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The Rachel Cruze Show

TikTok Has Strong Opinions About This Controversial Marriage Topic

The Rachel Cruze Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.83.6K Ratings

🗓️ 23 July 2025

⏱️ 15 minutes

🧾️ Download transcript

Summary

📈Are you on track with the Baby Steps? Get a free personalized plan. I believe married couples should share finances . . . but the internet doesn’t always agree. In this episode, watch my reaction to a TikTok on this controversial marriage topic and get my take on the top comments. Next Steps: 🎥 Watch my video 6 Things I Teach About Money That’ll Make You Angry or Wealthy. 💵 The simplest way to budget. Download the EveryDollar app for free! Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

So the number one financial take that I give out and I get the most hate for is that married

0:11.5

couples should share finances.

0:14.5

I know, call me crazy, but this one gets criticized all the time.

0:19.0

That piece of advice is crazy.

0:20.7

So today, I'm going to be reacting to someone else's video

0:23.9

about this topic and responding directly

0:26.7

to some of the top comments of that video.

0:29.5

So make sure to like, subscribe,

0:31.0

and share this episode with a friend's.

0:33.4

All right, so here is the TikTok clip that I saw

0:37.2

that I thought was so interesting.

0:38.3

I don't mean to offend anybody with this question, but can someone help me understand

0:43.3

what is the purpose of having two separate bank accounts in a marriage?

0:48.3

I don't, I can't understand why.

0:52.3

I know quite a few different people who are married, who've been married for

0:56.1

quite a long time, who have separate bank accounts. And they both pay separate bills.

1:02.8

Sometimes, most of the time, they don't even know how much money is in each other's bank accounts.

1:10.9

I just don't understand that dynamic of a marriage.

1:15.2

I don't practice it myself,

1:16.3

and I would love to know why.

1:19.7

Me and my husband don't,

1:20.6

even whenever I had a job early on,

...

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