Deeper Than Money

In today’s episode, Chloe opens up about a feeling we all experience at some point — when our biggest goals seem just out of reach, and progress feels painfully slow. She shares candid moments from her own journey, offering a behind-the-scenes look at the mindset shifts and realizations that helped her stay grounded and motivated, even when it felt like the universe was throwing roadblocks in her way. Through personal stories and powerful insights, Chloe dives into how she redefined what prog...

Transcribed - Published: 28 April 2025

In this week’s episode, Chloe dives deep into the art of preparing for future relationships. She dives into what it really looks like to split things like money, emotional labor, and mental load so that both people feel supported — not stretched thin or resentful. Drawing from her own personal experiences, Chloe shares what has worked in her relationship while also offering a range of creative strategies and fresh perspectives that we can adapt to our own lives. She doesn't just stop at...

Transcribed - Published: 21 April 2025

In this week’s episode, Chloe dives into how we can strengthen our finances and mindset in the face of economic uncertainty. She covers essential steps, starting with shifting our mindset to embrace change and resilience. Chloe also breaks down the crucial factors we can and cannot control when it comes to economic uncertainty, offering practical advice on how to navigate and prepare our finances in advance for those times. Plus, she shares actionable strategies for building a solid fin...

Transcribed - Published: 31 March 2025

In this week’s episode, Chloe shares 6 powerful takeaways on recognizing potential—both in yourself and in others. How many times have you given someone (we're looking at you crusty boys), chance after chance to better themselves, chase their dreams, or grow? Now, think about how often you’ve given yourself that same grace. How often do we put off pursuing our own dreams, thinking there's always "tomorrow" to work on ourselves? It’s time to flip the script. Chloe discusses w...

Transcribed - Published: 24 March 2025

In this weeks episode Chloe is talking about how a mindset shift has impacted her goals, achievements, and daily energy! We all know that feeling of thinking, “Of course, this would happen to me”—but Chloe is here with a hot take on why ditching that phrase is just the beginning. She’s sharing how actively changing her mindset has opened doors to new opportunities, boosted her mood, and allowed her to envision even bigger dreams for herself. It’s not just about what you’re focusing on, but ho...

Transcribed - Published: 4 March 2025

In this week’s episode, Chloe takes us behind the scenes of purchasing her very first commercial property! Picture this: walking into a building with a collapsing ceiling, then transforming it into sleek conference rooms and modern office spaces. Chloe shares how she sees potential in everything—and why cultivating this visionary mindset is essential to turning big ideas into reality. But it’s not just about the logistics. Chloe dives into the power of feminine energy—the art of dreaming big ...

Transcribed - Published: 24 February 2025

In this week's thought-provoking episode, Chloe dives into a question we all secretly ask ourselves: Is it selfish to want to be wealthy? We've all scrolled through social media, seeing someone’s lavish purchase or luxurious vacation, and thought, "Ugh, that's so out of touch!" But what if we could flip the script? What if those displays of wealth weren’t meant to make us feel inferior, but instead could serve as inspiration and valuable resources? Chloe encourages us to rethink how we view o...

Transcribed - Published: 17 February 2025

In this week’s episode, Chloe dives into the power of ideas and the importance of taking action, even when uncertainty strikes. How often have you had an idea, only to think, “I could never do that”? Chloe challenges that mindset, sharing why it’s crucial to recognize the value in your ideas and act on them — even if the path forward isn’t clear. She emphasizes that the journey itself holds immense value, teaching us lessons along the way, and that every step, even if it leads us away from ou...

Transcribed - Published: 10 February 2025

In this week’s episode, Chloe dives deep into something that’s often overlooked but absolutely crucial for financial success: the mindset around your money. While many of us focus on the tangible results—like paying off debt, building savings, or breaking free from the paycheck-to-paycheck cycle—Chloe explains why our thoughts and beliefs about money play a foundational role in our financial journey. In this episode, Chloe walks you through the powerful connection between your mindset and you...

Transcribed - Published: 3 February 2025

In this week's episode, Chloe is sharing her top four game-changing recommendations for overcoming the feeling of being stuck in your finances and charting a path toward the financial freedom you desire.Drawing inspiration from her impromptu snowboarding trip, Chloe opens up about how easy it is to get caught up in the narrow view of where we are in our financial journey—much like staring down at your feet while navigating a slope. She explores how, just like on the slopes, the key to getting...

Transcribed - Published: 28 January 2025

In this week’s episode, Chloe is breaking down her top 15 yearly check-ins for her finances!If the thought of tackling your finances feels like staring at a mountain of paperwork, don’t worry—Chloe’s here to guide you through each step in a fun, approachable way. From setting goals to reviewing your contributions and insurances, Chloe dives deep into the importance of each action and offers practical tips on how to make these check-ins easy and stress-free. Whether you’re a finance pro o...

Transcribed - Published: 20 January 2025

In this week's episode, Chloe is riding the New Year's energy and bringing us her list of what's in and what's out for 2025! It’s a whirlwind of bold opinions, quirky trends, and some real talk about what needs to be left behind as we step into the new year.From ditching negativity, chaotic finances, and the clutter of hoarding, to embracing cozy PJ vibes, sipping on fun drinks, and even experimenting with mouth taping (yes, you read that right!)—She's got 20 things making the cut and 20 thin...

Transcribed - Published: 13 January 2025

Welcome to 2025, friends!Chloe is kicking off the new year with an exciting episode all about embracing the future! In this episode, she’s reflecting on the highs and lows of the past, helping you intentionally plan for the year ahead, and guiding you in crafting your ultimate vision for 2025. Think of this as your roadmap to becoming the woman you want to be in the next 12 months!But that’s not all— Chloe also shares her best tips for staying motivated, building lasting habits, and sustainin...

Transcribed - Published: 6 January 2025

In this week’s episode, Chloe dives into the 50th anniversary of the Equal Credit Opportunity Act, a landmark legislation that transformed the financial landscape for women.Chloe explores the significance of this law, reflecting on its impact on women today and why it remains crucial to understand its history. Today we are celebrating progress, while highlighting the work still to be done for the women after us as well. Purchase the Deeper Than Money book HERE: https://www.deeperthanmoney.com...

Transcribed - Published: 28 October 2024

In this week’s episode, Chloe dives into the fascinating concept of making your money work hard for you! She’ll explore what it really means to have your finances hustling and how to identify whether your money is putting in the effort for your benefit—or for someone else’s.Chloe shares engaging real-life examples to illustrate these ideas, emphasizing why it's crucial to be aware of who your money is really serving. Plus, she talks about actionable strategies—both big and small—that you can ...

Transcribed - Published: 26 October 2024

In this week’s episode, Chloe opens up in a heartfelt discussion about the all-too-common struggle of avoiding our finances. Have you ever found yourself feeling guilty or stressed every time you glance at your bank account? Or maybe you dread that email from HR about your 401(k) and keep putting it off? It’s a cycle many of us know well—spending without awareness, feeling lost in the world of finance, and dealing with the shame and embarrassment that can follow.Chloe is here to help you...

Transcribed - Published: 14 October 2024

Need a bit of a pep talk? We got you. Join Chloe as she shares her top 7 self-beliefs that supercharge her confidence! Whether you’re stepping into a new job, launching a business, or aiming for that next financial milestone, we all need a little boost sometimes. Throughout her discussion of these 7 beliefs, Chloe also explores the valuable lessons we can learn when we encounter roadblocks or experience periods of self-doubt. These moments can be powerful opportunities for growth an...

Transcribed - Published: 30 September 2024

Take This Quiz Before You Listen: https://www.deeperthanmoney.com/30-under-30-quiz#R313763-71133b76In this week’s episode, Chloe dives into a moment of personal reflection as she celebrates her birthday and looks ahead to the goals she’s setting for her 29th year. She challenges conventional milestones, urging listeners to rethink what success looks like at different ages. Chloe also highlights the transformative power of financial literacy, sharing how mastering our finances can empower us t...

Transcribed - Published: 23 September 2024

In this week's episode Chloe is doing a little introduction and refresher, talking about what Deeper Than Money is all about. Whether you're an OG listener, or new to Deeper Than Money Chloe is diving into what her ultimate goal is for Deeper Than Money and what we stand to create/teach. Buy Chloe's Book Deeper Than Money here: https://www.deeperthanmoney.com/deeperthanmoneythebookLearn more/apply more The Wealth Accelerator Here: https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozL...

Transcribed - Published: 2 September 2024

In this week's episode Chloe walks through the six questions she ask herself to decrease self sabotaging behavior and how this can apply to more than just money or finances. We can self-sabotage in many different ways and in different areas of our lives so Chloe is not only talking about the six questions and steps she takes to decrease this but also talks about why we may self-sabotage our own dreams and goals in the first place.

Transcribed - Published: 26 August 2024

In this week's podcast episode Chloe is giving a little life update as well as talking about her newest property. While it's exciting to talk about buying property, it can also lead to the question of "Should I be buying property?"So today Chloe is sharing her thoughts on if real estate is actually the best way to build wealth and what are the pro's and cons of doing so! Learn more about The Wealth Accelerator Here: https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozL...

Transcribed - Published: 13 June 2024

In today's episode Chloe talks about "quick sand spending" and how we can subconsciously be self sabotaging our goals through this process of "leaving money in our checking account."She talks about what we can do in place to not restrict our spending, but rather have a clear plan on what to do with all that "extra" cash. Check out Hot Girl Finance Season 2: https://www.deeperthanmoney.com/hot-girl-finance-season-2 Learn more about The Wealth Accelerator here: https://docs.google.com/for...

Transcribed - Published: 3 June 2024

In this weeks episode Chloe talks about the popular money myth of "spending is bad." Chloe breaks down changing the narrative and mindset to a spending in or out of alignment approach and why we feel like our spending habits bring guilt or shame when we do spend. She also dives into talking about how our spending habits are different for everyone and gives a sneak peak of how we can identify if a purchase is in or out of alignment. Pre Order Hot Girl Finance Season 2 Here: https://www.d...

Transcribed - Published: 20 May 2024

In this weeks episode Chloe talks about identifying where you are currently at and how to practice the mindset of getting where you want to be and how we can often self sabotage that. She breaks down the eight steps when it comes to identifying where we are at, what we want, and how to get there while still growing as a person. Chloe also talking about the mindsets behind our current beliefs for ourselves and how we can understand those relating to our dreams and goals. Chloe's Book: https://...

Transcribed - Published: 15 May 2024

If you could go back in time and give yourself advice or insight, what would you tell past you? This week Chloe shares one thing she would have shared with herself when she was in the thick of paying off debt… which would be to “pay off debt slower!” In this episode she shares 4 things she would have changed during her debt payoff journey, WHY she would give her past self this advice, and how it may have impacted her trajectory.Ready to go all in and start leveling up your finances? Our May r...

Transcribed - Published: 6 May 2024

This week we are dropping a special bonus episode featuring a reply of one of our most popular episodes where Chloe shared about her decision to level up her own life and get out of her comfort zone when she decided to buy her house last spring. In this rewind episode, she shares her reflection of that decision one year later, and the growth and happiness that came from facing her doubts and fear and going all in on her goals and dreams.Learn more about and apply for The Wealth Accelerator (w...

Transcribed - Published: 1 May 2024

In this episode Chloe talks about her next financial milestone that she is working towards (spoiler alert: it is total financial freedom/early retirement bby!) Chloe talks about why she is working towards this goal, how she is making money moves to get there, and shares strategies on how you can work towards your own amazing financial goals right now. Nerd Wallet Investment Calculator: https://www.nerdwallet.com/calculator/investment-calculatorBankrate Investment Calculator: https://www....

Transcribed - Published: 29 April 2024

In this weeks episode Chloe talks about investing in yourself and why we self-sabotage. She gets into all the detail of how investing in yourself can initially be scary and out of your comfort zone, but also how you can stop self-sabotaging your own dreams and create a better outcome for yourself and your finances. Learn more about and apply for The Wealth Accelerator: https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform

Transcribed - Published: 22 April 2024

In this weeks episode Chloe talks about the difference between spending and impulse spending. She talks about the steps she takes when she has the urge to impulse spend as well as how to decide if a purchase is in alignment. Learn more about and apply for The Wealth Accelerator: https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform

Transcribed - Published: 15 April 2024

This week Chloe talks about what it means to be an investor. She talks about some key steps when it comes to learning about investing as well as important mind shift changes around the question "are you an investor?" Learn more about and apply for The Wealth Accelerator: https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform

Transcribed - Published: 8 April 2024

In this episode Chloe talks about the money myth of saving money, and why she saves $0 a month as a millionaire. She talks about the difference between spending money, wealth building money, and wealth protecting money and what these types of money look like.Grab the FREE High Yield Savings Account Training: https://www.deeperthanmoney.com/HYS-TrainingLearn more about and apply for The Wealth Accelerator: https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPq...

Transcribed - Published: 1 April 2024

This week Chloe tackles the topic of how to split expenses with friends. She goes over the Do’s and Do Not’s of how to approach these conversations with your besties and the deeper than money beliefs, fears, and hesitations we face when it comes to splitting expenses with friends.Splitwise is a free option to help split bills on trips: https://www.splitwise.com/

Transcribed - Published: 25 March 2024

This week, Chloe sits down with habit stacking queen, Shelby Sacco! They dive into how habit stacking can help you level up your life AND your finances. Sad To Savage Podcast with Chloe Elise: https://podcasts.apple.com/us/podcast/chloe-elise-on-ditching-money-shame-and-building/id1637284186?i=1000642426842Follow Shelby on Instagram: https://www.instagram.com/shelbysacco5/Grab the Sad to Savage Habit tracker: https://a.co/d/0LxbKj8

Transcribed - Published: 24 January 2024

You work your ass off so shouldn’t your money be working just as hard as you? This week Chloe talks about how she made $23,000 in passive income. She discusses the building blocks and strategy that you can incorporate into your finances to help your money work even harder so you can make those money gains. Ready to make that money put I the work? Learn more about The Wealth Accelerator and apply for our February 2024 round: The Wealth Accelerator

Transcribed - Published: 9 January 2024

In the first episode of 2024, Chloe talks about how spending in alignment is key to reaching our money goals. Chloe does a deep dive on how to recognize what alignment truly looks and feels like and what steps to take even when spending is in your budget, but may not be aligned with your goals and priorities. If you are ready to kick off your new year by going after your money goals, apply for the February 2024 round of The Wealth Accelerator here: https://docs.google.com/forms/d/e/1FAIp...

Transcribed - Published: 3 January 2024

Tis the season to be spending… this week Chloe sheds some light on the pressure to spend more during this season of giving. She talks about her relationship with gift giving during the holidays and how to plan to spend in alignment with your goals especially when it comes to gift giving.Get Deeper Than Money the book: https://a.co/d/aOO75PC

Transcribed - Published: 11 December 2023

This week Chloe talks about what it means to have your money beliefs on "autopilot". She talks about what they are, where they come from, how they affect you, and why it is important to update them. Learn more and apply for The Wealth Accelerator: https://www.deeperthanmoney.com/the-wealth-accelerator

Transcribed - Published: 4 December 2023

This week Chloe breaks down what a beneficiary is, how it works, and if you need one. She gets into all the details on the ins and outs of how this process works, and why it is important to think about no matter where you are at in your financial journey.

Transcribed - Published: 9 October 2023

In this episode, Chloe talks about how powerful it is when women build wealth. She discusses the positive effect that wealth building women can have not only on their own lives, but the lives of those all around them and beyond and how impactful a community of women can truly be.Taylor and Travis TikTok: https://www.tiktok.com/t/ZT8MCt5Kq/ Our October round of The Wealth Accelerator starts soon! Learn more and apply today: https://www.deeperthanmoney.com/the-wealth-accelerator

Transcribed - Published: 2 October 2023

Chloe is sharing the 10 pieces of advice she would give her 18 year old self in this weeks’ episode. Join her as she talks about the things she has learned from life, relationships, to money, and business. Apply for the October 2023 round of The Wealth Accelerator: https://docs.google.com/forms/d/e/1FAIpQLSfDjyrNlUB_SlFcPp8Pij986bvBc8kHo8yXFQPsLbOW3QMf4w/viewform

Transcribed - Published: 25 September 2023

This week, Chloe shares her five steps to stop comparing yourself to others. She discusses how ditching comparison can help you in practical ways but also level up your mindset and get closer to your goals.Learn more and apply for The Wealth Accelerator: https://docs.google.com/forms/d/e/1FAIpQLSfDjyrNlUB_SlFcPp8Pij986bvBc8kHo8yXFQPsLbOW3QMf4w/viewform

Transcribed - Published: 18 September 2023

This week, Chloe talks all about the return of Student Loans. This has been a hot topic for so many people, and has created a lot of stress and uncertainty. Chloe shares some strategies for managing stress and how to plan for payments. She also answers some of the frequently asked questions she has received around student loans.Find out more about your Federal Loans here: www.studentaid.govLearn more about the SAVE plan: https://studentaid.gov/announcements-events/save-plan Learn more an...

Transcribed - Published: 11 September 2023

It is one of our favorite episodes of the year – Chloe’s birthday episode! In this week's episode, Chloe shares the 28 things she wants to do while 28! Hear her goals, dreams, plans and more.Subscribe to our monthly newsletter here: https://www.deeperthanmoney.com/newsletterGet your copy of Deeper Than Money the book: https://www.deeperthanmoney.com/deeperthanmoneythebookLearn more about and apply for the October 2023 round of The Wealth Accelerator: https://docs.google.com/forms/d/e/1FAIpQLS...

Transcribed - Published: 5 September 2023

This week Chloe shares how she recently missed a credit card payment. She talks about the financial impact of missing this payment as well as the deeper than money effect this had on her. And how she responded to making a financial “mistake”.Get your copy of Deeper Than Money the book here: https://www.deeperthanmoney.com/deeperthanmoneythebook Leave an Amazon review for the book here: https://a.co/d/7XV7DEB Learn more about The Wealth Accelerator and apply for the next round: https...

Transcribed - Published: 28 August 2023

In this special bonus episode, Chloe shares the importance of her book and how it allowed her to work closely with and connect to her mom. Listen to the Author’s Note read by Chloe Elise from the Deeper Than Money audiobook published by Penguin Random House. Get your copy of Deeper Than Money the book here: https://www.deeperthanmoney.com/deeperthanmoneythebook Prefer to listen? Purchase the audiobook here: https://www.audible.com/pd/Deeper-than-Money-Audiobook/B0BNQWGV32?action_cod...

Transcribed - Published: 23 August 2023

It is time to celebrate, Deeper Than Money the book officially releases on August 22, 2023. In this episode, Chloe shares more about the book, why she wrote it, and who it is for. You can also listen to a sneak peek of Chapter 1 from the Deeper Than Money audiobook published by Penguin Random House.Get your copy of Deeper Than Money the book here: https://www.deeperthanmoney.com/deeperthanmoneythebookPrefer to listen? Purchase the audiobook here: https://www.audible.com/pd/Deeper-than-Money-A...

Transcribed - Published: 21 August 2023

It’s our birthday! Deeper Than Money is celebrating 5 years in business!! To celebrate, Chloe is sharing the five things she’s learned about money over the last five years. We are so overjoyed to be sharing this milestone with all of you, thank you for being here for the ride – we are looking forward to the next 5+ years of the journey with all of you. Preorder Deeper Than Money The Book: https://www.deeperthanmoney.com/deeperthanmoneythebook Get a signed copy of the book here: http...

Transcribed - Published: 12 August 2023

Chloe shares her real time life update and how she is being pushed out of her comfort zone and making one of the biggest life changes since she quit her corporate job to go full time with Deeper Than Money. She shares what’s been going on, her thought process and emotions throughout her decision-making journey, and what’s helped her get out of her comfort zone in order to live more in alignment with her dreams. Money Thermostat Podcast: https://open.spotify.com/episode/63FIaXN8Yi9iZcDfxgeJsm?...

Transcribed - Published: 3 April 2023

Chloe share’s her journey to becoming a millionaire before her 28th birthday. From the highs and lows and everything in between, she talks about the money moves she made to hit her goal and how you can tap into your own dreams and goals to make them a reality. If you are ready to go all in on your finances while also enjoying your life and doing the things you love, applications are open for the next round of our 12 week transformational program The Wealth Accelerator. Learn more about the pr...

Transcribed - Published: 28 March 2023

Chloe breaks down WTF is happening the recent bank crashes. She is giving the 411 on what happened, what it means, and how it impacts you. Grab the FREE High Yield Savings Account Training: https://www.deeperthanmoney.com/HYS-Training Learn more about The Wealth Accelerator and apply here: https://www.deeperthanmoney.com/the-wealth-accelerator

Transcribed - Published: 21 March 2023