Episode 446- Money Rules I Live By (and the Ones I Broke)

Journey To Launch

Jamila Souffrant

Finances, Business, Realestateinvesting, Entrepreneurship, Earlyretirement, Investing, Budgeting, Wealth

5 • 1.7K Ratings

🗓️ 1 October 2025

⏱️ 32 minutes

🔗️ Recording | iTunes | RSS

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Summary

This week on the Journey to Launch Podcast, I’m diving into the money rules that have guided me and the ones I’ve intentionally broken along the way. Rules are meant to serve as frameworks, not prisons. Over the years, I’ve adapted, reshaped, and sometimes completely tossed out rules that no longer served me.

I want you to walk away from this conversation inspired to define your own rules, question the ones you’ve been following, and give yourself permission to evolve as your journey unfolds.

In this episode I share:

✨ Why I treat my financial goals like mandatory expenses and how that mindset changed everything for me
✨ The role of automation in reducing stress and keeping me consistent with saving and investing
✨ The importance of building a safety net and FU money, and how it’s given me the freedom to take risks
✨ The rules I’ve broken, like budgeting every penny, never using credit cards, and saving every last dollar and how shifting away from them actually helped me grow

Other related blog posts/links mentioned in this episode:

Apply to Share Your Journeyer Story, here.
Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!
Get your copy of my book: Your Journey To Financial Freedom
Join The Weekly Newsletter List to get updates, deals & more!
Leave Your Journey To Financial Freedom a review!
Get The Budget Bootcamp
Check out my personal website here.
Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.
What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here!

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Transcript

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0:00.0	Even if you have to, quote unquote, deprive yourself, which I don't want you to look at it that way, but delay gratification so that you have a safety net, being able to have something that you know is there to catch you if you need it or that allows you to take risk, whatever that looks like for you, is so important.
0:23.8	Welcome to the Journey to Launch podcast with your host, Jamila Sufran, as a money expert who rocks her talk.
0:31.2	She helps brave journeyers like you, get out of debt, save, invest, and build real wealth.
0:38.5	Join her on the Journey to Launch to Financial Freedom in five, four, three, two, one.
0:50.8	If you want the episode, show notes for this episode, go to Journey journey to launch.com or click the description of wherever you're listening to this episode.
1:00.0	In the show notes, you'll get the transcribed version of the conversation, the links that we mentioned, and so much more.
1:07.5	Also, whether you are an OG journeyer or brand new to the podcast, I've created a free
1:12.8	jumpstart guide to help you on your financial freedom journey. It includes the top
1:17.8	episodes to listen to stages to go through to reach financial freedom, resources, and so much
1:22.9	more. You can go to journey to launch.com slash jumpstart to get your guide right now.
1:29.3	Okay, let's hop into the episode.
1:33.1	Hey, hey, hey, journeyers.
1:34.8	Welcome to the Journey to Launch podcast.
1:37.0	I am your chief launch officer, Jamila Sufront.
1:40.7	And if you're not aware, if you're just new to the show or to my content,
1:48.8	you're a journeyer now, which means you're on the path with me to financial independence and you're going to be enjoying your life, having financial freedom on the path way there.
1:54.8	This is going to be a solo episode where I share my rambling thoughts. No, I have notes,
1:59.8	but I share my thoughts and reflections
2:02.9	and hopefully lessons to help you on your journey to financial freedom. This episode is going
2:08.7	to be about the money rules I live by and the ones that I've broken. Now, I want to be clear
2:15.1	that rules are just frameworks. They're not prisons where you should not adapt or change them if it's not working for you.
2:23.3	And I want to show you through the episode how in the beginning some things worked and sometimes they didn't.
	...

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