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investing alps distributors here's your money briefing for wednesday june 11th I'm Mariana Askeuru for the Wall Street Journal.

15%. That's the share of your annual income that financial advisors recommend goes towards retirement.

Even in an uncertain economy, Americans have now hit a record for how much

they're saving, 14.3%. That's according to a Fidelity Investments analysis of the millions of

accounts it manages. So Americans are almost there. 401K savers are just notorious for their ability to stick with the plan, or whether they have a plan or not.

Not many people cut back on saving.

Way more people increased their savings rate than decreased it.

Wall Street Journal Retirement Reporter and Turgason joins me to talk about what this tipping point means and what some savers can do if they feel behind. That's after the break. Americans love using their credit cards, the most secure and hassle-free way to pay,

but DC politicians want to change that with the Durban Marshall Credit Card bill.

This bill lets corporate megastores pick how your credit card is processed,

allowing them to use untested

payment networks that jeopardize your data security and rewards.

Corporate megastores will make more money and you pay the price.

Tell Congress to guard your card because Americans lose when politicians choose.

Learn more at guard your card.com.

Americans are now saving almost as much as they're supposed to for retirement.

Wall Street Journal reporter Ann Turgason joins me to talk about it. And just how big of a milestone is this for retirement savers?

It's something that financial advisors have long recommended that people do is save about 15% of their income annually. That can be 15% doesn't mean that you have to save at all.

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