals To Create The Life You Love
Journey To Launch
Jamila Souffrant
4.9 • 1.7K Ratings
🗓️ 16 April 2025
⏱️ 36 minutes
🧾️ Download transcript
Summary
In this solo episode, I'm diving into a topic that's been on my mind lately—how to balance lifestyle goals with financial goals. Inspired by a recent girls trip and conversations about how much life has changed, I reflect on what it really means to live a fulfilling life while still being smart about money. I share some insights straight from my book Your Journey to Financial Freedom, including how to define your goals, prioritize them, and create a realistic plan that works for you.
In this episode, I discuss:
- The difference between life goals (like flexibility and travel) and financial goals (like retirement and savings)
- Why separating and labeling your goals helps you create a clearer plan
- My FI Formula and the five financial goal types: income, spending, saving, debt payoff, and investing
- How to do a goal dump, organize your goals, and figure out how long they'll take to reach
- The 5 Journeyer Stages and how they can guide how you approach spending vs. saving
- Get the FIRE Calc Tool For Yourself Here.
- Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!
- Get your copy of my book: Your Journey To Financial Freedom!
- Join The Weekly Newsletter List to get updates, deals & more!
- Leave Your Journey To Financial Freedom a review!
- Get The Budget Bootcamp
- Check out my personal website here.
- Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
- YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.
- What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here!
Connect with me:
Transcript
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| 0:00.0 | Seeing where you are of the journey is important because then you can give yourself more grace |
| 0:06.3 | or at least you can understand why in some moments it's harder to accept or to delay gratification. |
| 0:16.1 | Welcome to the Journey to Launch podcast with your host, Jamila Sufran. |
| 0:20.5 | As a money expert who walks her talk, she helps brave journeyers' Welcome to the Journey to Launch podcast with your host, Jamila Sufran. |
| 0:29.8 | As a money expert who walks her talk, she helps brave journeyers like you, get out of debt, save, invest, and build real wealth. |
| 0:38.4 | Join her on the journey to launch to financial freedom in five, four, three, two, one. |
| 0:51.0 | If you want the episode, show notes for this episode, go to journey to launch.com or click the description of wherever you're listening to this episode. |
| 0:55.4 | In the show notes, you'll get the transcribed version of the conversation, |
| 1:01.9 | the links that we mentioned, and so much more. Also, whether you are an OG journeyer or brand new to the podcast, I've created a free Jumpstar guide to help you on your financial freedom journey. |
| 1:07.7 | It includes the top episodes to listen to stages to go through to |
| 1:11.4 | reach financial freedom, resources, and so much more. You can go to journey to launch.com |
| 1:17.0 | slash jumpstart to get your guide right now. Okay, let's hop into the episode. |
| 1:23.9 | Hey, hey, hey, journeyers. It's Jamila Sufront and welcome to the Journey to Launch podcast. I'm so excited to have you here. If you're listening to this in real time, we're in the month of April and the year is 2025. It is actually Financial Literacy Month. And I mean, every month should be Financial Liter literacy month. But what I wanted to do for a |
| 1:46.3 | couple episodes this month was to highlight a guide and resource that I created for you that goes |
| 1:53.8 | along with my book, your journey to financial freedom. And I want to go over some important things that I think would be helpful as you navigate |
| 2:04.2 | your financial life. Now, first, if you haven't yet, you can get your free downloads, book club |
| 2:12.0 | downloads to have discussions around the book and have questions so you can implement what you've |
| 2:17.0 | been reading, what you've been learning. If you haven't started the book or picked questions so you can implement what you've been reading, |
| 2:21.6 | what you've been learning, if you haven't started the book or picked it up yet, perfect opportunity to pick it up because these free downloaded guides provide you with questions and insights |
| 2:27.4 | to help you take what you're going to be reading in the book and applying it to your life. |
| 2:32.4 | You can get those free guides right now by going to |
| 2:35.7 | Journey to Launch.com slash book club. I'll put that in the episode show notes where you can get |
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