How to Avoid Credit Card Honey Traps [BA QA]

Brown Ambition

iHeartPodcasts

Self-improvement, Education, Business

4.8 • 2.6K Ratings

🗓️ 10 April 2026

⏱️ 27 minutes

🔗️ Recording | iTunes | RSS

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Summary

BA fam, we’re diving deep into the world of credit cards this week! Mandi, Yanely (aka MissBeHelpful), and Chris Browning break down the newest updates to premium cards like the Chase Sapphire Reserve, Amex Platinum, and Capital One Venture X.

From new streaming perks to rising annual fees (hi, $795!), they weigh in on what’s actually worth it and what’s just hype. If you’re thinking about upgrading your card or just want to travel smarter, this one’s for you.

💳 What You’ll Learn:

Which card perks are actually worth the fee
Smart ways to use cards for travel, groceries, and rent
The real cost of carrying a balance
Tips for maximizing rewards with tools like Travel Freely

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Let’s keep rising, building, and showing out. 💼💰✊🏾

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Transcript

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0:00.0	No gloss, no filter.
0:03.1	Just stories.
0:04.8	Spoken without fear.
0:06.5	Person who is not generous can not be an artist.
0:09.4	The world will be at peace only when it is ruled by poets and philosophers.
0:14.3	Listen to my weekly podcast, the Pooja Abhaw on the IHeart Radio app,
0:18.5	Apple Podcasts or wherever you get your podcasts.
0:23.2	Come for the honesty.
0:24.9	Stay for the fire.
0:28.6	Chase Reserve card came out this new list of perks and somewhere in there is a streaming
0:33.4	perk.
0:33.9	I think it's Apple TV.
0:35.7	Are y'all Chase Reserve card holders?
0:39.2	Did you all fall for the lore,
0:45.7	the appeal? Like the, this was a moment, the Chase Reserve launching in 2017, 16.
0:50.9	Oh, huge moment. Yeah. It was $100,000. Sorry, 100,000 points.
0:53.5	I was like, what? I didn't, I didn't see that promo, wait, I didn't get that perk. How do I get that one? But it's very annoying. I was tempted to pay the $140 for the yearly premium on Peacock because I was tired of getting ads every, but I'm not doing it doing it y'all I'm not doing it. Hold on
1:11.5	Chris don't ruin it. She's giving me a segue way baby a segue take the segue girl take it.
1:17.2	Speaking of the cost of streaming apps chase reserve came out with a brand new chase reserve came out
1:27.0	this new list of perks and somewhere in there is a streaming
1:30.2	perk. I think it's Apple TV. Apple and Apple and I'm on it. I'm Googled it. I'm not mad about that. I already
1:36.7	have it up. The points guy.com. Have y'all, are y'all chase reserve card holders? Did you
	...

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