4.8 • 3.6K Ratings
🗓️ 21 July 2025
⏱️ 9 minutes
🧾️ Download transcript
Click on a timestamp to play from that location
0:00.0 | Did you know that if you don't buy coffee for three years, you'll become a millionaire in five years? |
0:10.4 | Did you know that? |
0:11.2 | No, not exactly. |
0:12.4 | Obviously, but it feels like that's all the financial advice out there where it's like, just don't do this small little thing. |
0:16.7 | And then you're going to be a gazillionaire. |
0:18.1 | And it's going to be so great. |
0:19.4 | And it can feel like really unrealistic. |
0:21.9 | So today I am not going to share any overnight magic tricks, |
0:25.5 | but I am going to share nine tiny habits that actually can improve your life and your money |
0:31.2 | because I have done these. |
0:32.8 | Now make sure to drop a comment. |
0:34.3 | If you have any habits that you have that you feel like are game changing so that we all can know |
0:38.8 | and make sure to like, subscribe and show this episode with a friend. |
0:42.6 | All right, starting off, my number one, which is true, it has benefited my life greatly, is doing a budget every single month. |
0:48.0 | There is something about having control over your income and for me knowing where my money's going |
0:53.6 | because it not only helps me spend and actually enjoy spending and having fun with money, so I know I'm not completely out of control, but there also says something about the things I want to do, like giving and saving and, you know, looking for the future of like, okay, we're going to take this trip in eight months. So like we need to start saving for |
1:11.0 | that. How much do we need to put away every month? Like there's just something about planning out your |
1:14.8 | money that allows you to do the things you want to do and have control over it, which ultimately |
1:20.9 | gives you peace. So I use the every dollar app. I think it's one of the best budgeting apps out there. |
1:27.0 | And I'll put a link down below so you can |
1:28.7 | check it out. But it is fantastic. Number two is I track my transactions daily. So this has to do with the |
1:35.3 | budget. But this is a habit that I do. I'm like every day, I usually open up the every dollar app. |
... |
Transcript will be available on the free plan in 2 days. Upgrade to see the full transcript now.
Disclaimer: The podcast and artwork embedded on this page are from Ramsey Network, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of Ramsey Network and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2025.