New Year's means new goals. And today we are doing ours live. Scott and I are looking back on

what we've accomplished this year and we will walk through our goal setting process for 2026

across personal life, professional growth, and financial targets.

Hello, hello, hello, and welcome to the Bigger Pockets Money podcast.

My name is Mindy Jensen, and with me as always is my loves to set goals co-host, Scott Trench.

Thanks, Mindy, great to be here with my resolute co-host, Minnie Jensen.

Like Mindy said, I think setting goals is hugely important.

I think that the end of the year is a great time to look at all this progress and look towards next year. You know, I'm so into goal setting that I can't help myself. I actually probably spend way too much time setting and revising and those types of things with goals on there. Consistency and sticking with it every single day is definitely my bigger challenge than having clear goals. I love it. I can't get enough of it and I'm excited to talk about it today. Well, let's jump into it, Scott. Let's recap 2025.

What did you accomplish personally, professionally, and financially? On the personal side,

we welcomed our newest family member this year. That was not really a accomplishment of mine, but rather of my wife's. Thank you, Virginia. Great job on there. Thank you for all the sacrifice. That goes into everything around there from the pregnancy to, I mean, it's just crazy in there. But that's been wonderful to welcome Taylor into the trench household and see her kind of develop and grow.

And she finally moved into her sister's room this week, actually, and that's gone pretty smoothly.

So that's been really fun, just watching the family grow.

On the personal front, I'll also say, as CEO, I was definitely completely obsessed with my work.

A lot of the things that you find with like very,

you know, career-oriented people and the challenges that that provides in their life, those were

definitely happening to me in a lot of different areas. And I was able to unwind a lot of those

things and really kind of reset into a much better place where I'm much, much healthier in my

personal life, my family life, all those kinds of things. All that has just completely done a 180 since this time last year when things are really challenging for me, frankly, in a lot of ways. On the professional front, this has been just one of the most fun years professionally I've ever had. It's so fun to do this show and to actually have the time to kind of think about,

hey, what ought we to talk about on the show?

For eight years, we were doing this. I mean, how many times did I show up and I would just arrive like after three hours of straight meetings? You know, and then we'd go right into a recording and I'd kind of catch up while we're doing that. And it's so refreshing to be able to do it in a different way right now and actually kind of pour my heart and soul alongside your efforts now into the great content we do here at Bigger Pockets Money on a more part time to full time. Sometimes it's can stretch into full time, but rarely here at Bigger Pockets Money on there. So that's been awesome. Just kind of do that. I've been working on building the skill set of software development, which was never something I could personally do or even really talk through at all. I was totally inept at that this time last year, and that's been really fun. And then on the financial side, I would say the biggest win has been my mindset shift from accumulation to preservation. I don't think I'm in decumulation mode right now, but I'm in, I don't have to

play this aggressive, built ramp up my wealth creation game long term. I can play a much more

defensive game and live off the cash flows in my portfolio. That's been a big transition for me.

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