WSJ Your Money Briefing

More than 120 high-schoolers put their personal finance knowledge to the test in the Council for Economic Education’s National Personal Finance Challenge. Host Oyin Adedoyin is joined by personal finance reporter Ashlea Ebeling, who helped turn the questions from the challenge into a quiz for Wall Street Journal readers, some of whom didn’t score as well as the teenagers who competed.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Published: 18 June 2025

Uncertainty around the economy, from tariffs to trade wars, has sunk the value of the dollar to its weakest level in years. Certain stocks do better when the dollar is weak while others perform worse. Host Oyin Adedoyin talks with finance professor Derek Horstmeyer about how investors can position their portfolio, depending on whether the dollar rebounds or continues to fall.     Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 17 June 2025

As retirees get older, they could face additional costs including medication and doctors visits that could add tens of thousands of dollars to out-of-pocket expenses. Host Oyin Adedoyin talks with WSJ contributor Gail Marks Jarvis about how to prepare for unanticipated healthcare expenses in retirement.    Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 16 June 2025

What did investors make of Warner Bros. Discovery’s split? And what soured J.M. Smucker’s quarter? Plus, how did a deadly plane crash in India affect Boeing? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 14 June 2025

You can pick your partner but you can’t choose their spending habits. It’s a common dilemma : one person regularly shops second hand and the other gravitates towards the ‘market price’ section of the menu. Host Oyin Adedoyin talks with WSJ Personal Space columnist Katie Roiphe about how she and her husband are making it work.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 13 June 2025

When budget cuts hit, fashion often suffers. But there are plenty of cheaper, more creative ways to revive that tired wardrobe. Host Oyin Adedoyin talks with WSJ contributor Esther Achara about the affordable ways to breathe new life into your clothes and accessories.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 12 June 2025

According to a Fidelity Investments analysis, the average American retirement savings rate in the first three months of the year was 14.3% – just shy of the recommended 15%. Host Ariana Aspuru speaks with Wall Street Journal reporter Anne Tergesen about why savers are putting away a record amount of their income for retirement. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 11 June 2025

Divorce brings out strong emotions — and sometimes, that means less-than-perfect financial judgment. Host Julia Carpenter talks with WSJ contributor Joann S. Lublin to learn how you can avoid five of the costliest divorce mistakes.  Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 10 June 2025

People can build up hundreds of thousands of travel rewards points over the years — but most of the time, they can’t include those points in their estate plans. Host Julia Carpenter talks with WSJ reporter Jacob Passy about how to rethink your points strategy and hand the rewards down to your heirs.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 9 June 2025

How much did a fight between Elon Musk and President Trump hurt Tesla shares? And why did tariff news lift steelmaker Cleveland-Cliffs? Plus, what types of shoppers are driving Dollar General’s gains? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 7 June 2025

A turbulent spring in the stock market spooked some investors — and now, they’re struggling to get back in. Host Julia Carpenter talks with WSJ’s The Intelligent Investor columnist Jason Zweig about how these same folks can reshape their investing strategy with some much-needed historical perspective.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 6 June 2025

Health savings accounts cover at least 60 million Americans. Under the tax-and-spending bill’s proposed changes, another 20 million Americans could access these accounts’ tax savings. Host Julia Carpenter talks with tax reporter Laura Saunders about the most important changes in the bill.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 5 June 2025

GLP-1s like Ozempic and Wegovy are no longer in short supply, yet they still can cost more than $1,000 a month out of pocket. Wall Street Journal contributor Cheryl Winokur Munk joins host Callum Borchers to dig into why some people pay much more for weight-loss drugs than others.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 4 June 2025

The market is rebounding, and it is tempting to go all in on a hot company. Wall Street Journal Intelligent Investor columnist Jason Zweig joins host Callum Borchers with a word of caution about big bets. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 3 June 2025

Condominium owners saddled with rising HOA fees and special assessments are having a hard time selling their properties. Wall Street Journal personal finance reporter Veronica Dagher and recent condo buyer Gordon Miller join host Callum Borchers to discuss how real estate hunters can find bargains.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 2 June 2025

This is a special bonus episode of Your Money Briefing. We’re calling it Keeping it Money, where we'll share personal stories that offer even more insight on your money habits and goals. We’ll take a deep dive into ways that you can make some extra cash.  In this episode, host Ariana Aspuru speaks with online resellers who use platforms like Depop, Poshmark and WhatNot to turn items like old clothes into additional income that helps support their lifestyles and even pay down student loans.  Tell us what you think of this episode! Send us an email to [email protected].  Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 1 June 2025

What drove Temu’s profit down? And why doesn't Nvidia seem to need China to sell? Plus, how E.l.f. Beauty’s stock got a major glow-up. Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 31 May 2025

More Americans are falling behind on college debt payments, squeezing their budgets and lowering their credit scores. Wall Street Journal economics reporter Jason Lahart joins host Callum Borchers to explain why student-loan woes could stifle consumer spending and hurt the economy. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 30 May 2025

April’s stock market swings have tempted everyday investors to rethink how much they’re willing to risk. Wall Street Journal reporter Hannah Erin Lang joins host Ariana Aspuru to discuss how some investors are responding and what financial professionals are advising. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 29 May 2025

From organizing lists, to comparing products, AI tools have the power to transform how we shop. But without careful handling, these enthusiastic chatbots may nudge you to spend more than you intend. WSJ contributor Alexandra Samuel shares lessons from her own journey down the AI shopping rabbit hole with host Imani Moise. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 28 May 2025

In a tough labor market, job seekers might be tempted to take what they can get from a job offer, but you could be leaving money, benefits, vacation time and more on the table. Wall Street Journal On the Clock columnist Callum Borchers joins host Ariana Aspuru to talk about how to negotiate a better offer. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 27 May 2025

How did Trump’s latest threats hurt Apple? And how did a DEI boycott affect Target’s latest quarter? Plus, why was Ross Stores the latest company to pull its outlook? Host Jack Pitcher discusses the biggest stock moves of the week and the news that drove them. Listen: Boycotting Target: A WSJ Podcast Series Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 24 May 2025

The real-estate industry had high expectations going into the spring selling season, but mortgage rates, economic instability, and affordability sidelined prospective buyers – again. Wall Street Journal reporter Nicole Friedman joins host Ariana Aspuru to break down what happened.  Further reading:  Buying a Home in 2025: Navigating the Crunch  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 23 May 2025

The constant urge to buy the next new thing can drain your wallet. Wall Street Journal contributor Jeff Galak joins host Imani Moise to explain how to break the cycle and save money along the way.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 22 May 2025

Some workers who scored high pay raises or high-paying jobs just a few years ago are now confronting a new economic reality. In today’s cooler job market comparable salary offers have dwindled and many highly paid workers are finding their salaries make them a target for layoffs. WSJ On the Clock columnist Callum Borchers joins host Derricke Dennis to discuss how individuals are navigating this uncertain period. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 21 May 2025

Summer travel plans are hitting some turbulence. Wall Street Journal reporter Rachel Ensign joins host Derricke Dennis to discuss how some families are scaling back or even cancelling their trips. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 20 May 2025

Cheap items bought online are putting couples at odds over what to get rid of and the money being spent. Wall Street Journal reporter Dalvin Brown joins host Derricke Dennis to talk about all the stuff that’s been piling up at home, the financial impact, and how some are resorting to purging the clutter in secret. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 19 May 2025

Which companies got a boost from the trade truce between the U.S. and China? And how did UnitedHealth shares respond to a week of bad news? Plus, what was the reaction to news of Dick’s Sporting Goods acquisition of Foot Locker? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 17 May 2025

Auto insurance rates were supposed to be cheaper by now. But instead, Trump’s tariff plans mean these prices are staying put. Heard on the Street writer and WSJ’s Take on the Week co-host Telis Demos joins host Julia Carpenter to talk about what consumers can expect to pay going forward.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 16 May 2025

Amid economic uncertainty, some companies expect more work and less complaining from employees. Wall Street Journal reporter Chip Cutter joins host Derricke Dennis to discuss this shift in the workplace and how employees can survive an ‘everybody’s replaceable’ culture. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 15 May 2025

Trade wars between the Trump administration and other countries have made for uncertainty in the markets, with company earnings reports offering conflicting guidance. WSJ Heard on the Street columnist Jon Sindreu joins host Derricke Dennis to discuss.   Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 14 May 2025

A generation that came of age in the 2008 crash and graduated into a global pandemic is now bracing for a third round of economic turmoil. Wall Street Journal platform editor Isaac Taylor joins host Julia Carpenter to talk about how he and his friends are delaying milestones, cutting budgets and preparing for an uncertain future.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 13 May 2025

The Trump administration has called for sweeping changes to government agencies and fueled claims of fraud in the Social Security administration — all of which has shaken faith in the decades-old institution. Wall Street Journal reporter Anne Tergesen joins host Julia Carpenter to discuss why some seniors are claiming their benefits earlier than expected.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 12 May 2025

In this special bonus episode of WSJ’s Take On the Week, co-host Telis Demos is joined by social-media content creator and economic commentator Kyla Scanlon, who has helped transform how younger generations, specifically Gen Z, are engaging with news about the economy and finance.  Through platforms like TikTok, Instagram and Substack, Scanlon has cultivated a dedicated audience of more than half a million people by simplifying complex economic data with creativity and humor. Recognized for coining the term “vibecession,” to highlight the disconnect between economic data and consumers, Scanlon has garnered attention from White House advisers and the Federal Reserve.  In this episode, we’ll explore how economic trends like meme stocks (think GameStop and AMC) and cryptocurrencies are changing things for younger investors. Plus, we chat about best practices to consider when using social media for financial advice and how to avoid the “bad actors” that are spreading misinformation or scamming people. This is WSJ’s Take On the Week where co-hosts Gunjan Banerji, lead writer for Live Markets, and Telis Demos, Heard on the Street’s banking and money columnist, cut through the noise and dive into markets, the economy and finance—the big trades, key players and business news ahead. Have an idea for a future guest or episode? How can we better help you take on the week? We’d love to hear from you. Email the show at [email protected].  To watch the video version of this episode, visit our WSJ Podcasts YouTube channel or the video page of WSJ.com  Further Reading The 27-Year-Old Economic Adviser for Gen Z  For more coverage of the markets and your investments, head to WSJ.com, WSJ’s Heard on The Street Column, and WSJ’s Live Markets blog. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 11 May 2025

Why did Disney’s Middle East expansion wow investors? And how is steelmaker Cleveland-Cliffs slowing down its operations? Plus, how did Boeing benefit from the U.S.-U.K. trade agreement? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 10 May 2025

Demand for cars is on the rise — but auto lenders are tightening standards and rejecting potential borrowers. Wall Street Journal reporter Imani Moise joins host Julia Carpenter to talk about what frustrated car shoppers can do to beat the expected tariff-related price increases.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 9 May 2025

The 529 plan isn’t your only option for funding your child’s education. Wall Street Journal contributor Cheryl Winokur Munk joins host Julia Carpenter to talk about the pros and cons to alternative college savings vehicles.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 8 May 2025

In the past, Americans built wealth via traditionally high-paying professions. But these days, millennials are carving out their own paths to financial security. Wall Street Journal reporter Joe Pinsker joins host Julia Carpenter to discuss how new industries and jobs are helping some — and leaving others lagging behind.    Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 7 May 2025

Amid changing tariff policies and the threat of a trade war, the American economy is proving its resilience. Wall Street Journal reporter Jeanne Whalen joins host Julia Carpenter to discuss how the economy is faring, and what could happen in the coming months.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 6 May 2025

AI tools from companies like Salesforce, LinkedIn and Google claim to help frustrated job hunters with career pivots. Wall Street Journal reporter Lindsay Ellis joins host Julia Carpenter to talk about what these tools get right— and what still needs tweaking.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 5 May 2025

How do a Chinese company’s AI chip efforts affect Nvidia? And what’s the trade-war takeaway from this week’s tech earnings? Plus, how is economic uncertainty affecting McDonald’s customers? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter.   Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 3 May 2025

CEOs are leaving in record numbers— but some lower-level managers s ay they don’t want the headache that comes with the job. Wall Street Journal reporter Callum Borchers joins host Julia Carpenter to talk about what happens when companies can’t fill the C-suite. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 2 May 2025

Employers are pulling back on hiring just as the class of 2025 polish off their degrees. That’s leaving a lot of soon-to-be-graduates floundering for a job. Wall Street Journal reporter Oyin Adedoyin joins host Janna Herron to discuss how these 20-somethings are navigating a crowded job market. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 1 May 2025

Americans are done with the many tipping requests they’re encountering every day and are taking matters into their own hands. Wall Street Journal reporter Heather Haddon joins host Janna Herron to share how some diners are pushing back and saving money.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 30 April 2025

When the economy is in flux, some investors return to a tried and true protection against market chaos: gold. Wall Street Journal reporter Aaron Back joins host Julia Carpenter to talk about the gold rally—and what it means for silver. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 29 April 2025

One way to minimize taxes on your retirement withdrawals is by contributing that money in Roth accounts. That’s what Paul Ross and his wife did with all of their savings and they’re not looking back. Ross and Wall Street Journal reporter Ashlea Ebeling join host Janna Herron to break down this unconventional strategy.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 28 April 2025

Why did Capital One’s merger news please investors? And how are tariffs worrying consumer conglomerates like Procter & Gamble? Plus, how Google parent Alphabet’s financials are holding up–for now. Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 26 April 2025

Some workers are getting a surprising offer from the company that recently laid them off: a chance to come back. Should they accept it? Wall Street Journal columnist Callum Borchers joins host Janna Herron to parse through the pros and cons of boomeranging back to an employer. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 25 April 2025

One way to avoid paying President Trump’s tariffs on imports is to buy those items when vacationing overseas. But there are many rules to navigate to be successful. Wall Street Journal reporter Allison Pohle joins host Janna Herron to explain the ins and outs of sidestepping those duties. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 24 April 2025

According to Google, searches in the U.S. for “press on nails” and “blonde to brunette hair” are up more than 10% since February. Wall Street Journal reporter Ann-Marie Alcántara sits down with host Ariana Aspuru to talk about why women are scaling back and what it could mean for the economy.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcribed - Published: 23 April 2025