Your Money Map Replay: Jason Dorsey on Why Retirement Isn’t What It Used to Be

HerMoney with Jean Chatzky

Jean Chatzky Her Money

Investing, Business

4.8 • 1.3K Ratings

🗓️ 22 August 2025

⏱️ 42 minutes

🔗️ Recording | iTunes | RSS

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Summary

We’ve officially hit Peak 65, the historic moment when more Americans than ever are turning 65. But retirement in 2025 looks nothing like it used to. In this eye-opening episode of Your Money Map, Jean Chatzky sits down with generational researcher Jason Dorsey to explore how Baby Boomers, Gen Xers, and even Millennials are rethinking retirement — financially, emotionally, and socially. 💬 Topics We Cover: Why 65 is no longer the "retirement finish line" The surprising truth about Gen X’s financial mindset How social media is changing money conversations between generations The rise of working later — not because people have to, but because they want to What the data says about Social Security fears and long-term income planning Why denial is one of the biggest threats to retirement readiness 🎯 Jason’s advice for pre-retirees is both practical and empowering — and it might just change how you think about your own future. 🔗 Resources & Links: Learn more at ProtectedIncome.org Explore Jason’s research at JasonDorsey.com Sign up for the Alliance for Lifetime Income newsletter: protectedincome.org/subscribe Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Before we dive into today's episode, I want to tell you about a completely free webinar we're hosting
0:06.0	to help you close out the year with clarity and confidence around your money.
0:12.1	Join us on October 8th at 8 p.m. Eastern for a powerful no-cost session designed to help you
0:19.0	build better financial habits right now. Why wait till January
0:23.3	to get serious about your money goals? We'll walk you through practical, actionable steps to
0:28.9	take control of your money and set yourself up for success before the ball drops on 2025.
0:35.8	You'll leave with a clear plan to stay focused, build momentum, and head
0:41.0	into 2026 feeling confident and in control. Register now at portal.financefix.com and click register
0:51.5	on the free webinar.
1:14.4	This audio break was brought to you by Expedia and Destination Canada.
1:21.7	Book your trip to Tafino, British Columbia today and see yourself in Canada.
1:28.3	People tend to grossly underestimate their spending in retirement. So they think they're going to spend a lot less money.
1:31.3	I mean, they've got this magic number of, oh, I'm going to spend 60% of what I spend right now.
1:35.3	And the reality is, unfortunately, it's very hard for people generally to adjust out, right?
1:41.3	Like, unless you're in a crisis situation.
1:43.3	So you're like, oh, you only live
1:45.0	once. You know, you've got all these things going on and so forth. So we find generally people
1:49.0	tend to spend more than they anticipate it overall, just as consumers. Hey, everyone, welcome to
1:54.7	Hermione. I'm Gene Chatsky. Today's conversation is rooted in research. and what that research tells us about how Americans
2:03.1	are approaching retirement in 2025.
2:07.0	Right now, we are in the thick of peak 65.
2:10.8	That's a milestone where more Americans are hitting that traditional retirement age than ever before.
	...

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