Scott Builds Four Portfolios with Four Different Strategies ($40k Experiment)

BiggerPockets Money Podcast

BiggerPockets

Education, Investing, Business

4.5 • 3K Ratings

🗓️ 30 December 2025

⏱️ 47 minutes

🔗️ Recording | iTunes | RSS

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Summary

In this episode of the BiggerPockets Money Podcast with Mindy Jensen and Scott Trench, Scott builds four different investment portfolios using real money, each account starting with $10,000 and employing different strategies. Scott invests in an index fund, a 60/40 stock-bond portfolio, a risk parity portfolio, and a unique actively managed thesis. Follow along as they discuss the rationale, mechanics, and expected outcomes of these investments. NOTE: This episode is for educational and entertainment purposes only and is NOT professional investment advice. Brokerage services provided by Open to the Public Investing Inc, member FINRA & SIPC. Investing involves risk. Experience of this investor may not be representative of other customers. Past performance does not guarantee future results, and investment values may rise or fall. At Public earn an uncapped 1% bonus when you transfer your portfolio with: www.Public.com/BPM Subscribe to the FREE 31 Day Challenge Starting on January 1st: www.biggerpocketsmoney.com/31days Subscribe to our Weekly Newsletter: www.biggerpocketsmoney.com Want to be a guest on the show? Apply here: https://biggerpocketsmoney.com/contact/ Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarchmoney.com/ Connect with Scott and Mindy: Scott: https://www.instagram.com/scott_trench/ Mindy: https://www.instagram.com/_mindyatbp/ Follow BiggerPockets Money on Social: Facebook: https://www.facebook.com/groups/BPMoney Instagram: https://www.instagram.com/biggerpocketsmoney/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	What if you could see exactly how different investment strategies perform side by side in real time
0:06.6	with real money? That's exactly what we're doing in today's episode. Scott is going to build
0:11.6	four separate investment accounts with completely different allocations in real time. Same starting
0:17.2	amount, same timeline, but four distinct portfolios that could produce dramatically
0:21.7	different results. We'll track these portfolios over time and see which approach comes out ahead.
0:26.9	Will the aggressive strategy win? Will the conservative play prove smarter? Or will something in the
0:31.6	middle strike the perfect balance? This is a great episode to follow along on YouTube if you want
0:36.3	to see Scott share his screen to walk us through this step by step.
0:40.3	Of course, you can also still follow along on audio too.
0:48.2	Hello, hello, hello, and welcome to the Bigger Pockets Money podcast.
0:51.3	My name is Mindy Jensen.
0:52.5	And with me as always is my experimental co-host,
0:55.1	Scott Trench. Thanks, Mindy. I'm excited to go public with my investments decisions today here on the show.
1:01.1	So I'm excited about this. I have set up four different brokerage accounts using public.com,
1:06.8	who is a partner with BiggerPockets Money now. We're so excited to be sponsored by public.com.
1:12.5	And these four accounts are going to answer four questions.
1:15.4	How do I invest in an index fund mechanically?
1:18.1	How do I invest in a 60-40 stock bond fund?
1:21.0	How do I build our risk parity portfolio?
1:22.9	And specifically, I want to compare the results of a risk parity portfolio.
1:25.9	We already did this on a previous episode with Frank Vasquez and Mindy.
1:29.0	I want to see how mine does investing now, starting with $10,000 compared to Mindy's, who
	...

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