Hi and welcome to the Deeper Than Money podcast. I am your host, Chloe Elise. I'm a millennial money

coach speaker, dog mom, and a seven on the enneagram, and I am on a mission to prove to you

that finances can be fun and easy. On the Deeper Than Money podcast, we will dive

into all things millennial finance, debt, saving mindset, and how to have financial freedom

to enjoy life in your 20s and 30s. I want you to leave this podcast with more confidence around

your Moolah and the belief that your biggest financial dreams

are possible for you.

So let's talk money.

I'm so happy. Welcome back to the Deeper Than Money podcast.

I'm so happy you're here.

Today we're going to be talking about the government and taxes, which is normally a super boring topic.

But don't worry, we'll make it fun and easy. So I used to be very terrified of

taxes. I growing up, I, I kind of have always known I didn't want to be in a nine to five.

I, even when I was younger, I was like, I don't want to be a waitress. I don't want to like work a desk

intern position. And so I would like teach swimming lessons so I could have my own schedule and I would

babysit so I could choose when I wanted to work week to week. I would work at like the ANW stand at the fair

and all these different things. Personal assistant, you name it. I did it. Odd jobs. But what that

led to happening year after year is that I would get paid kind of under the table, but then my boss would claim it. And then at the end of the

year, I would owe so much in taxes. I can remember I was probably 18 and I owed like $3,000 in taxes

from my summer job. And of course, I was like, at this point, didn't care

at all about money, didn't really save. And so I had none of that. I didn't set aside money for

taxes. And so this really led to this very big fear around taxes. So if that's you, I feel you. If you're like,

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