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The Chalene Show | Diet, Fitness & Life Balance

Beach House Catastrophe, Insurance Nightmare, and a Road Trip Gone Wrong - 1267

The Chalene Show | Diet, Fitness & Life Balance

Chalene Johnson

Mental Health, Health & Fitness

4.8 • 7.3K Ratings

🗓️ 29 January 2026

⏱️ 49 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

In this life update, Chalene and Bret share what turned into a full blown catastrophe after a major flood destroyed their California beach house. They walk through the reality of dealing with insurance delays, massive financial decisions, and why coastal properties come with a level of risk most homeowners never see coming. Along the way, the conversation shifts into a surprisingly grounding discussion about money mindset, stress, and how quickly plans and priorities can change. It is honest, sometimes darkly funny, and full of hard earned perspective on loss, gratitude, and not letting stuff define your future. Chalene and Bret also the road trip chaos that took place on their way to visit Chalene's parents. 

 

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🤓What You Will Learn

  • What really happens when a burst pipe floods a home
  • Why California coastal properties are so hard to insure and rebuild
  •  How large insurance claims work and why they move painfully slow
  • When a public adjuster helps and when it may not be worth it
  • The costs insurance does not fully cover after a disaster
  • How money mindset affects stress and relationships
  • Why knowing your "enough number" changes everything
  • A chaotic road trip story with no gas and no bathrooms
  • Why peace, family, and priorities matter more than plans

 

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Transcript

Click on a timestamp to play from that location

0:00.0

Welcome to this edition of the Shaline show. Today, Brett and I are going to share with you as we drive in the car from northern part of Florida inland back down to Miami.

0:10.7

And we're going to share with you some pretty crazy news that happened to us this week.

0:15.0

First of all, I want to give you a quick update and let you know that the financial advisor, the one that we've done a couple of series on,

0:26.5

that took advantage of ourselves and family members. And I told you we were not going to rest until justice was served. And I'm happy to report that he reported to prison this week. So,

0:34.3

yeah, don't be a bad guy. No one's been repaid. He's been ordered to repay. I mean, some of his clients have been repaid and I don't know if that's going to get clawed back. We have not been repaid. But I do feel vindicated in some regard that like you can't do bad things to good people and get away with it, especially if one of those people is an enneagram eight. And it's just money, and that's not what it's

0:55.4

about. It's the principle, right? And we've had another catastrophe happened to us this week,

1:01.3

and I want to share the details of it with you, not for sympathy or anything like that, but it's a

1:05.8

really interesting story. And I want to share the details of that because somebody listening will be able to learn from

1:12.2

this. We have experienced a catastrophic loss at our beach house in California. We're going to share

1:18.2

those details with you and how we cope with this, our attitude and our belief around things and

1:24.7

money and I think it's going to be interesting.

1:29.7

So let's get to it, shall we?

1:32.4

Thanks for your patience and waiting for this episode.

1:35.4

We told you in an earlier release that some crazy things were happening,

1:37.1

and we needed to have a little bit later release.

1:38.9

So again, thank you for your patience.

1:40.4

Let's get to it.

1:42.4

Before we get into the story,

1:43.7

I just want to mention that I'm doing something new for my

1:47.3

Patreon members.

1:48.3

If you've not yet joined, this would be the perfect time to do it.

1:51.2

I'm going to try this out and see what I think.

...

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