Millionaire Mindcast

This is a replay episode of Money Moves. In this episode, Matty A and Ryan Breedwell dive deep into the current state of the markets—from tech stock surges to evolving investor psychology, and the challenges surrounding real estate and the so-called American Dream. They unpack key insights around earnings season, rising tariff revenue, rate cut expectations, and what institutional money is really betting on in the crypto space. Plus, they share personal investing wins and “wish-I-would-have” moments, offering a candid look into the lessons learned from both hits and misses in high-stakes investing. The conversation also turns cultural—breaking down how homeownership and family formation have dramatically shifted for younger generations, and why redefining success in today’s economy is more relevant than ever. What You’ll Learn in This Episode:[00:00] Market update: Tech earnings, AI-driven growth & volatility explained[02:57] How tariff clarity is shaping forward-looking guidance from big companies[06:00] Investment wins (Palantir) and missed opportunities (Kraken, Joby Aviation)[12:04] Why scared money doesn’t make money—lessons from failed bets[14:21] What to expect with rate cuts and how housing is reacting across the U.S.[19:10] The collapse of Vegas tourism and what it signals for broader real estate[23:06] The “American Dream” isn't dead—but it’s changing rapidly[39:00] Tariff revenue hits record highs, rivaling corporate tax receipts[40:18] Crypto vs. tech: Why you’re probably not too late to crypto[44:00] Hot takes: Unpopular investing opinions and the logic behind them Resources & Mentions:Text NAPA to 844-447-1555 to apply for the Wise Investor Mastermind in NapaVisit www.WiseInvestorVault.com for free tools & downloadsWant a free financial X-ray? Text X-RAY to 844-447-1555Want access to Matty A’s private investment deals? Text DEALS to 844-447-1555 Final Thought:From real estate downturns to record-breaking tariffs and the evolving definition of success—this episode is a reminder that the rules of the game are always changing. Stay in the game, stay informed, and don’t be afraid to bet on yourself. Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

Transcribed - Published: 13 August 2025

In this episode of Money Moves, Matty A. sits down with Morgan Keim, real estate investor and founder of Ocean Ridge Capital, to explore the rising potential of affordable housing as both an impact and profit-driven real estate strategy.Morgan explains how affordable housing differs from Section 8, what AMI (Area Median Income) means, and how to leverage underutilized assets like motels and multifamily properties into sustainable, cash-flowing communities.This episode uncovers how government incentives, tax credits, and public-private partnerships can make affordable housing projects not only feasible but highly lucrative—especially in 2025 as policy and demographic trends converge. What You’ll Learn:What qualifies as affordable housing (and what doesn’t)Why investor interest in this space is acceleratingHow to use adaptive reuse for affordable housing conversionsThe role of public programs, grants, and tax incentivesMisconceptions that hold investors back from entering the marketWhy 2025 may be the best time to get involvedLong-term strategies for impact-minded real estate investors Timestamps: 00:00 – Morgan’s background in real estate and development 04:00 – Defining affordable housing and AMI 08:00 – Why the investment thesis for affordable housing is so strong 13:00 – Real-world conversion strategies and deal structures 17:00 – Funding: tax credits, grants, and city partnerships 21:00 – Addressing myths around tenants, turnover, and red tape 25:00 – Macro trends and why timing matters 29:00 – Final advice for investors who want to make a difference Connect with Morgan KeimWebsite: http://www.oceanridgecap.comLinkedIn: https://www.linkedin.com/in/creativecapitalist/Instagram: https://www.instagram.com/creativecapitalist/ Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

Transcribed - Published: 11 August 2025

In this episode, Matty A. pulls back the curtain on one of the most cutting-edge developments in commercial real estate: AI agents. Discover how he built a custom AI underwriter—nicknamed IRR Hunter—that analyzes deals 24/7, never asks for equity or a raise, and may forever change how investors scale their operations.If you’ve ever wondered how to integrate AI into your real estate business, this episode delivers the blueprint. Key Topics Covered: What is an AI Agent? How AI agents differ from traditional prompts and why they act like full-time digital employees in your real estate org chart. Real Estate Applications: AI agents can underwrite deals, analyze rent rolls, build financial models, manage investors, automate CRM tasks, and much more. Building Your First Agent: A four-step beginner framework:Choose the roleTrain it with your real estate logicEquip it with the right tools (like CRMs, spreadsheets)Set up feedback loops for growth and optimization Matty’s IRR Hunter AI:A deal-hunting machine that identifies arbitrage opportunitiesPerforms underwriting and provides actionable insightsWorks faster, cheaper, and smarter than a traditional analyst The Future of Real Estate Investing: Why AI isn’t a luxury—it’s the new leverage. Matty explains how AI will separate tomorrow’s winners from those who get left behind. Episode Takeaways:AI agents can replace high-cost roles with minimal upfront time investment.Real estate businesses of the future will thrive on speed, automation, and smart decision-making.You don’t need to be a coder to start using AI—just be clear on outcomes and processes. Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

Transcribed - Published: 8 August 2025

In this week’s episode of Money Moves, Matty A and Ryan Breedwell dive deep into the current state of the markets—from tech stock surges to evolving investor psychology, and the challenges surrounding real estate and the so-called American Dream.They unpack key insights around earnings season, rising tariff revenue, rate cut expectations, and what institutional money is really betting on in the crypto space. Plus, they share personal investing wins and “wish-I-would-have” moments, offering a candid look into the lessons learned from both hits and misses in high-stakes investing.The conversation also turns cultural—breaking down how homeownership and family formation have dramatically shifted for younger generations, and why redefining success in today’s economy is more relevant than ever. What You’ll Learn in This Episode:[00:00] Market update: Tech earnings, AI-driven growth & volatility explained[02:57] How tariff clarity is shaping forward-looking guidance from big companies[06:00] Investment wins (Palantir) and missed opportunities (Kraken, Joby Aviation)[12:04] Why scared money doesn’t make money—lessons from failed bets[14:21] What to expect with rate cuts and how housing is reacting across the U.S.[19:10] The collapse of Vegas tourism and what it signals for broader real estate[23:06] The “American Dream” isn't dead—but it’s changing rapidly[39:00] Tariff revenue hits record highs, rivaling corporate tax receipts[40:18] Crypto vs. tech: Why you’re probably not too late to crypto[44:00] Hot takes: Unpopular investing opinions and the logic behind them Resources & Mentions:Text NAPA to 844-447-1555 to apply for the Wise Investor Mastermind in NapaVisit www.WiseInvestorVault.com for free tools & downloadsWant a free financial X-ray? Text X-RAY to 844-447-1555Want access to Matty A’s private investment deals? Text DEALS to 844-447-1555 Final Thought:From real estate downturns to record-breaking tariffs and the evolving definition of success—this episode is a reminder that the rules of the game are always changing. Stay in the game, stay informed, and don’t be afraid to bet on yourself. Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

Transcribed - Published: 6 August 2025

In this episode of Money Moves, Matty A. dives deep into the world of Self-Directed IRAs with Henry Yoshida, co-founder and CEO of Rocket Dollar. Henry breaks down how investors can take control of their retirement accounts and use them to invest in real estate, startups, private equity, crypto, and other alternative assets.You’ll learn how the $20+ trillion retirement account market is shifting, what structures you need to know (Self-Directed vs. Checkbook IRA), and how to avoid the common legal pitfalls that derail investors. Henry also shares how Rocket Dollar is democratizing access to private deals through fast onboarding, tech-driven compliance, and investor education. What You’ll Learn:How to unlock your retirement funds to invest beyond Wall StreetThe difference between traditional, SDIRA, and Checkbook IRA modelsWhat assets are allowed—and what transactions are prohibitedTax benefits of using retirement capital for real estate & private equityHow real estate operators can accept SDIRA capitalWhy Millennials and Gen Z are seeking more controlMistakes to avoid when using your IRA for alternativesWhy UBIT matters—and how to manage itHow Rocket Dollar makes it easier to invest in what you believe in Timestamps: 00:00 – Henry’s background & Rocket Dollar’s mission 03:00 – Retirement capital: A $20 trillion opportunity 06:30 – Comparing IRA types and structures 10:00 – IRS rules: what’s allowed and what’s not 15:00 – Tax deferral benefits for long-term wealth 20:00 – Platform, fees & investor experience at Rocket Dollar 25:00 – Accepting SDIRA capital as a fund manager 30:00 – Generational shifts in retirement investing 35:00 – Common SDIRA mistakes & how to avoid them 39:00 – Henry’s closing advice to investors and operators Connect with Henry Yoshida & Rocket DollarWebsite: https://www.rocketdollar.comLinkedIn: https://www.linkedin.com/in/henryyoshida/Instagram: http://instagram.com/fitfinancehenryFacebook: http://facebook.com/henrythecfpYouTube: https://www.youtube.com/c/RocketDollar Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text "XRAY" to 844-447-1555

Transcribed - Published: 4 August 2025

1. Episode OverviewMatty A. shares a remarkable story: purchasing a mobile home park for less than $10,000 and structuring it so that he potentially pays zero income taxes. Discover how depreciation, cost segregation, and smart deal mechanics transformed a small investment into a powerful income generator with minimal tax impact. 2. The Deal BreakdownAcquired a micro-sized mobile home park—priced below $10K—with either land ownership or long-term lease structure.Generates consistent lot‑rent revenue, with tenants responsible for their own homes and maintenance. 3. Zero Taxes: How It’s DoneAccelerated Depreciation: Infrastructure and personal property assets are front‑loaded into early years.Cost Segregation: Breaking down components into shorter depreciation classes (e.g., utilities, fences, signage) allows for significant early tax deductions.Paper Losses: These deductions offset any operational income, effectively wiping out taxable profit in early years. 4. Why Mobile Home Parks Deliver High ValueUltra‑Low Entry Cost: CRE access at micro price points.Recession‑Resistant Cash Flow: Stable lots income with minimal landlord capital needs.Scalability: Bulk acquisitions or infrastructure improvements can quickly compound property value and income while still benefiting from depreciation. 5. Key InsightsEven ultra-low‑cost CRE deals can outperform larger investments when structured correctly.Smart tax planning—like cost segregation—can turn small passive income into tax‑free cash.Mobile home parks provide a powerful wealth vehicle for investors seeking cash flow, tax efficiency, and scalability. 6. Action Steps for InvestorsLocate small mobile home parks available via distressed sales or creative financing.Engage a tax professional to prepare a cost segregation study.Add depreciable infrastructure to maximize early deductions.Plan for tax filings that leverage paper losses to reduce taxable income.Stay compliant with reporting norms and cash transaction thresholds. Final TakeawayThis episode reveals how a tiny CRE acquisition—under $10,000—can become a tax-sheltered income engine. Mobile home parks may be small, but with the right structure and mindset, they can deliver outsized returns and hidden power. Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

Transcribed - Published: 1 August 2025

In this value-packed episode of Money Moves, Matty A and Ryan Breedwell break down key economic updates, decode crypto and stock market cycles, and share real-world financial strategies to build and protect wealth in any environment.From the upcoming FOMC decision to what’s really driving market momentum, the hosts dive deep into how investors should be thinking about interest rate shifts, housing stagnation, and crypto's evolving role in long-term portfolios. They also tackle the psychology behind investing success—and failure—including why retail investors underperform and how to overcome the common traps.Whether you’re a seasoned investor or just starting your journey, this episode blends economic insight with actionable takeaways that will help you make smarter financial decisions today. What You’ll Learn in This Episode:[00:00] Why most people fail at investing—and how to keep it simple[01:47] The economic events shaping markets this week (FOMC, GDP, PCE & more)[02:29] Understanding market cycles in stocks and crypto[05:00] Why short-term bonds are signaling rate cuts—and what that means for investors[17:42] Real estate reality: delayed impact of monetary policy & home equity trap[26:15] The rise of the “renter nation” and affordability crisis explained[32:59] Proven wealth-building habits most people ignore[53:07] Bitcoin vs. Ethereum vs. Solana—what smart money is doing now[57:49] The 4 phases of the crypto market cycle (and where we are today)[65:07] How to avoid losing money in crypto during peak hype cycles Resources & Mentions:Get your free financial X-ray: Text X-RAY to 844-447-1555Learn more about the Wise Investor Mastermind in Napa: Text NAPA to 844-447-1555Visit: www.WiseInvestorVault.com for free tools & resourcesWant to access Matty A’s private deals list? Text DEALS to 844-447-1555 Final Thought:The game of wealth isn't reserved for the elite—it's about education, action, and consistency. Whether you're navigating stocks, real estate, or crypto, the key is to skill up and stay focused. Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

Transcribed - Published: 30 July 2025

In this episode of Money Moves, Matty A. is joined by Tilden Moschetti, founder of Moschetti Syndication Law Group, for a legal deep dive into the world of capital raising for real estate deals. Learn when to structure your deal as a syndication versus a fund, the legal boundaries of 506(b) and 506(c), and how to stay compliant with SEC regulations.Tilden also unpacks common mistakes made by first-time syndicators and explains how to properly document investor relationships, select the right model, and protect your business from legal exposure. What You’ll Learn:How syndications differ from funds in structure and strategyWhen to choose 506(b) vs 506(c) offeringsWhat qualifies as a “pre-existing relationship” under SEC rulesHow fund models offer flexibility but come with complexityLegal traps to avoid when raising private capitalThe importance of custom documentation over templatesHow to legally scale your capital-raising efforts Timestamps: 00:00 – Introduction to Tilden Moschetti 03:00 – Syndication vs fund overview 07:00 – Navigating 506(b) vs 506(c) exemptions 11:00 – Building compliant investor relationships 16:00 – Fund structure considerations 21:00 – Mistakes real estate sponsors make 25:00 – Which model fits your business 30:00 – Benefits of the fund approach 36:00 – Closing legal insights and investor protection Connect with Tilden Moschetti Website: https://www.moschettilaw.com/home/ LinkedIn: https://www.linkedin.com/company/moschettilaw/ Instagram: https://www.instagram.com/moschettilaw/ Facebook: https://web.facebook.com/syndication.attorneys/ YouTube: https://www.youtube.com/@syndicationattorney Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text "XRAY" to 844-447-1555

Transcribed - Published: 28 July 2025

1. Episode OverviewMatty A. explores how blockchain technology is revolutionizing real estate, driving efficiency, accessibility, and liquidity. Discover why tokenization, smart contracts, and decentralized ledgers aren’t just hype—but powerful tools reshaping CRE by 2025 and beyond. 2. Blockchain in Today’s Real Estate MarketBlockchain is being adopted practically to simplify transaction processes, cut paperwork, and eliminate intermediaries like notaries and escrow agents.Smart contracts automate title transfers, escrow, and compliance checks—turning multi-week closings into near-instant execution. 3. Tokenization: Fractional Ownership & LiquidityBy converting property ownership into digital tokens, real estate becomes tradable and divisible, opening access to a broader investor base.Deloitte forecasts widespread growth—from ~$0.3 T in 2024 to $4 T tokenized by 2035, covering private funds, loans, and undeveloped land.As of mid‑2025, the global tokenized real estate market is valued at $10–15 billion, backed by major projects in Dubai, Aspen, and pilot programs worldwide. 4. Benefits & ChallengesBenefits:Enhanced liquidity via secondary trading platformsLower entry barriers—fractional ownership allows small capital investorsImproved transparency and security as immutable ledgers store ownership and transaction history Challenges:Regulatory frameworks are still evolving; tokens are often treated as securitiesLiquidity for tokenized assets remains inconsistent—some markets see limited trading volume 5. Real-World Use CasesAspen St. Regis Resort became a trailblazer by tokenizing real CRE shares on Ethereum in 2018.Dubai developer DAMAC plans to tokenize over $1 billion in properties through MANTRA blockchain—a push in global adoption.Saudi Arabia’s Rafal Real Estate is piloting fractional real estate tokens with as little as 1 riyal, democratizing investment. 6. Outlook: What’s NextThe tokenized real estate market is projected to reach $3–4 T by 2030–35, fueled by expanding asset class inclusion.Blockchain platforms from PropTech to DeFi are integrating real estate tokens, enabling 24/7 trading, seamless international deals, and cross-border investment flows 7. Takeaways for InvestorsExplore tokenization pilots—find ways to fractionalize or invest in tokenized CRE assets early.Assess token platform maturity and regulations—focus on legal compliance, liquidity mechanisms, and smart-contract reliability.Position for long-term shifts—blockchain is more than a trend; it’s becoming foundational infrastructure for CRE investing. Tune in to uncover why blockchain isn't just affecting cryptocurrency—but redefining how we buy, sell, own—and even think about real estate for the digital age. Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

Transcribed - Published: 25 July 2025

In this week’s episode of Money Moves, Matty A. and Ryan Breedwell team up to unpack the most important headlines and market moves that real estate investors and wealth builders need to watch right now.They cover the Federal Reserve’s latest signals on interest rates, the ongoing debate around inflation, and what the data suggests about upcoming rate cuts. Ryan and Matty also dive into Bitcoin’s market resilience, momentum from ETFs, and how crypto continues to play a role in the broader investment landscape.Plus, they break down the commercial and residential real estate markets, including inventory challenges, rising vacancies, and where they see real opportunity. What You’ll Learn:How the Fed’s shifting tone could impact rate cuts and the broader economyWhy Bitcoin is gaining strength in uncertain conditionsWhat the commercial real estate reset means for investorsKey trends in housing inventory and home affordabilityStrategies for short-term rental investing amid changing regulationsHow to stay disciplined and clear-headed in volatile markets Timestamps:00:00 – 03:30 | Opening thoughts and listener feedback04:00 – 07:00 | Inflation, interest rates, and Fed commentary07:00 – 10:00 | Rate cut probabilities and investor implications10:00 – 13:00 | Bitcoin’s bullish signals and crypto performance14:00 – 16:30 | Commercial real estate headwinds and opportunities17:00 – 20:00 | Residential market trends and housing shortages21:00 – 23:30 | Short-term rental investing and legal considerations24:00 – 27:00 | Final thoughts on strategy, mindset, and market focus Subscribe & Review: Enjoying the insights? Subscribe, leave a review, and share the show with a fellow investor. For more market analysis, tools, and investment strategies, visit WiseInvestorVault.comEpisode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

Transcribed - Published: 23 July 2025

In this powerhouse episode, Matty A is joined by Ruben Izgelov, co-founder of WeLend, a national private lending firm that has originated over $700 million in loans. Ruben shares howhe went from a humble immigrant upbringing to building one of the most respected and secure lending platforms in the country.He breaks down the real difference between investing and lending, how his fund has never lost investor capital, and what every real estate operator needs to know about current market risks, political headwinds, and construction cost challenges. What You’ll Learn:Why Ruben shifted from active investor to full-time private lenderThe biggest mistakes flippers make with ARVs and renovation costsHow WeLend consistently generates 13–16.5% passive returns for investorsThe pros and cons of debt funds vs. real estate syndicationsHow policy, politics, and inflation impact deal underwritingWhat macroeconomic trends Ruben is watching in 2025 Timestamps:00:00 – Introduction to Ruben & WeLend07:00 – Ruben’s story: from immigrant to entrepreneur10:00 – Lending vs. investing: safest part of the capital stack14:30 – Common mistakes with ARVs and renovation budgeting17:00 – The myth of passive real estate income20:00 – Policy differences between red and blue states26:00 – How WeLend has originated $700M without a loss31:00 – Monthly cash flow and liquidity in debt funds35:00 – Why Ruben prefers debt funds over syndications38:00 – Risks from tariffs, labor shortages, and supply Resources from Ruben IzgelovWebsite: https://www.welendllc.com/LinkedIn: https://www.linkedin.com/in/rubenizgelov/ Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text "XRAY" to 844-447-1555

Transcribed - Published: 21 July 2025

Matty A. retells the ancient Sword of Damocles parable—a cautionary tale about the hidden risks, pressures, and responsibilities that come with power. He draws parallels between this story and today’s world of investing and entrepreneurship, where success can feel glamorous but often carries unseen danger over your head. Ancient Story RecapDamocles, a courtier, envies the life of King Dionysius and is offered to switch roles for a day. While enjoying his new status, Damocles discovers a sword hanging by a single hair above his throne—illustrating that prestige often conceals constant peril. He quickly steps down, realizing that what appeared desirable from afar held immense hidden burden. Core LessonsPrestige comes with peril: The more power and success you pursue, the greater the hidden risks you inherit. Appreciation vs. reality: Outsiders see only the shine; insiders bear unrelenting stress and threat. Balanced ambition: True elite success demands awareness and acceptance of continuous pressure, not blind pursuit. Relevance to Investors & EntrepreneursReal estate risks: Each opportunity—whether CRE, syndication deals, or entrepreneurial ventures—hides potential "swords" like financing pitfalls, market shifts, and regulatory hurdles. Leadership burden: Scaling a business or leading teams brings responsibility, scrutiny, and complex decision-making that can feel like a sword hanging overhead. Strategic resilience: Success requires building both mental and financial safeguards—reserve funds, legal structures, and support systems—to withstand those pressures. Tools & Next StepsRisk Audit: Identify your personal and investment-related “swords”—the threats only you can see. Protective Measures: Build buffer systems—insurance, contingencies, advisors—to neutralize risk. Sustainable Success Planning: Create a roadmap that aligns your ambition with your capacity, ensuring growth without collapse. Key TakeawayElite success isn’t just about climbing higher—it’s about maintaining balance while a metaphorical sword lies overhead. Let the parable of Damocles remind you: True leadership and wealth come not from avoiding pressure, but from preparing to hold your ground under it. Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text "XRAY" to 844-447-1555

Transcribed - Published: 18 July 2025

Matty A dives into a whirlwind of financial, political, and economic news in this jam-packed episode: 1. CPI, Tariffs & Federal Finances June CPI and core inflation data landed slightly above expectations—hear Matty’s take on what that means for markets.US customs duty collections just hit a record-breaking $100 billion+, flipping a $71 billion deficit in June 2024 to a $26 billion surplus in June 2025. What does this mean for America’s budget—and Trump’s economic playbook? 2. The Fumbled Epstein FilesTrump’s “case closed” stance met fierce backlash amid mounting credibility issues. Matty breaks down the bipartisan fallout—including reactions from Bannon, Khanna, Bongino, Owens, and more.Coverage includes the surprising developments around Ghislaine Maxwell and growing congressional pressure 3. Crypto Week in WashingtonA pivotal week for digital assets: Matty recaps the progress (and setbacks) on the Clarity Act, Genius Act, and CBDC surveillance pushback.Despite legislative hiccups, Matty sees real opportunity forming in crypto as Bitcoin hit all-time highs during “Crypto Week at the White House.” 4. Bold Tax Reform ProposalsTrump’s jaw-dropping idea to eliminate property taxes… could it really happen? Matty weighs practical consequences and who would foot the bill.Meanwhile, Marjorie Taylor Greene just proposed axing capital gains taxes on personal residences—Matty breaks down the potential winners and losers. 5. America’s Deepening Housing CrisisA new Zillow report: a staggering 4.7 million-home deficit in 2023, even with 1.4 million new units delivered. Why millennials and Gen Z are struggling to get in—and what it means for the future of housing. Tune in for Matty’s unique blend of bold insights, real-world facts, and inside commentary that cuts through the noise. Whether you’re a trader, investor, homeowner, or policy watcher, you’ll want to stick around until the end. Bonus Insider Tip: Thinking of joining our Napa Mastermind Trip? Spots are vanishing fast—text NAPA to 844‑447‑1555 and secure your spot alongside Matty and other world-class movers and shakers. Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text "XRAY" to 844-447-1555

Transcribed - Published: 16 July 2025

In this episode of Money Moves, Matty A. welcomes Nic DeAngelo, President of Saint Investment Group, to discuss why traditional investing through Wall Street is becoming obsolete—and how real estate and private markets are stepping up as the smartest path forward.Nic outlines why inflation, debt, and dollar devaluation are reshaping the economic landscape, and shares how his firm is helping investors secure strong fixed-income returns through discounted mortgage notes and industrial assets. You'll also learn why institutional capital is leading the charge into alternatives—and how you can follow suit. What You’ll Learn:Why the U.S. stock market is no longer built for everyday investorsThe real risks behind inflation and the declining U.S. dollarWhat smart investors (and big firms) are doing with their money nowHow Saint Investment creates stable, fixed-income opportunitiesThe benefits of Opportunity Zones, bonus depreciation & moreWhy the next generation trusts real estate over stocksHow to use market data to guide smart investing decisions Connect with Nic DeAngelo:LinkedIn: https://www.linkedin.com/in/nic-deangelo/Instagram: https://www.instagram.com/nicdeangeloFacebook: https://www.facebook.com/Nic.Deangelo1X (Twitter): https://x.com/NicDeAngelo_YouTube: https://www.youtube.com/channel/UC-3YDyPnB9qhIzkVfgOnjjg Timestamps: 00:00 – Introduction 02:30 – Wall Street’s decline & private investing 06:00 – Debt, inflation, and the dollar crisis 09:00 – Why real estate wins in today’s market 15:00 – BRICS, reserve currency debates 20:00 – The Big Beautiful Bill’s impact on investors 26:00 – Saint Investment’s high-yield fixed-income strategy 31:00 – Retail & multifamily outlook 34:00 – Tracking economic data for smart investing 37:00 – Rate cut predictions & Fed strategy Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text "XRAY" to 844-447-1555

Transcribed - Published: 14 July 2025

Is tokenizing your commercial real estate deal the future, or just a flashy gimmick? In this episode, Matty A. demystifies real estate tokenization, breaking down how digital tokens can transform ownership, liquidity, and investor access. Learn:What it is: Turning property shares into tradable digital tokens on a blockchain.Why it matters: Enables fractional ownership and secondary market trading unlike traditional, illiquid CREWho should consider it: From niche assets to institutional-scale projects—get insight into when tokenization adds real valuePotential pitfalls: Understand the emerging regulatory landscape, platform risks, and liquidity constraints. Matty also highlights cutting-edge examples, like Dubai's $1 billion tokenized assets initiative, and offers practical guidance for CRE investors considering the leap into blockchain. Who It’s ForCRE owners exploring new capital-raising methodsInvestors seeking diversified, liquid, fractional real estate exposureAnyone interested in the intersection of real estate and blockchain innovation Key TakeawaysTokenization makes CRE tradable—property can now be bought and sold in small chunks through on-chain exchanges.It opens access to more investors, including global participants with lower minimum capital.But the market is still evolving—regulations, platform maturity, and asset liquidity remain uncertain. Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555

Transcribed - Published: 11 July 2025

In this post–Fourth of July breakdown, Matty A and Ryan dive into a fiery mix of politics, policy, and financial strategy. From the potential September rate cuts and a sluggish real estate season to massive institutional plays and controversial political shifts, the guys don’t hold back. They unpack the good, the bad, and the ugly of Trump’s latest bill—bonus depreciation is back, tariffs are rising, and trust is getting tested. Plus, they tackle the Epstein case fallout, Elon Musk’s “American Party,” and a bold new baby investment account plan that could shape the next generation’s financial future. Timestamps: [00:00] Kicking off with July 4th laughs and family reflections [01:30] Fed's July pause and September rate cut speculation [03:00] The Powell dilemma: lower rates vs. inflation risk [05:00] Real estate slowdown and unconventional buying season [06:45] Best time to be a buyer (despite higher payments) [07:30] Lessons from institutional investors: follow the smart money [08:45] BlackRock’s $7.3B play and what it signals [10:00] Risk, timing, and the importance of calculated boldness [11:30] Trump’s “Big Beautiful Bill” signed on July 4th – key highlights [12:45] Bonus depreciation, opportunity zones, and spending backlash [14:00] Tariff revenues hit record highs—what it means [17:30] Trump’s tariff timeline, market reactions, and potential trade deals [20:00] Semiconductor, copper, pharma tariffs, and BRICS crackdown [22:00] Banning foreign adversaries from buying U.S. farmland [23:30] Epstein case fallout: No client list, public outrage [25:00] The erosion of trust in Trump’s cabinet over unfulfilled promises [28:00] The frustrating lack of transparency and accountability [30:00] Trump’s Ukraine funding flip and political ripple effects [32:00] Elon Musk’s “American Party” and the risk of splintering votes [34:00] Baby Bonds! $1,000 government-funded investment accounts [35:30] Building generational wealth with small, consistent contributions [36:00] Final thoughts, Napa mastermind promo, and closing cheers What You’ll Learn:Why September may be a pivotal month for interest rate cutsHow smart institutional capital is positioning in real estateWhat Trump’s new bill means for investors (the good & the ugly)How tariffs are reshaping global trade and impacting U.S. marketsWhy Epstein file backlash could cost Trump political capitalHow the new “Baby Bonds” program could build future wealth Notable Quotes:“Fortune favors the bold — but the smart bold.” – Matty A“Institutional capital doesn’t chase trends… they create them.” – Ryan Breedwell“If it was easy, everybody would do it. But that’s not when wealth is made.” – Matty A“Tariffs work if you want to balance the trade scale… it’s not emotional, it’s strategic.” – Ryan Breedwell Calls-to-Action: Text XRAY to 844.447.1555 – Get your financial x-ray Text DEALS to 844.447.1555 – Find off-market investment opportunities Follow @officialmattya on social Visit Shop.MillionaireMindcast.com – Mindset, Money & Motivation gear Want to mastermind in Napa with top real estate investors? Text NAPA to 844.447.1555 to claim your seat (limited spots)

Transcribed - Published: 9 July 2025

In this value-packed episode, Matty A. is joined by Jonathan Feniak—attorney, educator, and founder of LLCAttorney.com—to walk through the essential strategies behind smart entity structuring. Jonathan breaks down everything from LLCs, S Corps, and C Corps, to revocable living trusts and asset protection.Whether you’re flipping houses, investing in rentals, or running a growing business, the right structure can save you money, protect your wealth, and help you scale without legal headaches. What You’ll Learn:How to avoid common mistakes when setting up an entityWhy LLCs are usually better than corporations for small investorsWhen to use S Corp or C Corp tax electionsThe truth about piercing the corporate veilHow to structure for fix-and-flips, rentals, and syndicationsWhy Wyoming is Jonathan’s #1 pick for LLC formationEstate planning basics using revocable living trusts Resources from Jonathan Feniak:Website: LLCAttorney.comLinkedIn: LLC Attorney on LinkedIn Timestamps: 00:00 – Introduction to Jonathan Feniak 01:30 – Why proper structuring is crucial 09:56 – Biggest entity mistakes 13:11 – LLC vs. Corporation: Breaking the myths 16:28 – Avoiding liability: Veil piercing & compliance 22:06 – Fix-and-flips, rentals, and holding companies 27:44 – Best states to form LLCs 35:25 – Real case studies of smart (and poor) structuring Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

Transcribed - Published: 7 July 2025

In this episode, Matty A. breaks down the new “One Big Beautiful Bill”—recently passed Congress and on its way to being signed—focusing on the massive upside it offers for real estate investors. From the restoration of 100% bonus depreciation on CRE assets to higher SALT deductions, enhanced QBI benefits, and expanded Opportunity Zone/LITHTC incentives, this legislation delivers a once-in-a-generation tax overhaul that could reshape your strategy through 2029 and beyond. Legislative SnapshotThe One Big Beautiful Bill recently passed both the Senate and House, and awaits the President's signatureIt's a sweeping reconciliation package featuring permanent tax reductions, SALT limit increases, and expansions in affordable housing incentives Big Benefits for CRE Investors100% Bonus Depreciation Restored: Full expensing on qualifying commercial real estate assets through 2029—a major boost for accelerated tax deductions on new property investmentsQualified Opportunity Zones & LIHTC Expanded: Enhanced incentives for investing in targeted redevelopment and affordable housing projectsSALT Cap Increased: Higher state and local tax deduction limits—especially beneficial to high-income, real estate-heavy investorsPermanent QBI Deduction Boost: Favorable treatment for income from qualified pass-through entities—up from 20% to 23% What This Means for InvestorsImmediate Yield on New Builds: 100% bonus depreciation means upfront deductions—enhancing cash flow from day one.Strategic Play in OZ & LIHTC Projects: Greater potential benefits from long-term deals in opportunity zones and affordable housing.Tax Efficiency Upgrades: Bigger deductions across state/local taxes and pass-through income.Clarity Through 2029: Investors now have a multi-year horizon to plan and maximize their tax strategies Action StepsPlan for New Asset Acquisitions: Accelerate purchases before the window closes in 2029.Run Cost Segregation Studies: Maximize bonus depreciation for each property.Explore Opportunity Zone & LIHTC Deals: Reassess capital deployment into affordable housing and redevelopment zones.Optimize Entity Structures: Leverage higher QBI deductions and SALT benefits within pass-through entities.Consult Experts: Talk to your CPA or financial advisor to maximize these new provisions. Key TakeawayTrump’s One Big Beautiful Bill delivers powerful incentives for CRE investors from full expensing and tax credits to structural tax benefits. If executed with planning and precision, these changes could save you hundreds of thousands, if not millions, over the next several years. Tune In & ActListen now to gain expert insight into using these legislative changes to your advantage. Then, take the next step—plan, consult, and deploy capital smarter than ever. Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555

Transcribed - Published: 4 July 2025

In this jam-packed episode, Matty A and Ryan Breedwell break down the Fed’s latest interest rate predictions and what Wall Street's betting on for the back half of 2025. They cover the booming stock market, Trump’s bold tariff plays and their real economic impact, and why Bitcoin may be taking a back seat to Ethereum in the crypto space. Plus, they tackle the big, beautiful bill moving through Congress, how crypto is now being counted toward real estate lending, and the looming ripple effects for investors and small business owners alike.If you want to understand the direction of markets, inflation, and crypto regulation—and what it all means for your portfolio—this is a must-listen. Timestamps: 00:00 – Fed outlook: rate pause in July, first cut likely in September 02:00 – Why aggressive rate cuts might backfire 04:00 – Powell’s balancing act & political pressure 06:00 – Trump’s massive global interest rate comparison 08:00 – Breakdown of tariff revenue & impacts on inflation11:00 – Domestic production shift = long-term economic win 13:00 – Real estate + stock market synergy = true wealth15:00 – "Big Beautiful Bill" clears Senate – what it means 17:00 – Tax cuts on tips, small biz wins, W2 vs corp benefits 19:00 – Why omnibus bills suck & how politicians weaponize them 22:00 – Elon vs Trump, Massey vs establishment – a brewing primary battle 24:00 – Cutting spending vs driving more economic growth 25:00 – Pat Bet-David's take on capitalism and state policy 27:00 – California business exodus: policy fallout 28:00 – S&P and Nasdaq hit all-time highs—why the market’s surging 30:00 – Domestic equities: overlooked and underweighted31:00 – Oracle & Palantir: why they’re leading the charge33:00 – Bitcoin vs Ethereum: Ryan’s strong stance 36:00 – Tom Lee’s Ethereum fund strategy vs MicroStrategy’s Bitcoin bet 39:00 – Fannie Mae & Freddie Mac greenlight crypto as mortgage asset 42:00 – Crypto’s bridge to real estate just got real 43:00 – Housing updates: mortgage rates dip, multifamily struggles 44:30 – Why the second half of 2025 looks bullish 45:00 – Napa Wealth Mastermind Announcement – Sept 23–26 47:00 – Eddie Murphy wisdom: stop fearing, start living What You’ll Learn:When the Fed is most likely to start cutting rates—and why it mattersHow Trump’s tariffs are actually impacting inflation, GDP, and tradeWhy tariffs may spark a resurgence in U.S. manufacturing jobsThe truth behind omnibus bills and political manipulationWhy Ethereum may be the smart long-term crypto bet over BitcoinHow crypto is now playing a real role in real estate lending decisions Notable Quotes:“Tariffs have worked out very well—and the critics are now backpedaling hard.” – Matty A“If Tom Lee is choosing Ethereum over Bitcoin, that tells you everything you need to know.” – Ryan Breedwell“It’s time people stop fearing, and start living. You get 75 summers—don’t waste them.” – Eddie Murphy (via Holy Man)“This bill fuels capitalism, not kills it—and that’s why the market loves it.” – Matty A Calls to Action:Text “XRAY” to 844.447.1555 to get your portfolio reviewed Text “DEALS” to 844.447.1555 to get access to top investment opportunities Follow @officialmattya on Instagram for daily wealth-building content Visit: Shop.MillionaireMindcast.com – Wealth-building resources & gearWant In On Our Private Napa Mastermind? Text “NAPA” to 844.447.1555 to apply for the 2025 Wealth Builder Experience Only 15 seats available — 6 already claimed!  Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555

Transcribed - Published: 2 July 2025

In this highly personal and engaging update episode, Matty A. opens up about the latest developments in his life, career, and entrepreneurial journey—and extends a special invitation for listeners to join him on what’s next.What’s NewPersonal Milestones – Matty shares key life updates, including professional shifts, family news, and the mindset focus driving him forward.Business Expansion – He dives into recent growth in his CRE investment firm and upcoming initiatives within the Millionaire Mindcast network.New Show Format – Teases enhancements coming to the podcast—fresh segments, guest lineup, and deeper value for listeners. Listener InvitationJoin the Community – Matty invites listeners to upcoming live events, masterminds, and exclusive deals.How to Connect – Listeners can DM him on social media, join his deals list via text, and access premium tools/resources.Feedback & Engagement – Encourages ratings, reviews, and sharing this update with fellow investors and entrepreneurs. Key TakeawaysEvolution of a Host – Transparency and authenticity remain core to Matty’s approach as he evolves personally and professionally.Shared Journey – This episode isn’t just one man’s update—it’s a call to action for community growth and collaboration.Next-Level Value – Expect more guest interviews, deep dives, mindset tools, and strategic CRE discussions moving forward. Resources & Next StepsDeals List – Text "DEALS" to 844-447-1555 to receive early access to new opportunities.Connect on Social – Follow Matty A. (@officialmattya).Support the Show – Leave a 5-star review on your favorite podcast platform to help the community grow. Final ThoughtWhether you're a long-time subscriber or new to the show, this upbeat update is your formal invite to step into the next chapter—together. Tune in, take action, and let’s see where this journey takes us! Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555

Transcribed - Published: 30 June 2025

Matty A. dives into the world of crypto-backed mortgages, explaining how you can use Bitcoin or Ethereum as collateral to finance a home—without selling your crypto. Why This MattersKeep your crypto gains intact: Avoid selling and triggering capital gains taxesFaster and easier transactions: Lenders like Milo, USDC.Homes, and Figure offer no-credit-check loans and quick fundingFHFA update: Regulators are now exploring crypto as a recognized asset for mortgage applicants at Fannie Mae and Freddie Mac How Crypto Mortgages WorkPledge crypto as collateral (often 100% of loan value or more)Receive fiat funds for your purchaseLoan repayment in traditional currency — collateral returned when paid in fullBeware of margin calls — if crypto value drops, you may need more collateral Pros & ConsProsPreserve crypto upside potentialNo cash down payment or credit check neededFaster closings than traditional loansConsCrypto volatility risks collateral liquidationPlatform risk — fewer regulations than banks Who’s It For?Crypto-holders confident in long-term market growthBuyers wanting fast, streamlined access to liquidityIndividuals with thin qualifying profiles for traditional loans Action StepsResearch crypto mortgage lenders: Milo, USDC.Homes, Figure, Ledn, RockoPrepare documentation: Proof of holdings, escrow/custody proceduresBuild a cash buffer for margin call scenariosStay updated: FHFA’s evolving stance, mortgage market trends Key TakeawaysCrypto mortgages offer a strategic way to leverage digital assets without sellingThey’re fast, flexible, and tax-efficient but come with volatility and collateral risksWith FHFA backing, crypto is beginning to gain real legitimacy in mainstream lendingTune In & ShareListen now to discover if a crypto mortgage makes sense for your next real estate move and how to get started. Don’t forget to rate & review Wise Investor Segment, and follow Matty A. on social media for more investing insights! Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555

Transcribed - Published: 27 June 2025

In this week’s Money Moves, Matty A and Mr. Breedwell are back together to break down the biggest market, geopolitical, and real estate headlines shaping the second half of 2025. From Trump’s tariff war to Powell’s rate pause, the guys unpack what’s driving inflation, whether we’ll get the cuts the market is begging for, and why risk tolerance is changing in a desensitized, crypto-gambling, TikTok-trading generation.They also touch on record-breaking housing inventory gaps, AI unicorn mania, Tesla vs. Waymo, and what the Iran-Israel ceasefire really means for oil and global volatility.This is a tactical, no-fluff conversation for investors who want to understand what’s next—and profit from it. Timestamps:0:00 – Matty’s back from Mexico and birthday shenanigans1:00 – CPI drops below 3%, so why are rates still high?3:15 – Powell’s inflation warning and Fed rate cut hesitation5:00 – Breedwell leans toward cuts: “We need to re-stimulate lending”7:00 – US economy strength and market liquidity8:30 – Why Gen Z treats the stock market like DraftKings10:45 – Volatility isn’t scary anymore—retail is here to play12:00 – Buy the dip: how to profit from war-driven market dips14:00 – Investing should be boring: Breedwell’s boring but brilliant strategy16:00 – Powell’s trigger-shyness and election-year avoidance18:30 – Trump’s public feud with Powell and economic optics20:00 – Tariffs, borders, and bombs: a geopolitical chaos recap22:00 – Operation Midnight Hammer: Iran nuclear strike details24:00 – Media hypocrisy on military action under different presidents26:30 – Israel vs. Iran: ceasefire claims, risks, and trust issues29:00 – Strait of Hormuz shut down? What it really means for oil32:00 – Tesla vs. Waymo: Is there even a self-driving war?34:00 – AI bubble brewing? Unicorns, smoke, and future corpses36:30 – Google’s Waymo problem and Apple’s smart retreat38:00 – Crypto chaos: pump, dump, and ETF-driven dreams39:00 – Redfin report: record housing supply and demand gap41:00 – 75% of buyers sitting on the sidelines42:00 – DeSantis wants to kill property taxes in Florida42:45 – Bull or BS: Lightning Round (Rate Cuts, Bitcoin, CRE, and more) What You’ll Learn:Why the Fed is hesitating despite sub-3% CPI numbersWhat Powell’s inflation forecast actually signalsHow retail traders have shifted the market dynamic post-COVIDThe real risk (and opportunity) behind the Iran ceasefireWhy Breedwell is quietly loading up on U.S. equitiesThe ugly truth behind AI unicorn valuations and investor FOMOHow Tesla is crushing Waymo in the autonomous vehicle raceWhy the housing market is stuck in a standoff and what could spark a breakout Notable Quotes:“It’s easy to be successful in investing—people just make it hard.” – Mr. Breedwell “Retail investors aren’t chickens anymore. They’re not waiting to be slaughtered—they’re squeezing the market.” – Mr. Breedwell “These are the windows where generational wealth gets made.” – Matty A “Waymo is five times the cost for a worse product. Tesla already won.” – Mr. Breedwell Calls-to-Action:Want a free portfolio x-ray? Text XRAY to 844.447.1555Want the best alternative investment deals? Text DEALS to 844.447.1555Follow Matty A for daily market insights: @officialmattya Final Thoughts:The market may be uncertain, but the opportunity is massive. If you're sitting on the sidelines waiting for the perfect signal, you’re already late. Now’s the time to get informed, stay sharp, and take action like the pros do.If you got value from today’s show, leave us a review, subscribe, and share it with a friend who’s trying to make smarter money moves. Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555

Transcribed - Published: 25 June 2025

Matty A. explores a powerful yet overlooked CRE asset poised to shine in 2025. He unpacks why mainstream investors are missing out and how you can take advantage to build substantial wealth.Market Context & OpportunitiesCRE markets are stabilizing after 2024 volatility. Lower interest rates and macroeconomic tailwinds create favorable conditions for buyers in 2025 Alternative property types such as medical offices, senior/student housing, and last-mile logistics are gaining attention due to supply constraints and rising demand Why This Underrated Asset?It combines defensive characteristics (non-discretionary use) with consistent yields a sweet spot between safety and upside These assets align well with longer-term investor horizons and capital cycle trends.Tax Strategy Play: Cost Segregation + Bonus DepreciationWith bonus depreciation at 40% in 2025 (phasing out by 2027), pairing with cost segregation unlocks major immediate deductions Studies remain powerful even post-2027, helping you front-load depreciation and boost early cash flow.Case studies show investors saving hundreds of thousands, even millions, with these tactics.How to Move Forward in 2025Act now! Lock in 40% bonus depreciation before the clock ticks down Commission a cost segregation study on new or recent acquisitions to reclassify eligible assets.Use pro formats (e.g., Form 3115) to apply studies retroactively and capture “catch-up” depreciation Align asset selection with macro trends: target recovery in industrial and adaptive reuse in office, student/senior housing, or last-mile logistics Key TakeawaysThe best CRE in 2025 may not be headline-grabbing but fundamentals, tax efficiency, and demographic trends make it a standout.A powerful combination of boosted cash flow and tax savings sets this asset apart.Prep your strategy now to take full advantage before 2027’s bonus depreciation phase-out.Resources & Next StepsLinks to top cost segregation experts and bonus depreciation breakdowns.Bonus Depreciation Cheat Sheet (40% today, 20% in 2026, 0% by 2027).Playlist: “Alternative CRE Asset Deep Dives.”Invitation to Matty A.’s upcoming webinar, “Unlocking 2025’s Hidden CRE Opportunities.”Final ThoughtsThis episode is a deep dive into a smart CRE investment path armed with tax strategy, foresight, and timing. Don’t miss out. Tune in now to gain the edge most investors haven’t seen coming.Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555

Transcribed - Published: 20 June 2025

In this solo episode of Money Moves, Matty A. breaks down the latest economic and investment headlines—from Trump’s fiery demands for massive rate cuts, to shifts in the real estate and crypto landscapes. With CPI cooling, Fed moves uncertain, and industrial real estate starting to wobble, there’s a lot to unpack. Plus, the flood of new altcoin ETF filings and where billion-dollar firms like Blackstone are quietly investing.This episode was fully curated using AI—crafted to bring you streamlined insights and market signals without the noise. Episode Timestamps:[00:00] Intro & AI-curated format explained[03:00] CPI report shows inflation cooling; Trump demands massive rate cuts[04:48] Industrial real estate weakens after a decade of strength[06:25] Office-to-residential conversions on the rise—300+ planned for 2025[07:56] Altcoin ETF surge: 30+ filings including Doge, Solana & more[08:54] Where institutional money is going: multifamily, logistics, and data centers[11:06] “Bull or B.S.”: Will the Fed really cut rates twice? Is altcoin summer here?[12:58] Wealth Builder Breakdown: Altcoin ETFs explained[14:40] Final takeaway: Invest in what’s inevitable, not what’s trending Topics Covered:Trump vs. Powell: Political pressure on interest ratesFed policy outlook & CPI analysisIndustrial real estate headwindsThe boom in office-to-residential conversionsRise of altcoin ETFs and institutional crypto adoptionSmart money trends: What Blackstone, KKR, and others are buyingStrategic investing insights for long-term wealth Resources & Links:Wise Investor Vault – Tools & Resources (link)Text Matty A: 844-447-1555Subscribe on YouTube: Investing in CRE with Matty A. Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555

Transcribed - Published: 18 June 2025

In this power-packed episode, Matty A. sits down with Mark Shuler, founder of Shuler Architecture and SGRE Investments, to break down the current state and future of the multifamily real estate market. With a portfolio of 4,000+ units and 30+ years of experience in architecture and development, Mark offers a unique, data-driven lens on navigating different political climates, underwriting conservatively, mastering operations, and identifying value-add opportunities during uncertain times.He dives deep into why he left over-regulated markets like Seattle for the pro-development environment of Houston, how he reduces renovation costs dramatically, and what macroeconomic signals he's watching—including bond yields and the looming threat of a black swan event.Whether you're a passive or active investor, this episode is filled with hard-earned wisdom, actionable strategies, and market foresight you won't want to miss.Timestamps:00:00 – Intro & Mark Shuler’s background02:38 – Why he transitioned from architecture to investing06:28 – Navigating development in red vs. blue states14:49 – The unsustainable development path in the West Coast17:10 – Value-add investing and SGRE’s vertically integrated model22:54 – How conservative underwriting protects investor capital27:14 – Market cycles, acquisition timing, and distressed deals32:03 – Operational discipline as the backbone of profitability40:22 – Potential black swan events and the bond market threat50:05 – Why real estate is still a secure long-term investment Connect with Mark Shuler: 🌐 Websites:https://www.shulerarchitecture.comhttps://sgreinvestments.com🔗 LinkedIn: https://www.linkedin.com/in/shulerarchitecture/ ▶️ YouTube: https://www.youtube.com/@SGRE_Investments Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

Transcribed - Published: 16 June 2025

Want to keep more of your hard-earned real estate profits? In this episode of Wise Investor Segment, host Matty A. breaks down two of the most powerful (yet underutilized) tax strategies in real estate: cost segregation and bonus depreciation.Discover how savvy investors legally accelerate depreciation, dramatically reduce their taxable income, and unlock massive cash flow—all without buying more properties. Whether you’re a seasoned investor or just breaking into the commercial space, mastering these strategies could save you hundreds of thousands—or even millions—over time. Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555

Transcribed - Published: 13 June 2025

In this solo episode of Money Moves, Matty A. dives into the explosive Trump vs. Musk feud and unpack what really sparked their public fallout—from spending bills to government contracts and even Epstein allegations. We also break down the controversial "Big Beautiful Bill" and its implications on America's fiscal health, as well as powerful commentary from voices like Thomas Massie.But that’s not all—we’re covering:The California riots and Gavin Newsom's political blame gameU.S.-China tariff updatesFed chair rumors and rate cut speculationSurging crypto markets and bullish Bitcoin predictionsFannie Mae & Freddie Mac privatization chatterThe state of real estate and the million-plus housing inventory milestone This episode is a rollercoaster of politics, policy, protest, and personal finance. Tune in for hot takes, real data, and insights that cut through the noise. Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555

Transcribed - Published: 11 June 2025

In this episode of Wise Investor Segment, we delve into the looming insurance crisis and its potential to trigger a commercial real estate (CRE) downturn. With President Trump's proposed cuts to disaster relief and regulatory agencies like NOAA, concerns are rising about increased insurance premiums and reduced federal support for disaster-stricken communities. These policy shifts could significantly impact the CRE market, particularly in areas prone to natural disasters.Join us as we analyze the intersection of insurance policy changes and tax reforms, and their combined effect on the commercial real estate sector. Gain insights into how investors and stakeholders can navigate these evolving challenges and opportunities. Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555 

Transcribed - Published: 6 June 2025

The global economic table is being reset — and Matty A and Ryan are breaking it all down. From shocking capital gains proposals in Australia to America's $22 billion tariff windfall, this week’s Money Moves dives into the new financial power plays that are reshaping markets, politics, and personal portfolios. Episode Breakdown [00:00] Big Headlines: Russia, Tariffs, Investments & Doge Cuts [02:00] Australia’s Unrealized Capital Gains Tax Bombshell [05:00] US Tariff Revenue Hits $22 Billion — Trade Deficit Slashed [07:00] Rate Cut Debate: Powell’s Dilemma, Market Odds & Inflation Pullback [12:00] Bull Market Incoming? Breedwell’s 7,000 S&P Call [14:00] Trump’s Global Trade Talks: Steel, Aluminum, & Xi Jinping [18:00] $7.1 Trillion in Foreign Investment Floods US Markets [19:00] Crime Rates Plummet Under Current Admin Policies [20:00] Palantir’s US Surveillance Partnership Sparks Privacy Concerns [23:00] Elon Musk’s Public Rebuke of Trump’s Massive Spending Bill [28:00] Congressional Pork, Spending Transparency & Codifying Doge Cuts [30:00] Russia-Ukraine War Update: New Peace Negotiation Breakdown [32:00] Kevin O’Leary on the Real Cause of the Housing Market Freeze [40:00] Insurance Premiums: The Silent Killer of Real Estate [42:00] Why Property Taxes + Insurance = Massive Financial Headwind [43:00] Breedwell’s Take: The 12 Investing Rules (Which Ones Actually Work) What You’ll Learn: How tariff revenue is smashing expectations and reshaping global trade Why the Fed may still pull off rate cuts despite sticky inflation The new geopolitical chess moves between Trump, Xi Jinping & the EU The silent real estate crisis being driven by skyrocketing insurance costs 12 popular investing “rules” — and which ones you should actually follow   Notable Quotes: “The rich won’t pay unrealized taxes — they’ll just leave. That’s how this game works.” – Ryan Breedwell “There’s $7 trillion that just flooded into the US in five months — that’s not people running to China.” – Matty A “You can’t fix everything around the fire while ignoring the fact the fire is still burning.” – Ryan Breedwell Stay Connected Text “X-RAY” to 844-447-1555 for free personal portfolio analysis Text “NAPA” to 844-447-1555 for early access to the Napa Mastermind Text “DEALS” to 844-447-1555 for private real estate investment opportunities Follow Matty → @officialmattya   Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555  

Transcribed - Published: 4 June 2025

In this high-energy episode, we dive into the latest market headlines and the mindsets driving real wealth in uncertain economic times. From delayed EU auto tariffs and market volatility to real estate tax strategies and crypto’s next big wave—this episode covers the critical money moves you should be thinking about right now. We also talk about how your mindset impacts your financial trajectory, why sitting on cash might be your biggest mistake, and how to keep momentum in your wealth-building journey. Whether you're investing in stocks, real estate, or your own growth, this episode will give you the insight and firepower to play offense in today’s economy. ⏱️ Timestamps: 00:00 – Intro & why this episode matters 02:20 – EU auto tariffs delayed: What it means for investors 06:45 – Is the market overbought or just heating up? 10:15 – Why sitting on cash might be your worst move 13:50 – Real estate tax strategies & bonus depreciation 18:30 – The mindset gap: momentum vs. motivation 22:10 – Bitcoin, bonds & what's next for crypto 27:45 – Politics, uncertainty & protecting your capital 30:00 – How to position yourself for long-term wins 📩 Want to level up your network and knowledge? Text “NAPA” to 844-447-1555 for exclusive details on the Wise Investor Collective.

Transcribed - Published: 28 May 2025

In this week’s Millionaire Mindcast, Matty A is joined by Brad Johnson, founder of Vintage Capital, to uncover the investing frameworks of high-net-worth families and family offices. Brad breaks down how the wealthy preserve and grow wealth, why they avoid conventional strategies, and the mindset shifts that set them apart from everyday investors. What You’ll Learn: The real definition of a family office Wealth preservation vs. wealth creation Common pitfalls of W-2 earners and entrepreneurs Strategic alternative investments used by the wealthy How to plan a lasting family legacy Mindset and habits of elite investors   Resources & Connect with Brad Johnson: Website: https://www.vintage-funds.com/ LinkedIn: Brad Johnson   Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555 FREE Financial X-Ray: Text  "XRAY" to 844-447-1555  

Transcribed - Published: 26 May 2025

In this episode, Matty A is a guest in the show Zero to 100 Podcast! Matty A. shares how he went from flipping homes with no money to building a diversified commercial real estate empire. Discover how he got started during the foreclosure crisis, made $100K+ on his first flip using 100% financing, and why working for free became the foundation of his multi-million dollar journey. He unpacks his transition into shopping centers, boutique hotels, and passive income strategies—and shares hard-earned insights on mindset, mentorship, scaling smart, and playing the long game. Whether you're starting out or scaling up, this conversation is packed with real estate gold and entrepreneurial wisdom you don’t want to miss. 🎧 Tune in and learn how to build wealth, create time freedom, and invest with intention. Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555

Transcribed - Published: 23 May 2025

Matty A and Ryan Breedwell are back with one of the most jam-packed, hard-hitting episodes of Money Moves to date. 🔥 The No Tax on Tips Act just passed 💰 Trump’s 389-page tax plan is loaded with middle-class wins 🧠 Biden’s shocking health diagnosis ignites scandal and speculation 📉 Recession? Moody’s downgrade? Michael Burry’s latest panic? Yawn. 🚗 Tesla’s trillion-dollar roadmap and how YOU might profit from it 📈 Market updates, Bitcoin breaking $100K, and prime real estate plays This episode is a masterclass in decoding what actually matters — and how to move accordingly with your money, your portfolio, and your freedom. ⏱️ TIMESTAMPS: 00:00 – Welcome Back + What’s Coming 01:30 – Trump’s Billion-Dollar Middle East Trip + Global Peace Push 03:00 – Russia/Ukraine Ceasefire? Vatican Negotiation Table 07:00 – Trade Deal Updates: China, India, Mexico, and Canada Moves 12:30 – Biden’s Stage 4 Cancer Revelation Sparks Coverup Claims 18:30 – Trump to Investigate AutoPen Pardons + Who Actually Signed 24:00 – Texas Governor Moves to Ban Capital Gains Tax + Cut Property Tax 29:00 – FULL Breakdown of Trump’s Tax Bill:   ▪ No Tax on Tips & Overtime   ▪ Bonus Depreciation at 100%   ▪ MAGA Savings Accounts for Kids   ▪ No Tax on Car Loan Interest   ▪ Big Wins for Seniors, Small Biz, Real Estate 43:00 – Recession Talk Re-Ignited by Jamie Dimon & Steve Cohen 47:00 – Why Ryan Thinks Recession Is Still Not on the Table 50:00 – Moody’s Downgrade: Does It Even Matter? 51:00 – Michael Burry Loads Up on Puts — Here We Go Again 52:00 – Yields, Rates & Why the Market Keeps Ripping Anyway 55:00 – Tesla’s Trillion-Dollar Advantage & Self-Driving Income 58:00 – Crypto Market: Bitcoin Surge & What’s Next 01:00:00 – Real Estate: Buyer’s Market, Off-Market Plays, Napa Mastermind 💬 QUOTABLES: “They said Trump only helps billionaires… then passed the biggest middle-class tax bill in 40 years.” — Matty A “We just wiped out four years of recession noise in 30 days. Stop watching headlines. Start watching your money.” — Ryan Breedwell “This tax bill? It’s gasoline for the middle class and jet fuel for small businesses.” 🔗 RESOURCES: 📲 Free Financial X-Ray → Text X-RAY to 844-447-1555 📲 Join Matty’s Deals List → Text DEALS to 844-447-1555 📲 Napa Mastermind Early List → Text NAPA to 844-447-1555 🎯 Follow Matty A → @officialmattya  

Transcribed - Published: 21 May 2025

In this week’s episode of the Millionaire Mindcast, Matty A sits down with Randy Smith, the powerhouse behind Impact Equity. Once a full-time W-2 employee in the corporate world, Randy has now built a thriving portfolio of over 20 passive investments and is helping others follow a similar path. They discuss: How he discovered the power of real estate syndications The critical mistakes new passive investors should avoid Keys to vetting sponsors, teams, and deals Investing across different asset classes for true diversification What’s ahead in the 2024 investing market Why cash flow, tax benefits, and scalability are game changers Whether you're new to passive investing or looking to scale, this episode offers a goldmine of insights from someone who's walked the path and now helps others do the same. Connect with Randy Smith: Website: http://www.impactequity.net LinkedIn: https://www.linkedin.com/in/randallmsmith/ Instagram: https://www.instagram.com/randysmithinvestor/ Facebook: https://www.facebook.com/randysmith637 Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555 FREE Financial X-Ray: Text  "XRAY" to 844-447-1555  

Transcribed - Published: 19 May 2025

In this deeply personal and powerful episode, the host reflects on lessons, wins, and challenges from the past year as he celebrates his 37th birthday. From expanding his commercial real estate portfolio—including a bold leap into redeveloping a 75,000+ sq. ft. shopping center—to launching the Wise Investor Collective mastermind, he shares behind-the-scenes insights on growth, impact, and redefining wealth beyond money. Listeners will hear about the mindset shifts required to scale, the importance of betting on yourself, and how relational capital, health, family, and intentional living have taken center stage. Whether you're building a business, pursuing personal growth, or navigating parenthood, this episode is a raw and inspiring reminder to reflect, realign, and stay on the path to a life with no regrets. 📩 Plus, learn how to connect with the Wise Investor community and upcoming exclusive opportunities. Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555    

Transcribed - Published: 16 May 2025

📄 PODCAST / YOUTUBE DESCRIPTION: In this high-volatility, high-stakes episode of Money Moves, Matty A welcomes back Mr. Breedwell — now officially a dad — and the two dive headfirst into the firehose of news impacting your wallet, portfolio, and future wealth. 💥 Trump’s first 100 days are redefining global trade, tax policy, and investor sentiment. 📉 CPI comes in hot. Rates hold. Markets rally. What now? 💰 China, UK, and Saudi Arabia all strike historic deals with the U.S. — is the global order being reset? 🏠 Plus, crypto surges, real estate surprises, and a new tax playbook may be on the way… Whether you’re a seasoned investor or just trying to read between the headlines — this episode breaks it all down in real-time.     ⏱️ TIMESTAMPS: 00:00 - Welcome Back Mr. Breedwell (and Baby Banks!) 01:50 - Trump’s Epic Weekend: Trade Wins, Hostage Returns, Golf 04:30 - Ukraine & Russia Ceasefire Talks — Could This End the War? 06:00 - Big Pharma Crushed: Trump’s Prescription Drug Order Explained 09:00 - China-U.S. Trade Reset: 90-Day Tariff Deal Breakdown 12:30 - UK & U.S. Sign $6B Trade Agreement 15:00 - Jamie Dimon Reverses on Tariffs — Why It Matters 17:00 - Saudi Arabia Inks $600B Investment Deal with Trump 18:30 - Veterans Win: New Housing Funded by Illegal Immigration Cuts 19:15 - Trump Proposes 39.6% Tax on $2.5M+ Earners 21:30 - CPI Falls to 2.3% — Market Breathes 23:00 - Rate Cuts Off the Table in June? What the Fed's Saying 29:00 - What Rising Yields Say About the Economy 33:00 - Market Fully Recovers April Losses — Were You Out or In? 34:30 - Bitcoin Hits $100K — Coinbase Joins S&P500 37:30 - Real Estate Update: Prices Rise in 83% of U.S. Metros 39:45 - Inventory, Concessions & Why Now Is a Sneaky Good Time to Buy 41:00 - Final Thoughts: Why 2026 Could Be the Greatest Year Since 1776     💬 QUOTABLES: “You might not like Trump’s personality, but name one policy hurting the middle class right now.” — Matty A “The market didn’t crash. It reset… and the real money moved in while others sat out.” — Ryan Breedwell “The CPI is falling. Markets are climbing. Real estate’s holding. Fear is the worst investment strategy.”     🔗 LINKS & RESOURCES: 📲 Text “X-RAY” to 844-447-1555 to get your free financial review with Ryan 📲 Text “DEALS” to 844-447-1555 to join Matty A’s private investor list 🎯 Follow Matty A on Instagram → @officialmattya  

Transcribed - Published: 14 May 2025

In this week’s episode of Millionaire Mindcast, host Matty A. sits down with Bill Kanatas, a leading self-storage developer with over $100 million in projects under his belt. Bill shares his incredible journey from being a residential real estate broker to becoming a powerhouse in self-storage development and operations. Tune in to learn: How Bill got started in real estate and transitioned into storage What makes self-storage such a powerful asset class How he built a team of 30+ and scaled to institutional-level partnerships Deal structures and strategies that fuel rapid growth How he's navigating the high-interest rate environment Maintaining strong values while building massive wealth Whether you’re looking to pivot your investing strategy or want to understand the business of self-storage, this episode is a goldmine of knowledge. Resources & Links Mentioned: Website: www.self-storagedevelopers.com LinkedIn: Bill Kanatas Instagram: @selfstoragedevelopers Facebook: Self Storage Developers YouTube: @Self-StorageDevelopers X (Twitter): @selfstorage2025 Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555 FREE Financial X-Ray: Text  "XRAY" to 844-447-1555  

Transcribed - Published: 12 May 2025

In this eye-opening episode, Matty A. reveals how a single commercial lease can instantly add millions in equity to your property—without swinging a hammer or waiting decades for rent to trickle in. He breaks down how commercial real estate leases—especially with strong tenants—can be leveraged to exponentially grow wealth. Using real-life examples from a small bakery to a national retailer like Harbor Freight, and even a government lease, he illustrates how each lease can translate into hundreds of thousands to millions in added property value. The key? Understanding cap rates, tenant credit quality, and lease structure. He emphasizes that commercial leasing is one of the most powerful, underutilized tools for flippers and single-family investors looking to scale quickly and sustainably. Whether you're new to CRE or ready to level up, this episode is your playbook for playing offense in real estate investing. Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555  

Transcribed - Published: 9 May 2025

Welcome back to another jam-packed episode of Money Moves! Matty A flies solo this week with Ryan out celebrating fatherhood (congrats, Breedwell fam! 🍼). We kick things off reflecting on the true value of time—especially as a parent—and why controlling your time is the ultimate wealth strategy. From there, Matty shares market and policy updates, including Warren Buffett’s retirement, surprising tax news, major global trade agreements, AI education reform, and record-breaking credit card debt. Whether you're investing, parenting, or just trying to survive the "messy middle," this episode is full of perspective and actionable gems.     ⏱ Episode Breakdown [00:00] Life update: Ryan becomes a dad 👶 [01:00] The value of time and why it’s the real wealth [02:30] Warren Buffett retires – the GOAT of investing steps down 🐐 [04:00] 98% of Buffett’s wealth came after 65 — it's never too late [06:30] How emotional discipline fuels wealth building [07:30] Buffett’s timeless advice: Index funds > stock-picking [08:30] Senate pushes to ban politicians from launching crypto assets [09:00] Trump’s tax cuts may return — here's what that means for investors [11:00] Bonus depreciation, estate tax, and why this matters for real estate [13:30] NPR/PBS lose federal funding — Matty’s take on media bias [15:30] AI in K–12 schools: Why this matters (and how Matty is teaching his kids) [18:00] India, Ukraine & Saudi Arabia ink trade deals with the US [20:00] US-China deal odds? Only 19% before June, per Polymarket [21:30] Section 8 and rental programs: New proposal to return power to the states [22:30] Credit card defaults hit all-time highs — above 2008 levels [24:00] Rate cut outlook: June/July still possible despite sticky inflation [25:30] Fed signals caution; labor market still solid [26:30] S&P 500 logs 9-day win streak—biggest since 2004 [27:30] Matty on staying grounded in the “messy middle”     💥 What You’ll Learn: Why time is the most valuable currency—and how to take control of it The truth behind Warren Buffett’s $169B fortune (and how long it took) How proposed tax reforms could help investors & business owners What new trade deals mean for the global economy Why Matty’s fired up about AI in education How to stay calm and focused in uncertain markets 🧠 Notable Quotes: “98% of Buffett’s wealth came after age 65. That’s the power of compound growth—and staying in the game.” “If you don’t control your time, someone else will.” “The messy middle is where legends are built.” “Stop looking for the unicorn. Get consistent, get boring, and stay in the game.” 🔗 Resources Mentioned: 💼 WiseInvestorVault.com – Free checklists, spreadsheets & more 📲 Text DEALS to 844-447-1555 for investment opportunities 📊 Text XRAY to 844-447-1555 for a free portfolio review 👤 Follow Matty A on social media for more insights ⭐ Love the Show? If you got value from today’s episode, leave a 5-star review and share it with someone who’s building their wealth and mindset alongside you.

Transcribed - Published: 7 May 2025

In this powerful conversation, Matty A. is joined by entrepreneur and real estate expert Peter Roisman, co-founder of Rev Leasing. Peter shares how his transition from developing surgery centers to creating a proptech company is helping multifamily investors unlock hidden income and equity through better leasing practices. Learn how his team developed a proprietary "Leasing Score" system, why most multifamily assets are underperforming on the revenue side, and how AI and training are being used to bridge this multi-million-dollar gap. Key Takeaways: Why leasing is the most neglected yet impactful revenue lever in multifamily How a “Leasing Score” can identify underperformance and untapped income The difference between skilled brokers vs. undertrained leasing agents Using AI and data analytics to drive performance improvements Peter’s entrepreneurial lessons from scaling, selling, and starting again Guest Resources:  Rev Leasing Website  Peter Roisman on LinkedIn  Follow Peter on Instagram Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555 FREE Financial X-Ray: Text  "XRAY" to 844-447-1555  

Transcribed - Published: 5 May 2025

In this episode of Millionaire Mindcast, Matty A and Ryan Breedwell break down what’s shaping up to be one of the most aggressive first 100 days of any presidency—Trump's economic playbook is in full motion. From locking in $5.2 trillion in U.S. investments to playing chess with global tariffs, the duo gets into what it all means for your money. 📈 Inside This Episode: 🇺🇸 Trump’s First 100 Days: What’s real, what’s hype, and what it means for your 401k 📉 Market Update: S&P 500 off to its worst presidential-year start in decades—why? 📊 Tariffs, Taxes & Trillions: Could tariffs eliminate income tax for Americans under $200K? 🏠 Housing Concessions Rising: Nearly half of U.S. sellers are offering concessions—is this a buyer’s market or a brewing collapse? 💳 Credit Card Defaults & Consumer Sentiment: What Visa just revealed that the media missed 📺 Netflix to $1 Trillion?: The bold 2030 vision and our take 🧠 Mindset Closing Segment: Why surrendering to the process is the most underrated investing skill 🔥 Also: Bull vs. Bear: Netflix's trillion-dollar plan The Pelosi Act (yes, that’s real): Congress's insider trading crackdown GDP report preview: What it means and how it could swing market momentum Why India might be America’s most important trade partner this decade 📲 Text the show with your questions or to request the X-Ray Report: 844-447-1555 📬 Want the weekly deals list? Just text “DEALS” to the number above. 🎧 Subscribe on Apple, Spotify, or anywhere you tune in to stay ahead of the curve.

Transcribed - Published: 30 April 2025

In this powerhouse episode, Matty A sits down with Andy Weiner — the Founder & President of RockStep Capital — to explore how he amassed over 10 million square feet of commercial retail real estate across 11 states. From a childhood immersed in his family’s 159-store clothing chain to mastering acquisitions in “Hometown America,” Andy breaks down how his strategic investments in secondary and tertiary markets are creating outsized returns while revitalizing communities. He explains why retail is now a bullish asset class, how positive leverage is giving retail an edge over multifamily and industrial, and shares insights into RockStep’s culture built around their unique core values, the “Rock Steps.” In This Episode, You’ll Learn: (03:40) Andy’s origin story: From family retail business to real estate mogul (05:02) Types of shopping centers RockStep acquires: neighborhood, power, enclosed malls (07:56) Why retail has favorable supply/demand dynamics in 2025 (10:01) Positive vs. negative leverage in CRE deals (13:27) What makes secondary & tertiary markets so investable (20:38) RockStep’s strategy for buying distressed malls at 15–17% cap rates (28:06) The origin and meaning behind RockStep’s company values (42:19) Inside the Hometown America Fund: 8–9% pref, 18%+ IRR goals (46:27) Thoughts on alternative investments in volatile times Resources Mentioned: RockStep Capital Website: http://rockstep.com Connect with Andy on LinkedIn: https://www.linkedin.com/in/andy-weiner/ Shopping Center Academy on YouTube: http://www.youtube.com/@ShoppingCenterAcademy   Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555 FREE Financial X-Ray: Text  "XRAY" to 844-447-1555  

Transcribed - Published: 28 April 2025

Before diving into commercial real estate, it's crucial to know what kind of investor you are. In this episode, Matty A. breaks down the five most common CRE investor profiles—from passive income seekers to real estate entrepreneurs—and helps you identify which strategy best fits your goals, timeline, risk tolerance, and lifestyle. Plus, you’ll get access to a free quiz that delivers a personalized roadmap to guide your next steps. Don’t just invest—invest aligned.   Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555

Transcribed - Published: 25 April 2025

📓 Podcast Show Notes: In this episode of Money Moves, Matty A and Ryan Breedwell unpack a high-volatility week with headlines sparking everything from optimism to outright fear. Are we heading for another Great Depression—or just another news cycle full of noise? 🔍 Topics We Cover: 📉 Market Bounce Back: $1.4T returned to the market—what does it signal? 🏠 Housing Market Pulse: Redfin says 1 in 4 are backing out—what’s really going on? 🏛️ Trump vs. Powell: Rate cuts, Fed control, and political posturing US Tariffs & Trade: Will global trade wars trigger a recession? 📉 Multifamily Delinquencies: A 10-year high—what's the real risk? 🪙 Bitcoin Rips Again: New SEC chair + bullish sentiment push BTC higher 🧠 End of Episode Mindset: How to stop chasing and start living—even while building wealth Plus, we touch on: The Pope’s death and Klaus Schwab stepping down Trump’s plan to tax the rich and cut taxes for everyday Americans Whether the dollar's drop is cause for concern—or just more fear-mongering 🔗 Resources & Links: Text in your thoughts/questions: 844-447-1555 Follow Matty A → Instagram Follow Ryan → Instagram Listen to past episodes on Spotify, Apple Podcasts & more → Millionaire Mindcast 🎯 Keep sharpening the tools in your wealth-building toolkit. Your future self will thank you.

Transcribed - Published: 23 April 2025

In today’s episode of the Millionaire Mindcast, host Matty A. interviews Ryan Chaw, a full-time pharmacist turned real estate investor who has built a student housing empire with 90 tenants and $50K/month in rental income. Ryan shares his journey from house hacking to scaling his portfolio, the unique strategies he uses to maximize rental income, and how he manages everything remotely with virtual assistants. What You’ll Learn in This Episode: How Ryan transitioned from a pharmacist to a full-time real estate investor The student housing model that generates high cash flow Screening and attracting responsible student tenants Why renting by the room can significantly boost profits How Ryan selects the best properties near college campuses Leveraging virtual assistants to scale and manage properties Resources & Links Mentioned: Ryan Chaw’s Website: https://www.newbierealestateinvesting.com/ LinkedIn: https://www.linkedin.com/in/ryan-chaw-0a9995187/ Instagram: https://www.instagram.com/caocao8888/ Facebook: https://www.facebook.com/ryan.chaw/ YouTube: https://www.youtube.com/@ryanchaw1 Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555 FREE Financial X-Ray: Text  "XRAY" to 844-447-1555  

Transcribed - Published: 21 April 2025

In this episode, Matty A. unpacks a powerful conversation with a close friend and mentor—someone quietly sitting on a $200M net worth. He dives into the wealth-building mindsets he's teaching his kids and the critical lessons that separate those who thrive from those who stay stuck. From accepting that the financial game is rigged (and learning to win anyway), to mastering mindset, leveraging tech, and embracing reinvention at any age—this episode is packed with practical insights for anyone on the path to financial freedom. Whether you're just getting started or scaling your empire, you’ll walk away with tangible shifts to level up your life, business, and wealth! Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555

Transcribed - Published: 18 April 2025

This week, Matty A and Ryan Bridwell return with a fire episode covering what’s shaking the markets—from Trump’s tariff updates to recession talk heating up. They break down how to navigate the volatility, where the real opportunities lie in down markets, and why most investors miss out on wealth-building moments. Plus, they highlight shocking consumer stats, talk creative debt strategies, and react to the latest economic reports. Whether you're bullish or bearish, this episode will level up your money moves. Call to Action: Text 'XRAY' to 844.447.1555 for a free financial portfolio review. Text 'DEALS' to 844.447.1555 for exclusive private investment opportunities. Follow @officialmattya on all platforms. Visit Shop.MillionaireMindcast.com for top financial tools & merch. Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555

Transcribed - Published: 16 April 2025

In this episode of Millionaire Mindcast, we dive into the fascinating journey of Chris Long, who transitioned from single-family real estate to the booming world of storage yards. He turned a $200K investment into a $2.4M profit by solving a problem in the industrial real estate space. Learn how he leveraged his background as a contractor, created a scalable business model, and built Longyards into an international brand. If you're looking for unique investment strategies outside of traditional real estate, this episode is a must-listen! What You'll Learn: (00:10) Chris Long’s journey from contractor to real estate investor (01:49) Why he moved away from single-family rentals (03:15) How he structured his first storage yard deal (04:42) The financial model that turned $200K into $2.4M (06:08) The difference between truck parking vs. storage yards (08:34) How to evaluate land for storage yard investment (15:43) Navigating zoning laws and financing options (20:05) Chris's long-term vision for Longyards Connect with Chris Long: Website: http://longyards.com LinkedIn: https://www.linkedin.com/in/chris-long-152b3988/ Instagram: https://www.instagram.com/chrislongyards/ Facebook: https://www.facebook.com/Longyardsstorage YouTube: https://www.youtube.com/@chrislongyards Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555 FREE Financial X-Ray: Text  "XRAY" to 844-447-1555  

Transcribed - Published: 14 April 2025

In this episode, Matty A. breaks down his proven framework for identifying the best real estate markets to invest in—whether you're flipping, wholesaling, or building a buy-and-hold portfolio. Learn how to analyze cash flow vs. boom-and-bust markets, match your strategy to market conditions, and avoid costly mistakes.  If you're ready to take the guesswork out of picking profitable markets and want to invest with more confidence and clarity, this one’s for you! Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555

Transcribed - Published: 11 April 2025

In this episode of Millionaire Mindcast, we sit down with Aaron Hale, an Army EOD veteran who defied the odds after losing his eyesight and hearing in Afghanistan. Now, he’s a record-breaking endurance athlete, successful entrepreneur, and real estate investor. Aaron’s story is one of pure grit, resilience, and reinvention. From running the Badwater 135 ultramarathon as the first blind-deaf competitor to building a thriving business, he proves that NOTHING is impossible. Tune in to learn about his mindset shifts, business strategies, and how he continues to push boundaries every single day.   What you’ll learn in this episode: How Aaron overcame the toughest challenges of his life Why mental resilience is key to success in any field How he built a successful business despite adversity His approach to real estate investing and passive income The power of choosing your “hard” and pushing your limits Resources & Links Mentioned: Aaron Hale’s Website: https://pointofimpactpod.com/ Connect on LinkedIn: https://www.linkedin.com/in/aaron-hale-1861477/ Follow on Instagram: https://www.instagram.com/aclayhale/ Facebook Page: https://www.facebook.com/aclayhale YouTube Channel: https://www.youtube.com/@pointofimpactpodcast Follow on X: https://x.com/aclayhale More Links: https://linktr.ee/aaronhalepointofimpact   Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ CRE MASTERMIND: Visit myfirst50k.com and submit your application to join! FREE CRE Crash Course: Text “FREE” to 844-447-1555 FREE Financial X-Ray: Text  "XRAY" to 844-447-1555  

Transcribed - Published: 7 April 2025