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Brown Ambition

I Make Six Figures and I’m Still Drowning: Debt Relief Options No One Explains

Brown Ambition

iHeartPodcasts

Education, Self-improvement, Business

4.82.6K Ratings

🗓️ 27 May 2026

⏱️ 56 minutes

🧾️ Download transcript

Summary

Debt doesn’t have to be the big bad boogeyman on your back. In this throwback episode of Brown Ambition, I’m joined by two powerhouses in the money space—financial activist Dasha Kennedy (The Broke Black Girl) and National Debt Relief Chief Compliance and Consumer Affairs Officer, Natalia Brown—for an honest, stigma‑free conversation about what debt relief is, who it’s for, and how to finally create a plan you can live with.

We unpack the emotional weight of debt, from shame and secrecy to the very real health impacts of chronic financial stress, and we walk through practical options—from DIY payoff and consolidation loans to credit counseling, debt relief programs, and bankruptcy.  You’ll hear exactly what happens when you call a company like National Debt Relief, how settlements actually get negotiated, and the red flags to watch for so you don’t fall for scammy debt collectors.If debt is stealing your sleep, this is your permission slip to put the shame down and pick up a plan.

For more information on a variety of debt topics, feel free to visit National Debt Relief’s Resource page for more information on individual debt situations: https://www.nationaldebtrelief.com/resources/

Note: These show notes may contain link to affiliate products, from which we derive revenue.

We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast

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See omnystudio.com/listener for privacy information.

Transcript

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0:00.0

This is an I-Heart podcast.

0:02.6

Guaranteed Human.

0:04.3

Oh, St. Louis, I was like, it's country, but it's not.

0:07.8

It's that Nelly country?

0:09.7

Okay, gotcha.

0:10.7

But now you're in Atlanta or where?

0:12.4

Yes.

0:13.0

You're in the A.

0:13.7

Okay.

0:14.3

All right.

0:14.8

Get a little southern flavor.

0:16.3

All right.

0:16.6

Natalia.

0:17.3

All right.

0:17.6

Your turn.

0:18.6

My turn.

0:19.3

So I'm Natia. I just go by Nat most of the time.

0:22.3

And I love that you said that, Mandy, debt doesn't have to be a boogeyman. But I know it feels that way. But all you need is a plan. And it always feels better. Once you have a plan, you know, what direction you're going in. And there is a lot of stigma.

0:36.0

There's a lot of stigma around debt itself, around debt relief companies, what we do, what we don't do.

0:40.8

And the reality... you're going in. And there is a lot of stigma. There's a lot of stigma around debt itself,

0:37.7

around debt relief companies, what we do, what we don't do. And the reality is that there are laws

0:42.7

that are in place to protect consumers. I am, that is my job is to protect our consumers. And I'm

...

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