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HerMoney with Jean Chatzky

Ep 488: 18k In Credit Card Debt: Why I Was Finally Honest

HerMoney with Jean Chatzky

Jean Chatzky Her Money

Investing, Business

4.81.3K Ratings

🗓️ 13 August 2025

⏱️ 42 minutes

🧾️ Download transcript

Summary

Debt isn’t just a number on a statement — for so many of us, it’s tied to shame, secrecy, and the pressure to keep up. This week, Jean sits down with Jamie Feldman, writer, producer, and co-host of the Debt Heads podcast, who went from ignoring her $18,000 in consumer debt to tackling it head-on… and talking about it openly with the world. If you’ve ever felt alone in your money struggles, this conversation will remind you: you’re not. And the first step toward a different future might be as simple as talking about it. If more financial confidence sounds good to you, then you might want to try… 4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. 6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. 📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Before we dive into today's episode, I want to tell you about a completely free webinar we're hosting

0:06.0

to help you close out the year with clarity and confidence around your money.

0:12.1

Join us on October 8th at 8 p.m. Eastern for a powerful no-cost session designed to help you

0:19.0

build better financial habits right now. Why wait till January

0:23.3

to get serious about your money goals? We'll walk you through practical, actionable steps to

0:28.9

take control of your money and set yourself up for success before the ball drops on 2025.

0:35.8

You'll leave with a clear plan to stay focused, build momentum, and head

0:41.0

into 2026 feeling confident and in control. Register now at portal.financefix.com and click register

0:51.5

on the free webinar. Here's the truth about AI.

0:55.4

AI is only as powerful as the platform it's built into.

0:59.0

ServiceNow puts AI to work for people across your business,

1:02.8

removing friction and frustration for your employees,

1:06.0

supercharging productivity for your developers,

1:08.9

providing intelligent tools for your service agents to make

1:11.6

customers happier, all built into a single platform you can use right now. That's why the world

1:17.6

works with ServiceNow. Visit ServiceNow.com slash UK slash AI for people. I think capitalism

1:27.0

allows us to not be creative, right?

1:31.2

Like capitalism says you want to catch up with your friend, well, here's a restaurant

1:35.3

where you could go buy a meal, pay $20 for a cocktail, and it's so easy, look, it's right

1:40.5

here, you can do it.

1:42.0

But if you're not spending that money and you're not going to restaurants,

1:44.8

suddenly you have to use your brain a little bit and say,

...

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