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So now suddenly we've gotten to this point where instead of thinking you were going to retire

at 60 and then start tapping the retirement money, you are going to, A, have a sense of purpose for a lot

longer. Because believe me, this retirement concept is, other than some of the sort of manual

labor jobs, this retirement concept is overblown.

Hey, everyone, welcome to Hermione. I'm Gene Chatsky. On this show, we spend a lot of time talking about women's struggles with money, the gaps, the stress, the silence. But let's also recognize how far we've come. In recent years, women have made some pretty incredible strides, not just in how we manage our money, but how we

talk about it. Loudly, proudly, publicly, scroll TikTok, and you'll land on FinTalk, the

financial corner of the platform where millions of Americans get their daily doses of money advice.

The New York Times says people are even leaning on chatbots to figure out how to save smarter,

maybe even pick some stocks.

I'm not quite sure about that.

But here's the paradox.

When it comes to real face-to-face conversations about money with the people that we love most, yeah, we don't do it.

We clam up. A 2024 survey from bank rate found that only 38% of Americans feel comfortable talking about their bank balances with their family or close friends.

For comparison, people are more willing to discuss politics, religion, health, even their

love lives. In other words, basically everything else. So today, we are going to change that

because Carl Richards is in the house. Carl is one of my all-time

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