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before investing alps distributors here's your money briefing for monday june 23. I'm Julia Carpenter for the Wall Street Journal.

The housing market is undergoing a big change, one not seen since 2013.

There are now more sellers trying to move their homes than buyers looking for a place to call home.

Now buyers can maybe go see the home two or three times.

They can think about it. They can come back.

And then they have a lot more power to negotiate right now.

We'll talk with Wall Street Journal reporter Nicole Friedman about buyers finally having the upper hand and what it

means for house hunters and homeowners alike. That's after the break.

Americans love using their credit cards, the most secure and hassle-free way to pay.

But DC politicians want to change that with the Durban Marshall Credit Card bill.

This bill lets corporate megastores pick how your credit card is processed,

allowing them to use untested payment networks that jeopardize your data security and rewards.

Corporate megastores will make more money and you pay the price.

Tell Congress to Guard Your Card because Americans lose when politicians choose.

Learn more at guard your card.com.

For years, house hunters have struggled with rising home prices and low inventory, but finally, things are changing.

What does it mean for potential buyers to seize this long-awaited advantage?

WSJ reporter Nicole Friedman joins me to talk more.

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