Why You’re Still Broke And How to Fix It
Jake & Gino: Real Estate Investing & Multifamily
Jake & Gino
4.9 • 842 Ratings
🗓️ 8 April 2026
⏱️ 19 minutes
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Summary
Transcript
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| 0:00.0 | Do you know why most Americans struggle financially? |
| 0:04.1 | There are two reasons. |
| 0:05.7 | The first reason is that they don't understand the rules of money. |
| 0:11.4 | And the second reason is that they're being held hostage by their unconscious beliefs around money. |
| 0:17.6 | Now, in this podcast, we're going to be discussing the first one, the rules of money. |
| 0:27.1 | Hello and welcome. My name is Gino Barbaro, one of the co-founders of Barbarro 360 and Jake and |
| 0:32.9 | Gino. And I want to start off this podcast by just asking a simple question. What do you think the percentage of Americans who are financially independent by the time |
| 0:43.6 | they retire? Is that number 80%? Is it 50%? Is it 30%. I want you to sit there for a second |
| 0:52.3 | and just think what that number may be, that percentage. |
| 0:56.2 | If I were to tell you it was only 10%, would that shock you? |
| 1:01.3 | Knowing what you know about how people view money and how people use money nowadays, |
| 1:06.0 | it's only 10%. |
| 1:07.7 | That's the bad news. |
| 1:10.1 | Now, the good news is that I know what those 10% of people become |
| 1:15.5 | financially independent do, what they do with their money, how they view money, how they invest |
| 1:20.2 | money, how they actually use it as a tool. And that's what we're going to be talking about |
| 1:25.0 | today. Now, I came up with a concept several years ago called the baby money soldier concept. |
| 1:32.3 | Yeah, let me say that again because it may sound silly. |
| 1:34.6 | But I think that this baby money soldier concept is revolutionary when you're trying to teach it to your children, young adults, even adults, who have this view of money as |
| 1:45.3 | something that's foreign to them, something that's taboo, something that's just uncomfortable to talk |
| 1:50.3 | about. Here's the book, Baby Money Soldiers. If you want a copy of it, what I want you to do is |
| 1:55.5 | email me, gino at jake and gino.com, and I'll send you a free PDF copy. |
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