Your Money Map Replay: The Budgetnista’s Retirement Reality Check

HerMoney with Jean Chatzky

Jean Chatzky Her Money

Investing, Business

4.8 • 1.3K Ratings

🗓️ 19 December 2025

⏱️ 35 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

How do you stick to a budget in retirement without feeling restricted, anxious, or deprived, especially when the cost of living keeps rising? This week on Your Money Map, Jean Chatzky is joined by Tiffany Aliche, better known as The Budgetnista, to talk about what budgeting and financial security really look like in retirement today, and why the old rules don’t always apply anymore. Why budgeting alone isn’t always enough, and what does help How to think about spending in retirement without feeling deprived The case for lowering overhead before you stop working Paying off a mortgage vs. keeping a low-interest loan Hidden programs and benefits that activate later in life Tiffany’s top three tips for anyone approaching retirement 🎧 More resources on building retirement income you can’t outlive: Visit protectedincome.org 📬 Sign up for the newsletter at protectedincome.org/subscribe In this episode, we cover:📘 Get Good With Money by Tiffany Aliche Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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1:01.3	The key to me in retirement is how can I maintain the lowest overhead possible? You know,
1:09.7	that's one of the things is like, can I get debt free before
1:11.8	retirement, meaning if you have to work that extra year, it might be worth it. I want you to also look
	...

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