Exchanges. The Goldman Sachs Podcast featuring exchanges on the forces driving the markets and the economy.

Exchanges between the leading minds at Goldman Sachs.

New episodes every week.

Listen now.

Here's your money briefing for Thursday, October 3rd.

I'm J. R. Whelan for the Wall Street Journal.

Renters and prospective homebuyers have been waiting and waiting for mortgage rates to come down in order to enter the housing market.

But even though rates have dropped more than a full percentage point over the past 12 months,

the math is still stacked against them.

They are a little fed up because they feel like they've

nowhere to go. If you want to be a homeowner and you don't have that option it's

frustrating. Also if you're in a situation where you can't wait for mortgage rates to drop if you have to move.

Say you're having another baby or you just got divorced and you need to start over a new place.

This is a really tough situation.

How much further to mortgage rates have to come down for it to make sense to go from renting to buying?

We'll ask Wall Street Journal Personal Finance reporter Veronica Dagger, after the break.

So what's it like to buy your first cryptocurrency on Krakin?

Well, let's say I'm at a food truck I've never tried before.

Am I going to go all in on the loaded taco?

No, Suri. I'm keeping it simple.

Starting small. That's trading on Krakan. Pick from over

190 assets and start with a 10 quid in your pocket. Easy. Go to Krakan.com and

...