Hi and welcome to the Deeper Than Money podcast. I am your host, Chloe Elise. I'm a millennial money

coach speaker, dog mom, and a seven on the enneagram, and I am on a mission to prove to you

that finances can be fun and easy. On the Deeper Than Money podcast, we will dive

into all things millennial finance, debt, saving mindset, and how to have financial freedom

to enjoy life in your 20s and 30s. I want you to leave this podcast with more confidence around

your Moolah and the belief that your biggest financial dreams are

possible for you.

So let's talk money. I am so excited. Hello and welcome back to the Deeper Than Money podcast.

I am so excited that you are spending your morning or afternoon or whenever the

hell you're listening to this.

I'm glad you're here and I'm glad you're listening to this because today we're going to

be talking about a cycle of avoidance,

particularly when it comes to finances. And this brings very personally to me because this

very much used to be a strong cycle, a strong narrative in my life.

The more I kind of dealt with this cycle of avoidance of feeling like, okay, I know I need

to figure out finances.

I know I need to start saving.

I know I need to start paying off debt.

Like whatever that was, I know I need to start paying off debt. Like whatever that was, I know I need to

figure out investing. I would have that thought all the time. And then I would say, no, like,

I'll just do it later. Like I would push it off and avoid it. I would avoid like checking my finances,

looking at my spending. Because then when I was forced to, something came up or, you know, I had to open my bank

...