HerMoney with Jean Chatzky

Thinking about ditching the 9-to-5? Already navigating the ups and downs of freelance work? This episode is your financial playbook for thriving as your own boss. Jean Chatzky sits down with money coach and longtime freelancer Emily Guy Birken to unpack everything from budgeting on irregular income to choosing the right retirement accounts. Emily shares her personal percentage-based money system, explains why separate bank accounts are non-negotiable, and reveals the must-have clauses for every freelance contract. Whether you're freelancing full-time or hustling on the side, these tips will help you get paid, save smart, and sleep better. In This Episode: How to build a baseline budget as a freelancer A smart, percentage-based system for managing income The pros and cons of solo 401(k)s vs. SEP IRAs How to structure your business Why contracts are your best friend in freelance work How to stay emotionally grounded in unpredictable times Resources & Links: 📚 Emily’s book: Stacked: Your Super Serious Guide to Modern Money Management 🔗 More financial tips for freelancers at HerMoney.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 26 November 2025

In this Mailbag, Jean is joined by financial planner and author of My Mother's Money, Beth Pinsker, to answer your real-life questions about caregiving, estate planning, and financial decision-making for aging parents. Whether you’re currently managing someone else’s money or prepping your own, this episode is packed with compassionate, practical advice to help you protect your finances and your peace of mind. Mailbag Questions: 1:05: “Should we loan money to a parent for home repairs?”  7:15 “Who pays the medical bills after someone dies?”  13:05: “How do I put my RMDs to work in the market?”  Have a question for us? Write to us (or send us a voice note!) at [email protected].  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 21 November 2025

When you're suddenly put in charge of an aging parent’s finances, the emotional toll is heavy, and the financial fallout can be even heavier. In this episode, Jean Chatzky is joined by certified financial planner and MarketWatch columnist Beth Pinsker, author of My Mother’s Money: A Guide to Financial Caregiving. Together, they unpack Beth’s personal journey of managing her mother’s finances through illness, surgery, and estate settlement. Even with decades of experience writing about money, Beth found herself caught off-guard by just how complicated — and expensive — caregiving can be without the right documents and conversations in place. What You’ll Learn: The most overlooked (and affordable) legal documents everyone needs The difference between joint accounts, POA, and transfer-on-death How to prep for financial caregiving before a medical emergency The unexpected costs of not planning ahead — and how to avoid them How to be “the person who gets called” in a crisis — and what to ask in advance 💡 P.S. Need help getting your own financial life in order before you take on someone else’s? Check out our FinanceFixx program, our signature coaching experience that helps you get organized, take control of your spending, and build a plan that actually works.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Published: 19 November 2025

This week on A Week In Her Wallet, we head to Atlanta to follow Kristen, a 40-something clinical researcher who earns about $150K a year and travels nearly full-time for work. She walks us through a week of thoughtful spending, including a $1,300 mortgage payment, $500 toward her HELOC, a $150 yard sale win (promptly spent on music festival tickets), and the small joys that keep her grounded when she’s on the road so much. 💬 In this episode: Why she bought a home on her own at 30 How she’s navigating a HELOC payoff The hidden costs of business travel (and the perks) Her favorite splurges and values-based spending What she’s learned from tracking her money for one week Want to better understand your financial mindset? Take our MoneyType quiz to learn how your personality influences your spending. And if you’re ready to get serious about your budget, check out our FinanceFixx program — real coaching, real results. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 14 November 2025

The world of work is changing fast. AI is reshaping how we do our jobs, learn new skills, and even how we write our resumes and cover letters. But the most trusted source of career advice isn’t AI. It’s people. In this week’s episode, Jean sits down with LinkedIn Career Expert Catherine Fisher to talk about why networking is still the ultimate career superpower. Catherine shares why it’s less about jobs disappearing and more about tasks evolving, what skills are becoming even more valuable now, and how women can use their networks to stay confident, connected, and ahead of the curve. We’ll cover: How to approach AI with curiosity and use it to your advantage Simple ways to keep your professional relationships alive (even when you’re busy) How to make networking feel authentic instead of awkward or transactional The top three profile changes to help you stand out on LinkedIn today 👉 Join the HerMoney Investing Club 📰 Subscribe to the free HerMoney Newsletter: https://hermoney.com/subscribe  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 12 November 2025

This week on HerMoney’s special series A Week In Her Wallet, we meet Kaitlyn from Madison, Wisconsin. She’s a full-time state program manager with a side hustle, a toddler, three cats, and a dog — so life is full, to say the least. Kaitlyn and her husband bring in just under $200K per year and manage their money through shared accounts and regular “budget nights.” As Kaitlyn tracks her spending for a week, she shares her candid voice notes about side gig deposits, why she swears by a monthly cleaning service, and how her love for thrift stores led to a once-in-a-lifetime vinyl record player find. Her week is about much more than transactions; it’s a journey of intentional joy, family memories, and budgeting for what really matters. 💡 Listen in to hear: Why she happily spends $150 a month on house cleaning How she and her husband use “funding pots” to budget for travel, gifts, and daycare The thrift store jackpot that brought her to happy tears Why they’re winding down their bartending side hustles A powerful mindset shift around spending money on experiences over things How they navigate toddler expenses on a budget — and with intention Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 7 November 2025

This week, Jean sits down with Andrew Ross Sorkin, bestselling author of Too Big to Fail and the brand-new 1929: Inside the Greatest Crash in Wall Street History—And How It Shattered a Nation. Andrew shares why the patterns of 1929 are repeating themselves, from the rise of new technology and market euphoria to record consumer debt and risky new financial products entering retirement accounts. Jean and Andrew break down what’s happening in the markets, what’s fueling the AI-driven investing mania, and what you should be doing now to protect your financial future. Plus, don’t miss our Insurance Mailbag! Jean and Kathryn tackle your real-life insurance questions, whether you’re downsizing your home, passing down family valuables, or just making sure your coverage fits your next chapter. You’ll learn: Why history says optimism can be dangerous (but useful) How today’s “buy now, pay later” mindset mirrors 1929’s credit explosion What risks may be hiding in your 401(k) Whether crypto and private equity belong in retirement portfolios And how to build a portfolio that can actually weather a crash Empty nest resources from our partners at Nationwide. 👉 Join the HerMoney Investing Club 📰 Subscribe to the free HerMoney Newsletter: https://hermoney.com/subscribe  💬 Got feedback? We love hearing from you. Leave us a review and tell us what you want more of. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 5 November 2025

With healthcare premiums expected to spike and enhanced ACA subsidies set to expire, millions of Americans may be facing a serious coverage crunch. In this timely episode of Your Money Map, Jean Chatzky is joined by retirement experts Marcia Mantell and Jae Oh to break down what’s really happening with the ACA, Medicare, and employer-sponsored insurance, and how you can protect your wallet. We dig into: How the government shutdown could impact Affordable Care Act subsidies The true cost of healthcare in 2026 Why open enrollment this year will be more complex than ever How to budget for Medicare premiums and unexpected expenses Strategies for using guaranteed income (like Social Security or annuities) to cover rising healthcare costs Tips to avoid scams, navigate robocalls, and make smart insurance choices The power of Health Savings Accounts (HSAs) and high-deductible plans 🔗 For more resources and tools from the Alliance for Lifetime Income, visit ProtectedIncome.org 📬 Sign up for their newsletter: protectedincome.org/subscribe 💬 Like what you hear? Leave us a 5-star review and share the episode with a friend! Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 31 October 2025

Today we’re giving you a first look inside our brand-new Patreon-exclusive Mailbag series — and this one’s powerful. A listener, a single mom of a toddler, just received a cancer diagnosis. She reached out with urgent questions about how to manage her finances during treatment: Are cancer insurance payouts taxable? Should she prioritize paying off IRS debt or building savings? How can she prepare for unpaid leave while focusing on recovery? Jean and Kathryn dig into it all,  from the tax treatment of cancer insurance to how to protect your money when life takes an unexpected turn. This episode is a preview of what’s waiting for you when you subscribe to our new HerMoney Patreon, where you’ll find: ✨ Deep-dive mailbags with Jean and Kathryn 📞 Call-in AMA mailbags with real listeners 🎧 Ad-free listening 🌙 “After Hours with HerMoney” — more daring, personal money conversations 👉 Join us at patreon.com/hermoney to unlock the full episodes and help shape the future of the show. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 30 October 2025

What happens to everything you've worked so hard for — your home, your savings, your family memories — after you're gone? If your answer is “I’m not sure,” the time to start planning is now. In this empowering episode, Jean sits down with Heather Winston, Certified Financial PlannerTM professional of Principal Advised Services, LLC and Assistant Vice President at Principal Financial Group®, to talk all things estate planning; what it can really mean, why it matters, and how to get started, no matter your income level or family structure. Together, they unpack: Four key documents every adult should have (and when to update them) Why estate planning is a form of kindness to the people you love How to make tough conversations with aging parents, or your own kids, a little easier The often-overlooked importance of your digital estate How to leave a legacy of values, not just valuables Want help organizing your financial life or finding an estate planning attorney? Subscribe to the HerMoney newsletter at Hermoney.com/subscribe for resources, checklists, and more. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 29 October 2025

If you’ve ever felt intimidated walking into a meeting with a financial advisor or unsure if you’re even asking the right questions, this episode is for you. Jean sits down with Pam Krueger, investor advocate and founder of Wealthramp, to walk through actual word-for-word scripts that you can use when meeting with an advisor for the first time, reassessing a current relationship, or navigating retirement planning. Together, Jean and Pam role-play a variety of real-life money conversations: from figuring out if an advisor is a good fit, to asking about fees, to deciding whether you’re better off managing your own money. You’ll learn how to confidently evaluate the value your advisor brings, how to compare professionals during the interview process, and how to stress-test your financial plan for retirement. You’ll Learn: What to say (and ask!) in your very first advisor meeting How to know if it’s time to break up with your advisor The real value a good advisor should bring to your life The crucial questions to ask if retirement is on the horizon How to compare multiple advisors — without the overwhelm 👉 Visit HerMoney.com/FindAnAdvisor to connect with a vetted, fee-only fiduciary advisor through Wealthramp. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 24 October 2025

We’re more financially informed than ever, thanks to FinTok, money podcasts, and yes, even chatbots. But when it comes to having real conversations about money with the people closest to us? We still freeze. This week, Jean sits down with Carl Richards — New York Times “Sketch Guy” columnist, CFP®, and author of the new book Your Money: Reimagining Wealth Through 101 Simple Sketches — to talk about why personal finance is more emotional than we think, and how to start the conversations we’ve been avoiding. In this episode, we cover: Why budgeting tools don’t fix emotional money problems How to align your spending with your values (without guilt) Why we underestimate our future financial needs Carl’s take on market volatility, retirement, and behavior-based investing Why your calendar and checkbook reveal your true priorities And how to talk about money with your partner, kids, or even yourself Resources: ✏️ Follow Carl on Instagram: @behaviorgap 🎨 Explore Carl’s sketches: behaviorgap.com 🧠 Join the HerMoney Patreon for exclusive bonus content: HerMoney Patreon Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 22 October 2025

Jennifer, 47, lives in Maryland, with her partner of 12 years. She’s the Vice President of Communications for a consulting firm. Her partner is a teacher and voice actor, and together they make about $300,000 a year. In this week’s A Week In Her Wallet, Jennifer tracks seven days of spending that include thoughtful gift-giving, a haircut she happily budgets for, a hefty mortgage payment on her beach home, and a few well-earned indulgences. 💬 In this episode: How Jennifer manages separate finances in a long-term relationship Why she’s accelerating payments on her second home The emotional payoff of responsible splurging What she’s learned about aligning money with happiness If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. 📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 17 October 2025

Have you been laid off, or are you worried you might be? This week, Jean is joined by Laura Brown (former Editor-in-Chief of InStyle) and Kristina O’Neill (former Editor-in-Chief of WSJ. Magazine), authors of the bold and unfiltered new book, All the Cool Girls Get Fired: How to Let Go of Being Let Go and Come Back on Top. Both women hit the top of their industries… and then got let go. Now, they’re helping other women, especially Gen Xers and those over 40, navigate layoffs, ageism, financial uncertainty, and the terrifying-but-liberating process of starting over. In this episode, we talk about: Why getting fired has nothing to do with your worth, and everything to do with changing industries How to handle that first day post-layoff (what not to sign, how to negotiate your severance) Smart money moves to make immediately, whether or not you have an emergency fund Tips for negotiating with credit card companies, cutting spending fast, and finding bridge income Choosing your next path: freelancing vs. going back to corporate Why women in midlife should challenge the shame and secrecy around job loss And the launch of their new community: The Cool Girl Network Resources: 💼 All the Cool Girls Get Fired — Buy the book 📲 Follow @allthecoolgirlsgetfired on Instagram and TikTok 🧠 Join our private HerMoney Facebook group: HerMoney Private Community Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 15 October 2025

On this special HerMoney Mailbag episode, Jean Chatzky is joined by Morgan Housel, bestselling author of The Psychology of Money and The Art of Spending Money, to answer real questions from the HerMoney community.  From investing a lump sum at midlife to managing fear around paying off debt, Jean and Morgan dive into the emotions and strategy behind smart money moves. What You’ll Hear In This Episode: Should I use my savings to pay off credit cards or keep the cash for peace of mind? How to invest a $60,000 lump sum after divorce What to do with “extra” money once you’ve maxed out retirement accounts Why your risk tolerance matters more than market trends How your money personality can shape your decisions, for better or worse 🔗 Resources mentioned: 📚 Order The Art of Spending Money 📘 Read The Psychology of Money — a HerMoney community favorite 🗣️ Join the HerMoney Facebook group for more listener Q&As Have a question for us? Write to us (or send us a voice note!) at [email protected].  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 10 October 2025

Morgan Housel, bestselling author of The Psychology of Money, is back with a brand-new book: The Art of Spending Money. In this episode, he sits down with Jean Chatzky to talk about what truly makes us feel fulfilled when we spend, and why we often get it wrong. Together, Jean and Morgan unpack the emotions that drive our financial behavior, from fear and guilt to FOMO and dopamine addiction. You’ll learn why saving money can become a harmful identity, how to redefine success beyond your bank account, and why the best moments in life usually aren’t the ones you buy. What You’ll Hear In This Episode: Why spending is an art, not a science How “happiness = reality minus expectations” can change your financial life What to do if you feel guilty about spending after saving for years How to break the cycle of spending for status or attention The simplest formula for a rich life: independence + purpose 📘Order Morgan’s new book, The Art of Spending Money 📚Get The Psychology of Money, a HerMoney community favorite 🗣️Join our Facebook group for more conversations with the HerMoney community If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. 📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 8 October 2025

In this special HerMoney Mailbag episode, Jean Chatzky is joined by Yahoo Finance senior columnist and author Kerry Hannon — and she’s tackling your most pressing retirement questions. In this episode, Jean and Kerry dive into: Whether to cash out a paid-up life insurance policy How to invest in ESG funds without overpaying on fees What to look for in a financial advisor before you retire How to know if and when you’re truly ready to stop working And Kerry’s favorite tip from her new book Retirement Bites: how to design an ideal week in retirement 🔗 Resources mentioned: InvestingFixx.com (Jean’s investing club — first month is free!)Find a Fee-Only Financial Advisor through WealthrampKerry’s site: kerryhannon.com Have a question for us? Write to us (or send us a voice note!) at [email protected].  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 3 October 2025

The oldest members of Gen X are facing retirement, and many are feeling unprepared. Traditional pensions disappeared just as Gen X entered the workforce. 401(k)s weren’t mainstream until much later. And along the way, they endured the tech bubble, the Great Recession, and a pandemic. No wonder headlines call Gen X “the forgotten generation” and warn of a retirement crisis. In this episode, Jean sits down with author and Yahoo Finance senior columnist Kerry Hannon to talk about her new book with co-author Janna Herron, Retirement Bites: A Gen X Guide to Securing Your Financial Future. Together, they dive into why retirement feels so daunting for Gen X, what makes this generation uniquely scrappy, and how to turn worry into optimism. You’ll learn: Why Gen X was dealt such a tough financial hand, and what you can do about it now How debt, student loans, and “lifestyle creep” factor into retirement readiness The HOVER method (Hope, Optimism, Value, Enthusiasm, Resilience) for building a positive money mindset Why downsizing isn’t the only answer — and how continuing to work, re-skill, and find purpose can make retirement stronger If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. 📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 1 October 2025

We’ve all heard the same story: Americans are facing a retirement crisis. But what if that’s not the whole truth? In this special replay of Your Money Map, Jean Chatzky sits down with Andrew Biggs, senior fellow at the American Enterprise Institute and author of The Real Retirement Crisis: Why Almost Everything You Think About the U.S. Retirement System Is Wrong. Together, they unpack what the latest data really tells us about retirement savings, Social Security, and how financially secure today’s (and tomorrow’s) retirees actually are. Spoiler alert: There’s more good news than you might expect. Jean and Andrew discuss: Why retirees today are experiencing record-high incomes How delayed retirement and automatic savings are shifting the game The real retirement crisis — and why it’s happening at the government level Why healthcare and long-term care costs may not be as scary as the headlines suggest What you can do if you feel behind (even if you’re not) 🔗 For more resources and tools from the Alliance for Lifetime Income, visit ProtectedIncome.org 📬 Sign up for their newsletter: protectedincome.org/subscribe 💬 Like what you hear? Leave us a 5-star review and share the episode with a friend! Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 26 September 2025

Raise your hand if you feel like you’re running on empty. If you’re juggling work, home, relationships, and still coming up short. You’re not imagining it: the pressure to have it all is very much alive in 2025… but let’s be honest, it was never realistic to begin with. In this episode, Jean sits down with Dr. Corinne Low, Wharton professor and author of Having It All: What Data Tells Us About Women’s Lives and Getting the Most Out of Yours. Corinne blends personal experience, economics, and deep research to reveal why the invisible load women carry is still so heavy, and what we can do about it. Together, Jean and Corinne dig into: Why having a child is not a gender-neutral event The concept of your utility function and why it matters more than your job title What it means to be both the breadwinner and the primary caregiver Why true work-life balance requires trade-offs and how to make the right ones for you If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. 📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 24 September 2025

This week on A Week In Her Wallet, we’re diving deep into what it really means to spend with intention. Meet Amy, a 49-year-old higher education administrator living in Tennessee with her partner. She's in a season of transformation; focused on her health, reevaluating her habits, and redefining what “worth it” means when it comes to her wallet. From zero-spend weekdays and resisting fancy lattes to a boutique shopping spree that lifted her spirits, Amy's week is a powerful reminder that every purchase tells a story. 💬 In this episode, you'll hear: How Amy’s weight-loss journey reshaped her spending habits The hidden financial perks of having a close-knit community What she learned from trying weight loss medications and why she stopped The emotional and practical value of tracking every expense (even the little ones) 📩 Interested in being featured in a future episode? Fill out our A Week In Her Wallet participant form, we’d love to hear your story. If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 19 September 2025

When it comes to money, most of us know the basics. We’ve read the advice: build an emergency fund, stick to a budget, invest for the future. But what if we’re still struggling to feel confident or in control? What if our emotions — fear, guilt, shame — are silently running the show? That’s where financial therapy comes in. This week, Jean sits down with Erika Wasserman, certified financial therapist and author of “Conversations With Your Financial Therapist,” to pull back the curtain on why our money beliefs run so deep, and how we can start to change them. 💡 In This Episode, You'll Learn: What a financial therapist does and how to know if you need one Why religion and culture can impact how you feel about wealth, success, and spending The MONEY Method: Erika’s 5-step tool for better financial conversations Scripts to help you talk to your partner, parents, or adult kids about money 💬 Join our private Facebook group: HerMoney Facebook Community 💌 Subscribe to the HerMoney newsletter ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. 📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 17 September 2025

This week, we're spending seven days inside Shannon’s wallet, a 41-year-old teacher, mom of two, and money-minded multitasker who lives in a suburb of Washington, D.C. With summer break just beginning, Shannon uses her time off to reflect on her relationship with money, childhood financial trauma, and the emotional tug-of-war between responsible budgeting and spontaneous joy. 🎙️ In this episode, you’ll hear: How Shannon and her husband manage money as teachers Why she’s focused on paying off her credit cards daily, and what that’s done for her mental health The role of sinking funds in keeping her finances on track (yes, even for fun things!) How her childhood shaped the way she spends and saves today The internal negotiations she has before “want” purchases What she’s teaching her daughters about money If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. 📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 12 September 2025

Have you ever dreamed of walking away from your job — not forever, but just long enough to breathe, explore, rest, or chase a big, bold adventure? This week, we're talking about a radical reframe: What if we didn’t retire once at 65… but instead took many retirements throughout our lives? Jean sits down with Jillian Johnsrud, author of Retire Often: How Anyone Can Take Multiple Career Breaks To Unlock Adventure, Advance Their Career, and Find Financial Freedom. By 40, Jillian and her husband had taken more than a dozen mini-retirements; all while raising six kids, building a real estate portfolio, traveling the world, and staying financially afloat. 💡 In this episode: What exactly is a mini-retirement,  and how is it different from a vacation or sabbatical? How to afford time off even on a normal salary The 6.5% savings trick that could fund a lifetime of breaks How to negotiate a month off from your employer Why taking time away from your career could actually make you better at it If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. 📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 10 September 2025

This week, we’re continuing our special series A Week In Her Wallet, where we follow real women from our community as they track their spending for seven days — and reflect not just on what they spent, but why. Our guest is Kathi B, a 48-year-old school counselor from outside Philadelphia. She's a mom of two teenagers, wife to another educator, and (like many of us) trying to stay on top of both everyday expenses and life’s little curveballs, especially during the summer. In this episode, Kathi opens up about: The “pink tax” and why her Ulta restock rang up to more than expected A sweet (and spendy) day out with her 6-year-old nephew Navigating credit card points, family budgets, and unexpected sports expenses How she and her husband manage shared expenses and prepare for the future If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. 📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 5 September 2025

Are you doing everything right at work, meeting deadlines, showing up, delivering results, and still feeling stuck? This week, we’re welcoming back one of our favorite voices on workplace equity, Minda Harts, to dive into a topic that impacts every professional woman: trust. Trust at work isn’t just about your manager believing in you. It’s the key to feeling valued, getting promoted, and even building long-term wealth.  ✨ Plus, stick around for a special segment with Armoire CEO Ambika Singh, who shares how fashion rental can cut the cost (and the guilt) of getting dressed. Sign up here for up to 60% off your first month of membership + two free bonus items! In this episode, we discuss: What trust really looks like in a healthy workplace How to rebuild it when it’s been broken Why women of color face unique challenges with trust at work Scripts and strategies to help you advocate for yourself And how AI, layoffs, and hybrid work are shifting the trust dynamic 📚 Read the book: Talk To Me Nice: The 7 Trust Languages for a Better Workplace 🎧 More from Minda: Episodes featuring The Memo and Right Within in our archives ✨ With Armoire, your next look is always waiting. Sign up here for up to 60% off your first month of membership + two free bonus items!  If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. 📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 3 September 2025

In this episode of A Week In Her Wallet, we head to Chicago to meet Zoe M., a 29-year-old accountant who tracks every dollar with care, not just to budget, but to live in full alignment with her values.  Zoe opens up about what it really means to spend with intention, how she and her boyfriend use a shared Google doc to manage finances together, and why she prioritizes saving 36% of her income each month — all while living in one of the most expensive cities in the country. Tune in to hear: How Zoe manages shared expenses in her relationship with fairness and flexibility Her strategies for avoiding impulse purchases Why spending money on values-aligned experiences is always worth it What it looks like to balance short-term joy and long-term goals If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. 📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 29 August 2025

When you hear the words estate planning, do your eyes glaze over? Or maybe you assume it's something you'll get to “one day”? In this episode, Jean Chatzky sits down with powerhouse elder law attorney and former New York State legislator Ann-Margaret Carrozza to explain why estate planning is not just for the wealthy, and why it matters way more than most of us think. Ann-Margaret breaks down exactly what needs to go in your plan, how to avoid the biggest (and most expensive) estate mistakes, and how to protect your family from lawsuits, taxes, and unexpected drama.  You’ll learn: What estate planning really means (and why it’s not just about having a will) Why avoiding probate isn’t the only reason to consider a trust The key documents every adult needs — even if you’re single and child-free How to protect your legacy and your peace of mind Learn more about Ann-Margaret Carrozza If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. 📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 27 August 2025

We’ve officially hit Peak 65, the historic moment when more Americans than ever are turning 65. But retirement in 2025 looks nothing like it used to. In this eye-opening episode of Your Money Map, Jean Chatzky sits down with generational researcher Jason Dorsey to explore how Baby Boomers, Gen Xers, and even Millennials are rethinking retirement — financially, emotionally, and socially. 💬 Topics We Cover: Why 65 is no longer the "retirement finish line" The surprising truth about Gen X’s financial mindset How social media is changing money conversations between generations The rise of working later — not because people have to, but because they want to What the data says about Social Security fears and long-term income planning Why denial is one of the biggest threats to retirement readiness 🎯 Jason’s advice for pre-retirees is both practical and empowering — and it might just change how you think about your own future. 🔗 Resources & Links: Learn more at ProtectedIncome.org Explore Jason’s research at JasonDorsey.com Sign up for the Alliance for Lifetime Income newsletter: protectedincome.org/subscribe Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 22 August 2025

Social Security is back in the headlines, and the news isn’t exactly comforting. Words like shortfall and cuts are sparking real fear among retirees, near-retirees, and younger workers who wonder if the program will even be there for them. In this episode, Jean sits down with Michelle Singletary, nationally syndicated personal finance columnist for The Washington Post, to break it all down: What a potential 20–25% shortfall in 2033 could actually mean for retirees. Why your check won’t disappear entirely  The surge in early claims: Should you take the money now, or wait? Why writing Social Security out of your retirement plan is a mistake for Gen X, millennials, and Gen Z. Michelle’s must-do checklist for near-retirees: from eliminating your mortgage to building a realistic budget. If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. 📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 20 August 2025

This week, we’re bringing you the first episode of our new series: A Week In Her Wallet, where real women track their spending for seven days — every swipe, tap, and temptation — and then reflect on not just what they bought, but why. In this episode, we're joined by Lizzie, a 41-year-old chiropractor, mom of two, and small-town New Englander who is all about spending with intention. She's self-employed, passionate about local businesses, and has a refreshing perspective on budgeting for real life. Lizzie walks us through: Why she skipped $1,000 concert tickets — and doesn’t regret it How her family handles finances and decision-making together What self-care looks like to her Her candid thoughts on gift-giving pressure from her family Why her week felt like a love letter to her town Plus, she reflects on where money seems to “leak” most easily and why she doesn’t mind spending on the things that truly bring value. … Does more financial confidence sound good to you, then you might want to try:  🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track!  📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free!  Have a question for us? Write to us (or send us a voice note!) at [email protected].  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 15 August 2025

Debt isn’t just a number on a statement — for so many of us, it’s tied to shame, secrecy, and the pressure to keep up. This week, Jean sits down with Jamie Feldman, writer, producer, and co-host of the Debt Heads podcast, who went from ignoring her $18,000 in consumer debt to tackling it head-on… and talking about it openly with the world. If you’ve ever felt alone in your money struggles, this conversation will remind you: you’re not. And the first step toward a different future might be as simple as talking about it. If more financial confidence sounds good to you, then you might want to try… 4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. 6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. 📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 13 August 2025

In this special HerMoney Mailbag episode, Jean Chatzky is joined by financial feminist icon Tori Dunlap, founder of Her First $100K and host of the Financial Feminist podcast. Tori returns to tackle some of your most pressing financial dilemmas. 💳 One listener is drowning in $100,000 of credit card debt despite making $180K/year. What can she do next when consolidation loans and HELOCs are off the table? ✈️ Another wants to know if her premium travel credit card is still worth the sky-high fee now that her lifestyle has changed. Should she downgrade and preserve her credit? 💼 And a couple wonders if their $4 million net worth (including real estate) means they're ahead of retirement benchmarks or behind. Whether you're reevaluating your spending, saving for retirement, or simply wondering if you're doing enough with your money, this episode is full of insight, empathy, and financial empowerment. … Does more financial confidence sound good to you, then you might want to try:  🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track!  📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free!  Have a question for us? Write to us (or send us a voice note!) at [email protected].  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 8 August 2025

This week, we’re sounding the alarm on a story that hasn’t gotten nearly enough attention but could have major consequences for your paycheck, retirement, taxes, and future. Jean sits down with HerMoney favorite and leading labor economist Kathryn Edwards to unpack the recent firing of the Bureau of Labor Statistics (BLS) chief and why it could undermine the very data we rely on to understand inflation, jobs, and the strength of our economy. Also in this episode: 💥 What’s really happening in the job market 📉 Why the economy may be weaker than it looks 📊 How inflation and revisions to labor data could hit your investments 🏡 A candid, eye-opening investor playbook for navigating today’s economic uncertainty If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. 📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 7 August 2025

Women are building wealth like never before and doing it with confidence, strategy, and purpose. In this episode, Jean sits down with Tori Dunlap, founder of Her First $100K and host of the Financial Feminist podcast, to talk all things investing, financial power, and the game-changing “Great Wealth Transfer” that’s already underway. Whether you’re ready to invest for the first time, build better financial systems, or just stop apologizing for your ambition, this episode is for you. What You’ll Learn: Why index funds are Tori’s go-to investment strategy The emotional weight of inheriting money and how to handle it with grace How to set up systems that make your money work for you Smart credit card point strategies that won’t wreck your credit How financial self-care can change your life If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. 📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free. 💬 Connect with Tori: herfirst100k.com/quiz  🎙️ Rate and Review: If you loved today’s conversation, please leave us a 5-star review.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 6 August 2025

As more companies push for a return to the office, one thing is clear: workplace etiquette has never felt murkier. What’s the right way to navigate a hybrid schedule, an in-person meeting full of “old-school” colleagues, or a toxic work environment that feels impossible to escape? In this special HerMoney Mailbag episode, Jean Chatzky is joined by Lizzie Post, great-great-granddaughter of Emily Post and co-author of the new book Emily Post’s Business Etiquette. Lizzie brings clarity to the confusion with thoughtful, modern advice on everything from salary negotiations to how to speak up in a room full of senior men. Together, they answer your real-world questions, including: How to take credit for your ideas without sounding arrogant What to say when you're being seen as "the daughter" instead of the professional Whether that shiny new job offer is worth the pay cut (or worth leaving your current one) How unlimited PTO really works (and if it’s too good to be true) If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. 📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 1 August 2025

As more companies push for a return to the office, one thing is clear: workplace etiquette has never felt murkier. What’s the right way to navigate a hybrid schedule, an in-person meeting full of “old-school” colleagues, or a toxic work environment that feels impossible to escape? In this special HerMoney Mailbag episode, Jean Chatzky is joined by Lizzie Post, great-great-granddaughter of Emily Post and co-author of the new book Emily Post’s Business Etiquette. Lizzie brings clarity to the confusion with thoughtful, modern advice on everything from salary negotiations to how to speak up in a room full of senior men. Together, they answer your real-world questions, including: How to take credit for your ideas without sounding arrogant What to say when you're being seen as "the daughter" instead of the professional Whether that shiny new job offer is worth the pay cut (or worth leaving your current one) How unlimited PTO really works (and if it’s too good to be true) If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. 📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices

Published: 1 August 2025

This week, we’re talking politics, but not the messy gridlock in Washington. We’re going hyper-local. Because local elections shape our neighborhoods, our schools, our budgets, and our rights. And right now, women are stepping up to lead the charge. Jean Chatzky sits down with Amanda Litman, co-founder of Run for Something and author of When We're In Charge, and Sarah Pierce, HerMoney’s own managing editor and the first female Mayor of Watertown, NY. They get real about what it takes to run, how young women are changing the face of leadership, and why local office might be the most powerful place to start. If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. 📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 30 July 2025

What if midlife isn’t a crisis, but a chrysalis? On the most recent episode of Your Money Map, our weekly show with the Alliance for Lifetime Income, Jean Chatzky sits down with the always-inspiring Chip Conley — entrepreneur, bestselling author, and founder of the Modern Elder Academy — to talk reinvention, purpose, and how to make the second half of life the best half. If you like this episode and want more, check out all of our Your Money Map episodes at protectedincome.org/your-money-map/ or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn. If more financial confidence sounds good to you, then you might want to try… 4-Week Coaching Program: Identify and understand your spending, build a strategic plan, and take control of your money with expert coaching and real accountability. 6-Week Pre-Retirement Program: Thinking about retirement? We’ll help you prepare financially and emotionally for this exciting milestone. 📈InvestingFixx: A dynamic club for women who are ready to grow their wealth and build investing confidence. Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 25 July 2025

What happens when a physician becomes a financial planner? You get someone who truly understands that your health and wealth are inseparable. In this live episode from the Morningstar Investment Conference in Chicago, Jean Chatzky sits down with Dr. Carolyn McClanahan, MD, CFP®, and founder of Life Planning Partners, to explore how women can better prepare for their financial futures by making smart health and money choices today. If you're in your 30s, 40s, or 50s and wondering, “Is it too late to start planning?” — the answer is no. But it’s time to get serious.  What You’ll Hear In This Episode: The caregiving trap and its impact on women’s careers and finances How to financially and emotionally prep for marriage and kids Long-term care planning: what to expect, how to pay, and why facilities may be more affordable than you think Creating a “Big 4” aging plan: housing, healthcare, finances, and transportation The role mental health plays in your financial wellbeing—and why advisors should care Why joint accounts and financial transparency might just be the glue that holds marriages together The best way to find an advisor who actually plans for your whole life, not just your portfolio If you’d like to learn more about the conference or sign up for updates on MIC 2026, head to the MIC website—you can join the mailing list right from the homepage. If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. 📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 23 July 2025

Divorce is hard—emotionally, logistically, and yes, financially. But it doesn’t have to be devastating. In this special HerMoney mailbag episode, Jean Chatzky welcomes back family law attorney and Hello Divorce founder Erin Levine to answer real listener questions from women going through divorce. 💡 Topics Covered: “How can I bullet-proof my finances before filing for divorce when my spouse is likely to fight me on everything?” “I’m freshly divorced with two kids. If I can only claim one child, is filing ‘Head of Household’ still worth it?” “The house is mine, but the mortgage is ours. Can I get my ex off the loan without a pricey refi?” “I was a stay-at-home mom and never saw the divorce coming. With $14K in savings and $1K a month in child support, where do I even start?” Get 10% off any legal plan or Certified Divorce Financial Analyst (CDFA) service at Hello Divorce. Visit HelloDivorce.com/hermoney and use code HerMoney at checkout. … Does more financial confidence sound good to you, then you might want to try:  🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track!  📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free!  Have a question for us? Write to us (or send us a voice note!) at [email protected].  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsle Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 18 July 2025

In this week’s episode, Jean Chatzky sits down with attorney and Hello Divorce founder Erin Levine to unpack the tiny financial landmines that derail even the most amicable splits.  From Netflix passwords and travel points to start-up equity and forgotten retirement accounts, Erin shares the overlooked details that can lead to drawn-out negotiations, unexpected legal fees, and serious resentment. Plus, she breaks down why the way you start your divorce can determine everything that follows, and how to do it with more clarity, control, and less chaos. Get 10% off any legal plan or Certified Divorce Financial Analyst (CDFA) service at Hello Divorce. Visit HelloDivorce.com/hermoney and use code HerMoney at checkout. If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. 📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 16 July 2025

In today’s Mailbag, Jean and Kathryn are diving into the issues that keep many of us up at night: how to plan for long-term care, whether it's actually possible to over-save for retirement, and how to know when it's okay to step off the corporate treadmill for good. 💡 Topics Covered: Managing $2M in assets with no heirs When it’s okay to slow down on saving for retirement  Navigating job loss in your 50s and redefining work on your terms … Does more financial confidence sound good to you, then you might want to try:  🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track!  📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free!  Have a question for us? Write to us (or send us a voice note!) at [email protected].  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 11 July 2025

This week, we’re giving you an exclusive first listen to the brand-new season of our sister podcast, How She Does It! Hosted by our friend and Fast Money panelist Karen Finerman, this season kicks off with none other than journalist, author, and TODAY host Jenna Bush Hager. She reflects on the emotional goodbye with Hoda, the importance of choosing the right life partner, and how she’s rewriting the playbook for women in media and publishing. Take a listen to this season premiere of How She Does It, and don’t forget to subscribe wherever you get your podcasts. New episodes drop every Tuesday. 🎧 Subscribe to How She Does It … Does more financial confidence sounds good to you, then you might want to try:  🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track!  📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free!  Have a question for us? Write to us (or send us a voice note!) at [email protected].  While you’re at it, join the HerMoney community at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 9 July 2025

In this special AMA Mailbag episode, Jean sits down with two thoughtful guests navigating how to prepare for the future as single moms. First up is Rebecca, a mom of two in Oregon, about 15 years out from retirement. She’s wondering if she’s doing enough to get there. Then we hear from Sarah, a mom in Virginia with a big question: If something happens to her, how can she ensure her assets go directly to her daughter, not her ex?  💡 Topics Covered: Planning for retirement as a single parent Pensions vs. savings: how to make it work When to prioritize paying off your mortgage Estate planning and guardianship for solo moms Trusts, wills, and protecting your child's financial future … Does more financial confidence sound good to you? Then you might want to try:  🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track!  📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo and grow their wealth. Your first month with us is completely free!  Have a question for us? Write to us (or send us a voice note!) at [email protected].  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 4 July 2025

This week, Jean sits down with Jennifer Levin, author of Generation Care: The New Culture of Caregiving, to talk about what happens when caregiving collides with career, finances, and identity, especially for younger women. Whether you’re in the thick of caregiving now or you just know it’s on the horizon, Jennifer’s insights will help you feel seen, supported, and more prepared for the road ahead. And we have an exciting sneak peek of our brand new season of the How She Does It podcast, premiering July 8th! Subscribe on Apple Podcasts or wherever you get your podcasts. If more financial confidence sounds good to you, then you might want to try our… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. 📈⁠Investing Club⁠: Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 2 July 2025

Is the fog of uncertainty clouding your vision of retirement? On the most recent episode of Your Money Map, our weekly show with the Alliance for Lifetime Income, Jean Chatzky sits down with Roger Whitney, a financial planner, podcast host, and founder of the Rock Retirement Club, to clear the air. Roger shares his game-changing “Four Pillars” framework for a confident retirement and explains how starting with your values — not just the number in your bank account — leads to a more fulfilling life. If you like this episode and want more, check out all of our Your Money Map episodes at protectedincome.org/your-money-map/ or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn. If more financial confidence sounds good to you, then you might want to try our… 4-Week Coaching Program: Identify and understand your spending, build a strategic plan, and take control of your money. 6-Week Pre-Retirement Program: We’ll help you prepare financially and emotionally for this exciting milestone. 📈InvestingFixx: Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 27 June 2025

Women are on the verge of controlling more wealth than ever before, but are we ready to manage it, grow it, and make it last? This week, Jean sits down with Hilary Hendershott, Certified Financial Planner, founder of Hendershott Wealth Management, and host of the Love Your Money podcast. Together, Jean and Hilary dig into what it really takes to retire comfortably, and why so many women are falling behind. From understanding the psychology of overspending to getting over our fear of the stock market, this episode is packed with strategies, stories, and mindset shifts to help you make smarter money moves starting now. If more financial confidence sounds good to you, then you might want to try… 💼 FinanceFixx 4-Week Coaching Program: Identify and understand your spending, build a strategic plan, and take control of your money with expert coaching and real accountability. 6-Week Pre-Retirement Program: Thinking about retirement? We’ll help you prepare financially and emotionally for this exciting milestone. 📈InvestingFixx: A dynamic club for women who are ready to grow their wealth and build investing confidence. Learn, connect, and start investing—your first month is completely free. Please leave us a ⭐⭐⭐⭐⭐ review on Apple Podcasts and share with the women in your life who are ready to own their financial future. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 25 June 2025

Today, we’re dropping a special bonus episode of HerMoney, tackling the headlines that are keeping us up at night, and unpacking what they really mean for your financial future. As tensions rise in the Middle East, the U.S. has officially entered the war with military strikes on Iranian nuclear sites. Markets are up (for now), oil prices are jittery, and inflation remains a wild card. To help us break it all down, Jean is joined by Ben Wheeler, international relations analyst and co-host of the Unclassified podcast. Together, they explore how geopolitical conflict impacts everything from your 401(k) to the gas pump. So, should you be looking at defense stocks? Is now the time to hold more cash or invest in energy? Could a gold or oil play be smart right now, and what about crypto? If you’re wondering how to shore up your financial house in uncertain times, this is the conversation you need to hear. … Does more financial confidence sound good to you, then you might want to try:  🚀 ⁠FinanceFixx⁠ – Our 4 or 8-week coaching program to get your finances on track!  📈 ⁠InvestingFixx⁠ – A club for women ready to grow their wealth. Your first month is completely free. Please leave us a ⭐⭐⭐⭐⭐ review on Apple Podcasts and share with the women in your life who are ready to own their financial future. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 23 June 2025

This week, we’re bringing back your favorite co-host, Kathryn Tuggle(!), and diving into a Mailbag filled with your most pressing (and most personal) money questions we’ve heard in a while.  Jean and Kathryn tackle the complex crossroads of navigating identity theft and divorce, when to take Social Security (and when not to), and whether putting all your retirement savings into an annuity is ever the right move, and more! Plus: Jean shares her must-dos if you think your identity has been compromised, including the single most important move to protect your credit right now. … Does more financial confidence sound good to you, then you might want to try:  🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track!  📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free!  Have a question for us? Write to us (or send us a voice note!) at [email protected].  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 20 June 2025