Americans love using their credit cards, the most secure and hassle-free way to pay.

But DC politicians want to change that with the Durban Marshall Credit Card Bill.

This bill lets corporate megastores pick how your credit card is processed,

allowing them to use untested payment networks that jeopardize your data security and rewards.

Corporate megastores will make more money and you pay the price. Tell

Congress to Guard Your Card because Americans lose when politicians choose. Learn more at

guardycard.com.

Here's your money briefing for Thursday, June 26th. I'm Julia Carpenter for the Wall Street Journal.

2008. 2020. These recessions cast a long shadow over millennials' financial lives. And now the prospect of a third

recession looms large.

Yes, there have been times before when there's three recessions in a, what, 15, 20-year period.

However, to have two of those three just be so consequential, not only economically, but consequential

just to the way that people live their day-to-day lives,

that I think is pretty unique.

That's Jesse Kramer, a 35-year-old relationship manager at Cobblestone Capital Advisors in Rochester, New York.

Jesse and I are both millennials.

We were just young enough that we weren't job hunting between 2007 and 2009, but the

2020 recession hit exactly in time to decimate the start of what we're supposed to be our high

earning years. And now, in the midst of the Trump administration's trade war, stubbornly high

grocery prices, and a rougher than usual job market, we millennials are

staring down yet another possible recession.

And I'll be honest, I'm terrified.

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