How Women of Color Build Wealth in a Broken System Ft. Bernadette Joy & Kiersten Saunders
Brown Ambition
iHeartPodcasts
4.8 • 2.6K Ratings
🗓️ 4 March 2026
⏱️ 70 minutes
🧾️ Download transcript
Summary
Happy Women’s History Month, BA Fam! 🎉
In this powerful roundtable, Mandi Money sits down with money expert Bernadette Joy (author of Crush Your Money Goals) and financial freedom advocate Kiersten Saunders of Rich & Regular for an honest, layered conversation about what it really looks like to build wealth as women—especially women of color—in today’s economy.
They break down:
- The gap between entrepreneurship growth and actual funding
- Why traditional wealth advice doesn’t always work for us
- The pressure women face to overwork, over-explain, and over-give
- How to stop overanalyzing and start executing
From angel investing to paying off debt, this episode is about rejecting average outcomes and creating a new playbook.
One takeaway: Do something today.
Move $10. Sell something. Update your budget. Just start.
Because building wealth isn’t about perfection,t’s about momentum.
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Transcript
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| 0:00.0 | It is okay to let somebody who is objectively trying to make you better be a little tough on you. |
| 0:06.3 | Sometimes that's exactly what you need. |
| 0:08.4 | You just don't have that voice in your life to allow you to do that. |
| 0:12.6 | I don't teach average people. |
| 0:14.5 | I don't teach the people who want to state average because the average in the U.S. is broke. |
| 0:19.2 | So if you want to not be broke, then you have to do on average things. |
| 0:23.6 | This is an I-Heart podcast. |
| 0:26.1 | Guaranteed human. |
| 0:32.9 | Hey, hey, BA fam. |
| 0:34.3 | Welcome back to Brown Ambition. |
| 0:36.3 | It's your girl, Mandy Money. And I want to kick things off by saying, happy women's history month. Let's just take a moment. This is for the ladies. And I, as I was sort of prepping for the show and thinking about it, I actually got an email a few weeks back from my network being like, are you doing anything for Women's History Month? And it's the same feeling I get when someone asks, like, what you're doing for Black |
| 0:57.6 | History Month? I'm like, I'm just existing because like it's a brown ambition and it's me, |
| 1:03.1 | I'm a black woman. So like Dick. But at the same time, with all that's happening in the world |
| 1:07.8 | and the economy, I do think it's worth kind of taking a step back and looking at |
| 1:12.3 | what is the state of the economy, the personal economies of women of color these days. |
| 1:18.1 | That's what we're all here to do at Brown ambition is to help you all achieve your professional, |
| 1:22.6 | your financial goals. |
| 1:23.6 | But yeah, let's do a little status update on how women, especially women of color, |
| 1:27.6 | are doing the economy. I want to talk about like who's getting pushed out of work. |
| 1:31.9 | Spoiler alert. It's awesome. At the same time, who's quietly powering the wealth engine? |
| 1:37.8 | It's crazy. It's a crazy dichotomy to be the engine that's driving the economy and also the |
| 1:42.6 | most underappreciated piece of the |
... |
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