With Valentine's Day right around the corner, you might be expecting or even get surprised by a shiny new piece of jewelry.

A listener named Laura sent an email asking about some bling she plans to receive.

Laura says, I'm about to get engaged and want to make sure my new ring will be ensured if

something happens.

My fiance rent a condo right now and I'll move in with him soon.

What can we do to replace expensive jewelry instead of taking a huge financial and emotional

loss if something terrible happens to it.

Congratulations, Laura, and thanks so much for your smart question. This is Finance Friday. It's a special

edition of Money Girl where I answer your burning money questions. If you're new here, I'm Laura

Adams. I'm an award-winning author, on-camera

spokesperson, money speaker, and founder of the money stack. That's my sub-stack newsletter.

You can sign up for the money stack and learn much more at my website, laura dadams.com.

And before I answer Laura's question, I want to mention that this is episode 995.

That means Money Girl has nearly 1,000 episodes. I can't believe it. So to celebrate this huge

milestone, I'm planning a special show to feature comments from listeners like you.

So I would love for you to participate. You can call

302-364-0308 and leave me a message like a comment, a question, or maybe even your favorite

money tip that you learned from the show. In today's podcast, I'm going to answer Laura's question by reviewing

seven critical tips for giving or receiving expensive jewelry. Taking a few steps can prevent

a lot of heartache if something happens like it gets damaged, stolen, or just mysteriously disappears.

But even if you don't receive any new bling this year,

stay with me because it's important to keep your existing valuables safe as well.

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