Hello and welcome to this episode of the ESG Fitness podcast. I have many things to say today,

probably because I haven't done a solo episode in a whole week. I know, truly shocking.

The main topic today will be fitness over body fat. I'm going to discuss some of the research behind this and why it is so

important and a much healthier pursuit from both a physical and mental standpoint and the

research backs this up to. But I also wanted to share this because I think it's so cool and it made my day when I read it and it's

exactly why I mentioned finance quite a lot now as well as health and fitness and if you

want to know more about that side of things then search the business and wealth show in

wherever you listen to podcasts it is just the AFM podcast that I

renamed because now I talk about more things than just building a coaching business. Although that

will also be there if you're interested. Anyway, I got this message yesterday. Oh, and by the way,

on that podcast, I talked much more about finance, wealth, everything

to do with investing. Okay, so I got this message yesterday on the wealth course that I've been

trialing with, we have 20 people on it. So it's going really well so far. And yeah, this says, a year ago, your podcast on

financial freedom really opened my eyes. At 43, I was on a low salary, no savings, no real way

of making my bucketless dream experience, a trip to New Zealand with my not quite grown up

daughter. That goal became a big driver for me.

She was already 10 at the time. Since then, I've faced my barriers and fears at work. I've

upskilled and finally just moved roles and increased my salary by 38%. What I've done with that, and this is the really smart part,

so I started investing 50 pounds a month into a suction shares ISA last year, and I've now

increased that to 200 pounds a month. I'm now salary sacrificing 20% into my pension to avoid

a higher tax rate. I've saved up and booked flights to New Zealand,

but I'm keeping my flight fee in a 4.5% savings account. I'm managing my credit card debt using

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