Today's guests are relocating and they're faced with a critical decision. Do we keep our primary

residents with the super low mortgage and turn it into a rental or sell it and be done? Today,

we're going to run the numbers to decide which one gets them to financial independence faster.

Hello, hello, hello, and welcome to the Bigger Pockets Money podcast.

My name is Mindy Jensen and with me as always is my keeping his primary residence co-host, Scott Trench.

Thanks, Mindy, great to be here.

Looking forward to chatting with Ellison and John of the first Finance Friday in a while.

We're so excited to be joined by these two today.

Thank you so much for providing such a detailed breakout of your numbers in our new Finance Friday template and spotting an error in there. There's going to be a couple errors as we put out these new forms and stuff. So thank you for telling us about that calculation error and for getting your financials for us.

Do you give us a little quick overview of how you got to where you are today

and your background with money? I would say this all kind of started for us when we read Rich Dad,

poor Dad, like five, six years ago. John's been investing a lot longer than I have, so he had to

get me on board with it. And I read that book. And it kind of a switch flipped for me. So I really got into it after that.

Kind of started just by investing in actually my first investment was in real estate. That felt

a little bit more manageable for me than going into stocks. So we bought an Airbnb property in Florida.

That same year, I bought a second property. And then the year after that, I bought a third property.

And then from there, I started to really get into it and see what investing could do. And then the year after that, I bought a third property. And then from there,

I started to really get into it and see what investing could do. So then I got into stocks between a few different IRAs, brokerage accounts, all of that. So it's been fun. Now we're kind of

at the point that we like to gamify it and just see like what else we can do. We can take a few

more risks with it. But it's been really fun. For me, it's been more of the slow and steady approach. You know, I went into the Marine Corps right out of college as an officer and financial advisors said, hey, invest in a Roth, the TSP and everything. So I've just been doing, you know, automatic investments for the last two decades. And it's it's definitely paid off, you know, in the low cost index funds. And, you know, so we, you know, we can go through our numbers as we go through it. But we're at a good point now. And, you know, we definitely have some questions. We love the podcast, though. It's an honor to be on Scott and Mindy, longtime listeners of bigger pockets, the main podcast, and then Bigger Pockets Money. So glad to be on

with you both. Well, we're certainly happy to have you. Let's look at those numbers that you

were so kind enough to share with us. I've got all of your numbers on our personal financial

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