Brown Ambition

Hey BA fam! It's time for another BAQA. This week, Tiffany helps a listener decide whether to pay for a car in cash, or finance it with a large down payment. She breaks down all the financial considerations involved, including looking into credit unions for lower interest rates and considering certified pre-owned cars to avoid the depreciation of a brand new car. Considering buying a new car? Your financial sister is covering everything you need to know. We want to hear from you! Drop us a note at [email protected] or hit us up on instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoices

Published: 26 July 2024

Hey BA fam! This week, Tiffany deep dives into the topic of student loan debt relief, highlighting the current administration's efforts, as well as its impact on marginalized groups – such as women, people of color, and older Americans. From the Public Service Loan Forgiveness program to the Income-Driven Repayment program, Tiffany is breaking down all the student loan debt relief options currently available. Plus, learn everything you need to know about the Higher Education Act. Ultimately, Tiffany is stressing the importance of racial and social justice in addressing student loan debt – and the positive impact of supporting black women. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 24 July 2024

In this throw back episode, Mandi is joined by Deepa Purushothaman, author of "The First, the Few, the Only: How Women of Color Can Redefine Power in Corporate America." They speak about setting boundaries at work, listening to your body to prevent burnout, and how to play (and change) the corporate game. We want to hear from you! Drop us a note at [email protected] or hit us up on instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 22 July 2024

Hey BA fam! It's time for another BA QA. This week, Mandi and Tiffany examine whether it's ever a good idea to withdraw money from a retirement account to cover debt. Before resorting to a withdrawal, it's important to consider your options -- such as exploring rental or mortgage assistance programs, working with a credit counselor, and seeking financial assistance through organizations like FindHelp.org. Your financial sisters have you covered. Listen in for the full breakdown. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 19 July 2024

Hey BA fam! This week, Mandi and Tiffany are making the rounds about town. First, the ladies discuss Tiffany's visit to the White House -- which included a special hang with senator Elizabeth Warren (no big deal). This leads to a conversation about Mandi's Women and Money event, highlighting the importance of community and connection. Tiffany and Mandi go on to address the challenges they face as women of color in the speaking industry -- sharing stories of being interrupted and undervalued, and ultimately offering insights on how to recognize your own worth. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 17 July 2024

Hey BA fam! In this How-To Throwback, Ash Cash explains how he worked his way up from bank teller to bank branch manager to the CEO of a credit union -- all in the course of a decade. In this special episode of Brown Ambition, we invited Ash to relive those trying days and share the steps he took to help his family get back on track. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 15 July 2024

Hey BA fam! Mandi and Tiffany are back for another BA QA. This week, a listener wants to know if they should consider investing in a Health Savings Account (HSA). First, the ladies explain what exactly an HSA is, why it comes with tax advantages, and how it's important to consider your future healthcare needs before ultimately deciding to invest. We want to hear from you! Drop us a note at [email protected] or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 12 July 2024

Hey BA fam! This week, Mandi and Tiffany talk about their experiences with Airbnb rentals, which leads to an important discussion about the need for transparency and honesty in Airbnb listings. The ladies break down everything you need to know about how to be cautious when booking, and what you need to research before making a final decision. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 10 July 2024

Hey BA fam! This week's How-To Throwback is a power course in financial wellness featuring Chris Browning of Popcorn Finance, Berna Anat from Hey Berna, Jamila Souffrant from Journey to launch and Jannesse Torres-Rodriguez from Yo Quiero Dinero. Join Mandi as she walks down memory lane with some of the most memorable moments from our summer cohost series. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 8 July 2024

Hey BA fam! It's time for another BA QA. This week, a listener is seeking career advice after experiencing staffing changes and uncertainty in her department. Mandi is on hand as usual with her expert career advice, stressing the importance of asserting yourself at work, as well how to always position yourself as a solid team member. We want to hear from you! Drop us a note at [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 5 July 2024

Hey BA Fam! Ahead of the Fourth of July, Mandi is flying solo this week -- but there's still plenty of hot topics to discuss. From the Chipotle portion size debate and Amazon Prime Day, to the BET Awards and the presidential debate, Mandi 👏 has 👏opinions👏. We want to hear from you! Drop us a note at [email protected] or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 3 July 2024

Hey BA fam! It's time for another edition of How-To Monday. Your financial besties are back with a BA Q&A. First, a listener who's having a hard time at work needs advice on how to stay calm and build up her confidence at her job. Then, a listener wants to know how to start an online business for her doula business and Mandi and Tiffany gives her their expert opinion. Drop us a note at [email protected] or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 1 July 2024

Hey BA fam! It's time for another edition of the BA QA. Pregnant Penny needs advice on how to ask for a raise while pregnant. Luckily, Mandi and Tiffany are on hand with their expert career advice. From breaking down the importance of standing up for oneself to how to plan ahead of maternity leave, your financial sisters have it covered. We want to hear from you! Drop us a note at [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 28 June 2024

Hey BA fam! This week Mandi and Tiffany talk clothing choices and personal style, which leads to a real-talk discussion about the financial cost and maintenance of hair for women of color. The ladies then discuss the impact of fast fashion on the environment and the importance of being mindful of consumerism and waste. Plus, after having to file a grievance against her property tax assessment, Mandi gives the lowdown on how homeowners can ensure their taxes are what they should be. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 26 June 2024

Hey BA fam, it's time for another “How To Throwback”. Summer is here, so we’re looking back at the best way to vacation without breaking the bank. Tiffany dishes out her expert advice on the best ways to budget and fund all your business and travel plans. Plus, find out the smartest ways you can save a buck this summer! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 24 June 2024

Hey BA fam! It's time for another addition of the BA QA. This week, Brianna wants to know how much she should be investing into her ROTH account, but more importantly, also wants to invest in her child’s future. Luckily, Tiffany is on hand to talk all about the benefits of a custodial account -- and why it may be the best way to get your kids smart about their money. We want to hear from you! Drop us a note at [email protected] or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 21 June 2024

As Mandi prepares to publish her book, Tiffany gives the lowdown on the state of the black book market today and breaks down how you can navigate the industry to make your book a success. From negotiating the right deal to knowing your worth, Mandi and Tiffany have you covered. Join Tiffany this summer to teach a curriculum based on her New York Times bestselling book, "Get Good with Money!" More info here: http://GetGoodWithMoneyNPSTF.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 19 June 2024

Hey BA fam, it's time for another “How To Throwback”. In honor of pride month, we look back at LinkedIn Career Expert Drew McCaskill’s appearance from 2022. He breaks down the best ways to use linked in for job seekers and entrepreneurs. Plus, Drew discusses how diversity plays a role in navigating through a post-grad career. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 17 June 2024

In another edition of the BA QA, Natasha asks how to unlock the next budget friendly step in her financial journey. With a good foundation on various topics, she would like to invest with education and purpose -- but wonders how she can elevate on a budget. Mandi and Tiffany break it down. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 14 June 2024

Les Alfred, creator of The Balance Black Girl and host of the Balanced Black Girl podcast, tells Mandi and Tiffany all about how she finally learned to live her best life, the importance of self care, and why it's ultimately the journey that's the destination. Plus, the ladies further discuss therapy, fitness, health, and why it's going to be a "35 Hotter" summer. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 12 June 2024

In another edition of How-To Monday, Mandi looks back on a very special episode -- the official book release week for Tiffany, and they're talking all about the concept of financial wholeness. Mandi even took the quiz herself. Listen in for the full breakdown of her results and learn how to (finally) get good with money. Buy Tiffany's book - Get Good with Money Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 10 June 2024

Listener "Penelope" received an annual bonus of 1% and a 2.5% salary increase, but still feels like she isn't making nearly enough money. Is racking up sign-on bonuses and equity the only way to make more in the corporate world? Mandi breaks it all down in another addition of the BA QA. We want to hear from you! Drop us a note at [email protected] or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 7 June 2024

Deesha Dyer, former White House Social Secretary during the Obama Administration, joins Mandi to talk about her book, UNDIPLOMATIC: How My Attitude Created the Best Kind of Trouble. She discusses her journey to one of the most sought-after gigs in D.C. and the life changing lessons it taught her. Plus, weird Obama quirks, behind-the-scenes stories about Prince and Stevie Wonder, and more. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 5 June 2024

This week on the BA "How-To" Monday, Mandi and Tiffany discuss “HOW TO INVEST BEYOND YOUR 401(K)." In a throwback of the show's 100th episode, they break down why it’s finally time to start thinking beyond basic savings and retirement accounts. Plus, Mandi’s secret reveal – she’s a cash hoarder. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 3 June 2024

Tiffany is riding solo for this week's BA Q&. First, a woman who's going through a divorce needs advice on how to make the most out of her settlement money. Then, another woman who's considering a divorce need advice on how to protect her finances if the relationship ends. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 31 May 2024

Tiffany is riding solo for this week's episode! She starts the episode by discussing her new beauty regimen and why it's so expensive. Then, The Budgetnista gets very transparent about her business and some important changes she's made. This is an excellent episode for any entrepreneur or anyone looking to scale a company. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 29 May 2024

Mandi gives Kevonya a full Mandi Money coaching! Kevonya is looking for full time work as a project manager and Mandi gives her a full breakdown on the best LinkedIn practices to use. Mandi also gives her other resources outside of LinkedIn that she can use on her job search. This is a very informative episode for anyone looking for a job! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 28 May 2024

Your financial big sisters are back in the studio for a BA Q&A. First, a listener who works in healthcare is tired of her 9-5 and needs advice on how to start a business. Then, a listener wants to know if she'll be rejected for a job because of her credit score. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 24 May 2024

The ladies are joined by Tiffany Cross. Tiffany C most recently hosted The Cross Connection on MSNBC. She served as a 2020 Resident Fellow at the Harvard Kennedy School’s Institute of Politics. She is a longtime cable news veteran having previously served as the D.C. Bureau Chief for BET Networks, an Associate Producer for CNN, and a freelance Field Producer. The ladies discuss the new Diddy news and the drama between Congress woman Jasmine Crockett and Marjorie Taylor Greene. Your financial besties end the episode by discussing Tiffany's new show "ACross Generations". National Domestic Violence Hotline 800-799-7233 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 22 May 2024

In this episode, Mandi is joined by Cinneah, the creator of the online platform "Flynanced." Flynanced is dedicated to helping "9 to 5 hotties" earn more money so that they can build wealth effortlessly. The ladies discuss Cinneah's career pivot into tech, how to negotiate a higher salary, and getting out of debt. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 20 May 2024

A listener who's a major planner has planned out her life to a T and our financial besties explain why that's not always best for your mental health. Mandi also explains why it's good to have a plan but it's important to have lots of flexibility. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 17 May 2024

On today's throwback, Mandi and Tiffany swap medical billing nightmares and take a question from listener Latoya who says she was pursued for a medical debt she didn't owe. We offer tips on how to fight back when debts appear on your credit report that you know you don't owe, and share how Latoya was able to resolve her own medical billing nightmare. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 15 May 2024

In this BA throwback, the ladies are joined by Ramit Sethi. Ramit is the host of Netflix’s hit show, How to Get Rich, and author of the New York Times bestseller, “I Will Teach You To Be Rich.” Ramit is known for his unconventional insights into money psychology and his no-nonsense approach to designing and living a rich life. The duo talks about home ownership and Ramit shares why it may not be all that it's cut out to be. Ramit also discusses why financial advisors get mad at him and gives us some insight into how his Netflix show came about. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 13 May 2024

Your financial besties are back for this week's BA Q&A. First, "Recent widow" wants to know if she should cash out her late husband's retirement account. Tiffany gave this listener awesome advice and explained why it's important to take your time. Then, a listener wants to know how to negotiate when getting a promotion at her current job. Our favorite career coach doesn't disappoint with her awesome advice and Tiffany reminds everyone to demonstrate their value at their workplace. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 10 May 2024

Your financial besties are joined by Rachel Rodgers. Rachel’s mission is to help historically excluded groups including women, people of color, queer people, and people with disabilities build their businesses and become millionaires. Since the inception of Hello Seven- she has helped hundreds become millionaires and thousands become financially free. Rachel Rodgers highly anticipated second book: Million Dollar Action: Your Step-by-Step Guide to Making Wealth Happen (HarperCollins Leadership, June 11, 2024). Rachel is the CEO and founder of Hello Seven, a multi-million dollar company that teaches diverse entrepreneurs how to earn more money and build wealth. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 8 May 2024

The ladies are back to answer your hard-hitting questions. First, a listener needs advice on what to do when you've taken on too much responsibility at work and how to set boundaries! Plus, Mandi and Tiffany give great advice on how to establish solid business credit. We want to hear from you! Drop us a note at [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 6 May 2024

Both of our BA besties are in the studio for this week's BA Q&A. The ladies start off by discussing the difference between leadership and management. Tiffany shares some insights inside of how she manages her team and gives us great advice on how to be better leaders. Then, a frustrated wife needs advice on how to manage her finances in a marriage. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 3 May 2024

This week our financial besties are joined by Kim Lewis.Kim Lewis is the CEO and co-founder of CurlMix, a clean beauty brand for curly hair. After a strong showing on Season 10 of ABC’s Emmy Award-winning Shark Tank with her husband and co-founder, Tim, Kim made the daring decision to bet on herself, and turned down a $400,000 Shark deal. Less than six months later, Kim’s talent for logistics and marketing secured a seed investment of $1.2M, multiplied CurlMix’ sales into the millions, and grew the CurlMix team to 30+ full-time staff…all while raising two small children. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 1 May 2024

We are back with another Monday throwback! First, listener Ashley wants to know how to protect her identity from being stolen. Tiffany explains to use what "life lock" is and how to freeze your credit. Then, both ladies school us on how to avoid crazy scams. Lastly, listener Jalissa wants to know how to do a balance transfer to help with her debt, our financial big sisters give her excellent advice on the best way to go. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 29 April 2024

Hey BA Fam! We have two juicy questions for this week's BA Q&A. First, listener Crystal got a new job and moved her and kids across the country but is struggling with childcare. Crystal asked our financial besties if she should move back home and risk her job or attempt to convince them to let her work from home. Then, a listener is commuting three hours to get to her job and it's starting to affect her health. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 26 April 2024

Hey Ba Fam! Mandi is riding solo this week and is joined by Jannese Torres. The ladies discuss community and the importance of connecting with people in person. Then, Jannese shares her views on home ownership and why she doesn't care about expectations other people set for you. As a first-generation Latina, Jannese Torres, award-winning money expert, educator, and podcaster, knows these unique challenges well. She set out to pursue the traditional American Dream, becoming the first woman in her family to graduate from college, climb the corporate ladder, and secure the six-figure paycheck, only to find herself miserable and unfulfilled. She soon realized that everything she’d been taught about money and success wasn’t as it seemed. After discovering the true meaning of wealth, Torres resolved to pave her own path, leaving the life she was told she should want for one of entrepreneurship, autonomy, and financial freedom. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 24 April 2024

Happy Monday BA fam! We're so excited to be joined for this throwback by the founder of "Trade and Travel", Teri Ijeoma. Teri is an entrepreneur and former teacher just like Tiffany. She now teaches people to trade intentionally to find financial freedom. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 22 April 2024

Mandi is riding solo for this week's BA Q&A! First, a concerned mother wants to know if her daughter will be discriminated against in the workplace for her health condition. Then, a listener wants to know if she should accept a job with more pay even though her current company has a great 401k match and retirement plan. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 19 April 2024

Mandi and Tiffany are both in the studio today! Tiffany shares why she's exhausted these days and Mandi shares a bizarre experience she had dropping her son off at daycare. The ladies also share some new insights about confrontation and how their feelings have changed about it. For this week's Boost or Break, Tiffany boosts for her new condo almost being done! Mandi boosts for "Birthfund" founded by Serena Williams and Elaine Welteroth. Birthfund is a coalition that works to support families in the U.S. who can’t afford the out-of-pocket costs of midwifery care. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 17 April 2024

(Throwback Monday) In this episode, the ladies are joined by the brilliant Amanda Seales. They start by discussing janky politicians and Amanda explains how rest helps her deal with the stress. Amanda describes how her mom encouraged her to be bold as a child and how black tv stars gave her inspiration and hope. The ladies bond over the crazy entertainment industry and explain how managers want too much these days. Tiffany also brings up a time when she saw Amanda in Kenya and how Amanda affirmed her. Of course, the ladies talk "Insecure", and Amanda explains how her experience behind the scenes at Insecure might not have been the best. Drop us a note at [email protected] or hit us up on Instagram @brownambitionpodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 15 April 2024

Tiffany is riding solo for this week's BA Q&A! First, The Budgetnista gives us four helpful tips on how to fund a business. Then, Tiffany gives us some great advice on how to pivot in business. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 12 April 2024

Both of our BA besties are in the studio this week! Mandi is joined by her baby boy, Rio, so this episode is a little action packed. Tiffany shares the story of meeting Donald Miller and how much knowledge he poured into her and her team. Then, the ladies discuss Lizzo's recent public breakdown and the double standard for women athletes. For this week's Boost Or Break, Tiffany boosts for her mini cohort and getting advice from older black women. Mandi boosts for celebrating 7 years of marriage with her husband. Sign up for Teri Ijeoma, Tiffany’s personal investing coaches 5 Day Live Investing Masterclass here: https://thebudgetnista.com/take-your-first-trade/ Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 10 April 2024

Hey Hey BA fam! This is our first "How To" episode for a new series in the Brown Ambition universe. This is a hilarious throwback from the time Tiffany had to fire someone in less than 24 hours. Then, the ladies answer a couple of BA questions regarding bank fees and traveling on a budget. Stay tuned every Monday, Wednesday, and Friday to keep up with your financial besties! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 8 April 2024

Both of our financial besties are in the studio for this week's episode. It is career day and our favorite career coach did not disappoint with her expert advice. First, a listener wants to negotiate for more money at her current company. Then, a listener wants to know if she's been professionally ghosted. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 5 April 2024

The ladies start this episode by celebrating Beyonce's new album, Cowboy Carter. Mandi and Tiffany do a full break down of Beyonce's ground breaking country album and share all of their favorite moments with the BA fam. The ladies also discuss California raising their minimum wage, high interest rates, and seasonal allergies. For this week's Boost or Break, Mandi's calls out the Boston police for discrimination at the Boston Marathon. Tiffany boosts by shouting out a book called “10x Is Easier Than 2x.” Here's more info about the incident in Boston https://www.wcvb.com/article/b-a-a-issues-apology-to-police-departments-after-2023-mile-21-incident/60327432#:~:text=The%20Boston%20Athletic%20Association%20confirms,Newton%20during%20the%202023%20race. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcribed - Published: 3 April 2024