Episode 424: Listener Q&A - Overcoming Investing Fears, Dealing w/ Inconsistent Income, Can You Coast to FI? + More

Journey To Launch

Jamila Souffrant

Finances, Business, Realestateinvesting, Entrepreneurship, Earlyretirement, Investing, Budgeting, Wealth

5 • 1.7K Ratings

🗓️ 30 April 2025

⏱️ 32 minutes

🔗️ Recording | iTunes | RSS

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Summary

In this solo Q&A episode, I answer your top questions around investing, financial independence, and managing money through the ups and downs of real life. From overcoming investing fears to navigating inconsistent income, I share personal insights and strategies that have helped me make progress on the path to financial freedom.

You'll hear my thoughts on balancing debt payoff with investing, how to approach FIRE with an average income, and why mindset plays a bigger role than many realize.

In this episode, I share:

How you can start investing even when it feels overwhelming & one money habit that changed everything

Thoughts on Coast FI and Barista FI for parents or part-time workers plus is FIRE in high-cost cities like NYC or LA possible?

Ways to calculate your FIRE number even when your future feels uncertain, and how to factor pensions and Social Security into your long-term plan.
How to rewire limiting money beliefs from your upbringing and how to stay motivated when your progress feels slow

Transcript

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0:00.0	It's okay to take it slow, but understand what you're losing out by not investing.
0:07.2	And you don't have to skip to the fancy things first.
0:09.2	Start basic, start with your retirement accounts, understand your options there.
0:13.9	Then come back to me.
0:15.7	And taking all the information you can, but do not feel like you need to know everything.
0:23.3	Welcome to the Journey to Launch podcast with your host, Jamila Sufron.
0:28.1	As a money expert who walks her talk, she helps brave journeyers like you, get out of debt, save,
0:35.0	invest, and build real well.
0:38.0	Join her on the Journey to Launch to Financial Freedom in five, four, three, two, one.
0:49.7	If you want the episode, show notes for this episode, go to Journey tolaunch.com or click the description of wherever you're listening to this episode.
0:58.4	In the show notes, you'll get the transcribed version of the conversation, the links that we mentioned, and so much more.
1:06.1	Also, whether you are an OG journeyer or brand new to the podcast, I've created a free Jumpstart
1:11.9	Guide to help you on your financial freedom journey.
1:15.0	It includes the top episodes to listen to, stages to go through to reach financial freedom,
1:20.1	resources, and so much more.
1:22.0	You can go to journey tolaunch.com slash jumpstart to get your guide right now.
1:27.3	Okay, let's hop into the episode.
1:31.1	Hey, hey, hey, journeyers. Welcome to the Journey to Launch podcast. I'm your host,
1:36.2	Jamila Sufront. And I'm so happy you are joining me today. And I hope you are having an
1:42.7	amazing day so far. So this episode will be a solo episode.
1:47.0	I'm actually going to do a Q&A question and answers based on some topics that were sent in
1:54.1	and things that I see that come up. I might start doing this more often. So if you do have a
	...

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