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Jake & Gino: Real Estate Investing & Multifamily

Why You’re Still Broke And How to Fix It

Jake & Gino: Real Estate Investing & Multifamily

Jake & Gino

Smartinvesting, Buyingrealestate, Investing, Multifamilyrealestateinvesting, Business, Investingsmart, Apartmentinvesting, Management, Makingmoney, Realestateinvesting, Cashflow, Jakeandgino, Realestateinvestment, Commercialrealestateinvesting, Buyingapartmentbuildings, Entrepreneurship

4.9842 Ratings

🗓️ 8 April 2026

⏱️ 19 minutes

🧾️ Download transcript

Summary

In this episode, Gino breaks down the core principles you need to understand to stop living paycheck to paycheck. He introduces the concept of “baby money soldiers” as a simple way to visualize how money flows in and out of your life—and why most people struggle to build wealth.

Transcript

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0:00.0

Do you know why most Americans struggle financially?

0:04.1

There are two reasons.

0:05.7

The first reason is that they don't understand the rules of money.

0:11.4

And the second reason is that they're being held hostage by their unconscious beliefs around money.

0:17.6

Now, in this podcast, we're going to be discussing the first one, the rules of money.

0:27.1

Hello and welcome. My name is Gino Barbaro, one of the co-founders of Barbarro 360 and Jake and

0:32.9

Gino. And I want to start off this podcast by just asking a simple question. What do you think the percentage of Americans who are financially independent by the time

0:43.6

they retire? Is that number 80%? Is it 50%? Is it 30%. I want you to sit there for a second

0:52.3

and just think what that number may be, that percentage.

0:56.2

If I were to tell you it was only 10%, would that shock you?

1:01.3

Knowing what you know about how people view money and how people use money nowadays,

1:06.0

it's only 10%.

1:07.7

That's the bad news.

1:10.1

Now, the good news is that I know what those 10% of people become

1:15.5

financially independent do, what they do with their money, how they view money, how they invest

1:20.2

money, how they actually use it as a tool. And that's what we're going to be talking about

1:25.0

today. Now, I came up with a concept several years ago called the baby money soldier concept.

1:32.3

Yeah, let me say that again because it may sound silly.

1:34.6

But I think that this baby money soldier concept is revolutionary when you're trying to teach it to your children, young adults, even adults, who have this view of money as

1:45.3

something that's foreign to them, something that's taboo, something that's just uncomfortable to talk

1:50.3

about. Here's the book, Baby Money Soldiers. If you want a copy of it, what I want you to do is

1:55.5

email me, gino at jake and gino.com, and I'll send you a free PDF copy.

...

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