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Here's your money briefing for Friday, October 4th.

I'm J.R. Whelan for the Wall Street Journal.

As the Federal Reserve raised interest rates, high yielding certificates of deposit or CDs, became a hit with investors, some offering

more than 5%. But as rates trend downward, banks are calling some of those CDs. for many investors those attractive rates are going away.

When people purchase CDs they're locking in a rate for a term that could be one year, that be five years but if rates fall that means

that banks are stuck paying you that higher rate when they could just refinance it

and get that money for cheaper. Wall Street Journal personal finance reporter

Amani Moise will join us to discuss what you should

know about callable CDs after the break.

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Oracle.com slash Wall Street. Some people who poured money into the highest yielding CDs are seeing those attractive

rates start to come down.

Wall Street Journal Personal Finance reporter Amani Moise joins me.

...