Hey everyone, Gene Chatsky here. Today we're doing something a little different on the

Her Money podcast. We're giving you an exclusive preview of one of our brand new Patreon-only

AMA episodes, conversations where I sit down one-on-one with listeners to talk about their

real financial conversations in real time. You're about

to meet Donna. She just turned 68. She's stepping back into the workforce full time after years

out due to disability and the end of a 30-year marriage. She is making more money decisions than

ever before. Almost double her previous salary.

We talk about how to invest when you're starting over later in life,

how to choose between Roth and traditional accounts,

and what to do when every advisor says your portfolio is too small.

So here's the first half of our conversation with Donna. If you want to hear the

rest and all of our new bonus content, join us by heading over to patreon.com and searching

her money podcast. Hi, Donna. Welcome to this show. Thank you so much for being with us. Thank you very much. I really appreciate it.

Of course. So tell me a little bit about you. Where do you live? What do you do? What made you right?

What made me right was I was just reading one of the weekly emails and and I just started having all these questions,

and you're the first time I've ever written to anybody. So, oh, well, I'm honored. Yeah. And I've

been reading your newsletters and seeing you around for many years. So I work in a small town called

Palsbo. It's in the Kitss Peninsula in Washington, a ferry ride from Seattle.

And I lived in Palsbo for 30 years, and I split up from my husband of 30 years, and I moved up

the street. So I still work in Palsbo. It's a tourist town. It's about officially 12,000 people,

but that doesn't include the unincorporated area.

So it's just a really charming city.

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