WSJ Your Money Briefing

How do a Chinese company’s AI chip efforts affect Nvidia? And what’s the trade-war takeaway from this week’s tech earnings? Plus, how is economic uncertainty affecting McDonald’s customers? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter.   Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 3 May 2025

CEOs are leaving in record numbers— but some lower-level managers s ay they don’t want the headache that comes with the job. Wall Street Journal reporter Callum Borchers joins host Julia Carpenter to talk about what happens when companies can’t fill the C-suite. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 2 May 2025

Employers are pulling back on hiring just as the class of 2025 polish off their degrees. That’s leaving a lot of soon-to-be-graduates floundering for a job. Wall Street Journal reporter Oyin Adedoyin joins host Janna Herron to discuss how these 20-somethings are navigating a crowded job market. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 1 May 2025

Americans are done with the many tipping requests they’re encountering every day and are taking matters into their own hands. Wall Street Journal reporter Heather Haddon joins host Janna Herron to share how some diners are pushing back and saving money.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 30 April 2025

When the economy is in flux, some investors return to a tried and true protection against market chaos: gold. Wall Street Journal reporter Aaron Back joins host Julia Carpenter to talk about the gold rally—and what it means for silver. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 29 April 2025

One way to minimize taxes on your retirement withdrawals is by contributing that money in Roth accounts. That’s what Paul Ross and his wife did with all of their savings and they’re not looking back. Ross and Wall Street Journal reporter Ashlea Ebeling join host Janna Herron to break down this unconventional strategy.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 28 April 2025

Why did Capital One’s merger news please investors? And how are tariffs worrying consumer conglomerates like Procter & Gamble? Plus, how Google parent Alphabet’s financials are holding up–for now. Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 26 April 2025

Some workers are getting a surprising offer from the company that recently laid them off: a chance to come back. Should they accept it? Wall Street Journal columnist Callum Borchers joins host Janna Herron to parse through the pros and cons of boomeranging back to an employer. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 25 April 2025

One way to avoid paying President Trump’s tariffs on imports is to buy those items when vacationing overseas. But there are many rules to navigate to be successful. Wall Street Journal reporter Allison Pohle joins host Janna Herron to explain the ins and outs of sidestepping those duties. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 24 April 2025

According to Google, searches in the U.S. for “press on nails” and “blonde to brunette hair” are up more than 10% since February. Wall Street Journal reporter Ann-Marie Alcántara sits down with host Ariana Aspuru to talk about why women are scaling back and what it could mean for the economy.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 23 April 2025

For some young workers struggling to get their foot in the door, the answer is to finally take up mom or dad’s offer to join the family business. Wall Street Journal reporter Rachel Wolfe tells host Ariana Aspuru how they’re making it work.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 22 April 2025

More workers are bringing lunch from home than they have in years. It can save you money, but it might also be hurting the economy. Wall Street Journal reporter Ray Smith tells host Ariana Aspuru about the pros and cons of packing lunch.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 21 April 2025

Why did news from a weight-loss drug pill trial boost Eli Lilly? And how are costs in the Medicare business affecting UnitedHealth? Plus, what ambitious goals has Netflix set for itself? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 19 April 2025

With an ongoing trade war and a volatile stock market, some cautious investors are opting to keep their cash on hand. Wall Street Journal reporter Krystal Hur joins host Julia Carpenter to discuss the cash investments gaining traction.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 18 April 2025

Last week’s market volatility could have some silver linings. Wall Street Journal reporter Ashlea Ebeling joins host Julia Carpenter to share some of the surprising ways a down market could benefit your taxes. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 17 April 2025

Mortgage rates have gone up since last week’s market volatility. Wall Street Journal reporter Veronica Dagher joins host Julia Carpenter to discuss what this means for homeowners and potential home buyers. Further Reading  How to Make Major Money Decisions Right Now: A WSJ Guide  Buying a Home in 2025: Navigating the Crunch - WSJ  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 16 April 2025

Last week’s turbulent stock market wiped out years of college savings for some parents. Wall Street Journal reporter Oyin Adedoyin joins host Julia Carpenter to discuss what this means for parents, future students and their 529 savings plans. Sign up for the WSJ's free Markets A.M. newsletter.   Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 15 April 2025

After a historically chaotic week for the stock market, uncertainty about the scope and impact of President Trump’s tariffs means that more market volatility is on the horizon. Wall Street Journal reporter Imani Moise tells host Ariana Aspuru what day-to-day investors should know about navigating what’s ahead. Further Reading:  Here’s Why You Shouldn’t Check Your Portfolio Right Now  How to Make Major Money Decisions Right Now: A WSJ Guide  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 14 April 2025

Many prospective homebuyers may find themselves locked out of the market again this year. What key signs should buyers watch for in the coming months? In the final episode of our special series, “Buying a Home in 2025: Navigating the Crunch,” host Ariana Aspuru takes a closer look at the ongoing challenges facing the housing market, with Wall Street Journal reporters Veronica Dagher and Nicole Friedman, and Redfin’s chief economist, Daryl Fairweather. We'll explore the challenges facing builders, from President Trump’s tariffs and the Federal Reserve’s plans for interest rates to the impact of potential deportation-induced labor shortages. We’ll break down how these factors will affect the construction of new homes and could shape the housing landscape in the future. Catch up on previous episodes here.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 13 April 2025

Why did banks report higher profit but also warn of a recession risk? And how did President Trump’s tariff announcements affect CarMax? Plus, what caused Delta’s shares to rise? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 12 April 2025

In 2024, Americans bought 5.7 times as much flatware and dishes and 3.5 times the furniture compared with 1994, according to Commerce Department data. They also purchased 2.5 times the clothing and footwear. Wall Street Journal reporter Dalvin Brown joins host Ariana Aspuru to discuss why cheap goods are actually costing us and how Trump’s tariffs threaten to curb trade from one of the biggest exporters of low-cost goods.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 11 April 2025

An early exit from the workforce comes with significant psychological and financial consequences. Wall Street Journal reporter Anne Tergesen joins host Jacob Passy to discuss how some Americans are spending their time and money. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 10 April 2025

President Trump’s auto tariffs could drive up prices and lead to higher monthly payments for consumers. Wall Street Journal reporter Joe Pinsker joins host Ariana Aspuru to discuss whether car shoppers should buy now or wait it out. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 9 April 2025

Despite recent cuts, the IRS is still cracking down on filers who cheat on their tax returns this year. Wall Street Journal tax reporter Laura Saunders tells host Ariana Aspuru why the cost of getting caught has gotten higher. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 8 April 2025

After years of delays, the U.S. is finally requiring travelers to have so-called REAL IDs in order to fly. WSJ reporter Allison Pohle joins host Jacob Passy to discuss the hiccups some people are facing in getting their new IDs. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 7 April 2025

If you think you’re ready to take the plunge but feel overwhelmed by rising costs and the competitive landscape of the housing market, this episode is for you. In the second episode of our special series, “Buying a Home in 2025: Navigating the Crunch,” we’ll hear from a woman who recently closed on a house in Virginia. Host Ariana Aspuru will be joined by Wall Street Journal reporter Veronica Dagher and financial coach Bernadette Joy to discuss the steps you can take to prepare, whether as a buyer or a seller: what’s in your control, what isn’t, and other unexpected expenses.  If you missed episode one, listen here. The final episode of our series airs next Sunday.    Sign up for the WSJ's free Markets A.M. newsletter.  Further reading:  Home Sales Rose 4.2% in February, Beating Expectations  If You Want to Buy a House, First Figure Out All the Hidden Costs  Home Buyers Start to Come Off Sidelines Even as Rates, Prices Stay Stuck - WSJ  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 6 April 2025

Why did President Trump’s tariff announcements send Nike stock spinning? And what’s weighing on the Magnificent Seven tech stocks? Plus, how did shares of conservative news outlet Newsmax do in their first trading week? Host Krystal Hur discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 5 April 2025

Rattled investors are once again looking to gold as a safe haven, but the strategy isn’t without its drawbacks. Wall Street Journal reporters Oyin Adedoyin and Owen Tucker-Smith join host Jacob Passy to discuss the growing interest in buying gold. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 4 April 2025

President Trump’s latest round of tariffs may pose a threat to certain industries and the broader economy. But investors appreciate greater clarity around Trump’s trade policies. Wall Street Journal reporter Sam Goldfarb joins host Jacob Passy to discuss how Trump’s tariffs could affect the markets. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 3 April 2025

More than 9 million student-loan borrowers could see a decline in their credit scores in the first half of the year, according to the Federal Reserve Bank of New York. Wall Street Journal reporter Oyin Adedoyin joins host Ariana Aspuru to discuss what you should do if you are at risk.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 2 April 2025

Filing taxes for the first time? Wall Street Journal reporter Laura Saunders shares tax lessons that can help new earners save money, steer clear of penalties, and build good habits just in time for tax season. Dalvin Brown hosts. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 1 April 2025

A new wave of platforms is letting individual investors buy into private companies for as little as $5,000. WSJ reporter Imani Moise joins host Dalvin Brown to explain the risks and rewards you should consider before investing.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 31 March 2025

High mortgage rates, low inventory and unaffordable prices have left a lot of prospective home-buyers on the sidelines again this year. In the first installment of our special series, “Buying a Home in 2025: Navigating the Crunch,” host Ariana Aspuru explores the challenges of today’s real estate market. She’s joined by Wall Street Journal reporter Veronica Dagher and Zillow’s senior economist Orphe Divounguy, who will provide insights on what buyers can expect in 2025 like the rising cost of home insurance, stubborn inflation, and if mortgage rates will fall. Plus, we break down how the National Association of Realtors settlement has changed the homebuying process. Additional episodes of the series drop on Sundays in April. Sign up for the WSJ's free Markets A.M. newsletter . Further Reading:  This 4-Bedroom Ranch in N.J. Tells You Everything About the Lopsided Housing Market   Home Buyers Are Finally Getting the Upper Hand Again   One House, Three Owners: The Ballooning Cost of the American Dream   Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 30 March 2025

Why was Tesla not hit as hard by Trump’s new tariffs as GM, Toyota or BMW? And why did Lululemon’s results spook investors? Plus, how did investors react to Family Dollar leaving the Dollar Tree family? Jack Pitcher discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 29 March 2025

More 20- and 30-somethings are choosing Roth IRAs. WSJ reporter Ashlea Ebeling joins host Dalvin Brown to break down why these tax-friendly accounts are seeing a surge in popularity among younger savers—and what to know if you’re thinking about opening one before tax day. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 28 March 2025

President Trump's recent executive order to dissolve the Education Department has left many student loan borrowers in limbo. Wall Street Journal reporter Oyin Adedoyin joins host Dalvin Brown to discuss what this means for the $1.7 trillion in federal student loans held by nearly 45 million Americans. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 27 March 2025

Gender gaps on politics and education have put some women off dating and even marriage altogether. WSJ reporter Rachel Wolfe joins host Julia Carpenter about what that means for the economy.  Correction: More women than men are attending college. An earlier version of this podcast incorrectly said men are now more likely to have gone to college. (Corrected on March 26)  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 26 March 2025

The IRS is encouraging taxpayers to apply for a six-digit IP PIN to protect their refund from fraudsters. Host Ariana Aspuru is joined by Wall Street Journal tax reporter Laura Saunders, who walks us through the online process of applying for this extra level of protection.   Sign up for the WSJ's free Markets A.M. newsletter.  Further Listening:  Tax Season 2025: What’s New That Could Save You Money  Your Cheat Sheet to Taxes for Investors  How Owning a Home Can Help You Save on Taxes    Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 25 March 2025

LinkedIn isn’t just a résumé site anymore — it’s a branding opportunity for content creators and regular folks alike. WSJ reporter Ann-Marie Alcántara joins host Julia Carpenter to discuss the changing landscape of online networking.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 24 March 2025

What happened when Walmart replaced Affirm with Klarna? And how are Elon Musk’s politics intersecting with Tesla’s stock? Plus, how are companies from General Mills to Nike feeling a tightening in consumer spending? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 22 March 2025

When the stock market experiences volatility, some investors turn to a safer play: dividend stocks. WSJ Reporter Hannah Erin Lang joins host Julia Carpenter to discuss the pros, cons and what to know before investing.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 21 March 2025

The yields on Treasury inflation-protected securities have reached their highest levels in two decades. WSJ reporter Imani Moise joins host Julia Carpenter to explain what that means for consumers. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 20 March 2025

A hollowed-out IRS could mean weaker tax enforcement and fewer audits. WSJ tax-policy reporter Richard Rubin joins host Julia Carpenter to explain what taxpayers need to know.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 19 March 2025

Self-employed and gig workers need to app roach tax season a little differently this year. Wall Street Journal reporter Ashlea Ebeling joins host Julia Carpenter to discuss business deductions, estimated taxes, 1099s, and more.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 18 March 2025

The Federal Reserve has been lowering interest rates since September, but consumer borrowing costs have stayed stubbornly high, while high-yield savings accounts are paying less. WSJ reporter Imani Moise joins host Julia Carpenter to tell borrowers and savers what to expect for rates on mortgages, credit cards and savings accounts. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 17 March 2025

What a visit to the White House did for Tesla’s stock. And how American whiskey found itself at the heart of a trade war between the U.S. and Europe. Plus, why shares of Delta Air Lines and American Airlines hit turbulence while JetBlue and Southwest flew higher. Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 15 March 2025

Carmakers, auto parts suppliers and even car shoppers—everyone wants to make the most of the 30-day pause on President Trump’s tariffs on imports from Mexico and Canada. Wall Street Journal reporter Chris Otts joins host Julia Carpenter to discuss how shoppers can approach buying a car in the meantime. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 14 March 2025

More Americans are breaking into their 401(k) accounts to help with financial emergencies. Wall Street Journal reporter Anne Tergesen joins host Julia Carpenter to discuss the uptick in hardship withdrawals and what you should know before taking one.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 13 March 2025

Uncertainty surrounding Trump’s trade war is weighing on consumers. Wall Street Journal reporter Rachel Louise Ensign joins host Ariana Aspuru to discuss how consumers are responding to tariffs and the potential impact on economic growth.  Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 12 March 2025

Cash balance retirement plans have surged in popularity and now hold $1 trillion of wealth. Wall Street Journal reporter Anne Tergesen joins host Ariana Aspuru to discuss how the plans work and explain how affluent professionals are amassing multimillion-dollar retirement account balances. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 11 March 2025