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Money Girl

Money Girl

Macmillan Holdings, LLC

Investing, Education, Business, Entrepreneurship, How To

4.6 • 1.8K Ratings

Overview

Laura Adams provides short and friendly personal finance, small business, real estate, and investing tips to help you live a richer life. Whether you're just starting out or are already a savvy investor, Money Girl's advice will point you in the right direction.

912 Episodes

What Are the Best Places to Save Money for Kids?

Laura answers a listener's question about where to start saving money for her kids' college and future needs.

Transcribed - Published: 6 June 2025

Richer Relationships–Finding the Right Partner for Success

Laura reviews tips for couples and partners who want more life and financial success.

Transcribed - Published: 4 June 2025

Should I Use Extra Cash for Savings, Investments, or Debt?

Laura answers a listener's question about prioritizing money for various goals like buying a home, eliminating debt, and retiring.

Transcribed - Published: 30 May 2025

Understanding Digital Assets–7 Types of Cryptocurrencies

Laura reviews seven main types of cryptocurrencies and their purposes.

Transcribed - Published: 28 May 2025

Should I Get a Mortgage or Save to Pay Cash for a Home?

Laura answers a listener's question about getting a mortgage to buy a home or saving cash to buy one outright later.

Transcribed - Published: 23 May 2025

Selling Your Home? How to Avoid Capital Gains Tax

Laura reviews a legitimate way to sell your home tax-free or pay significantly less capital gains taxes.

Transcribed - Published: 21 May 2025

Should I Get a Home Equity Investment Loan?

Laura answers a listener's question about getting a home equity investment loan to retire early.

Transcribed - Published: 16 May 2025

Social Security's Future--Fact vs Fiction with Bill Rainaldi

Laura interviews Bill Rainaldi, a financial services and Social Security expert, about the program and what the future may hold for retirees.

Transcribed - Published: 14 May 2025

Retirement Accounts Explained–5 Types You Should Know

Laura answers a listener's question about using a 401(k) and whether now is a good time to invest.

Transcribed - Published: 9 May 2025

How Strategic Debt Elimination Builds Wealth Faster

Laura reviews how to identify good and bad debts and tips for paying off the right ones faster.

Transcribed - Published: 7 May 2025

7 Things to Do After Getting Fired or Leaving a Job

Laura answers a listener's question about getting financially organized after getting fired or leaving a job.

Transcribed - Published: 2 May 2025

Maximizing Value on Your Next Vehicle Purchase with Jessica Tavares

Laura interviews Jessica Tavares from Enterprise Car Sales about ways to purchase a car for less and have a better buying experience.

Transcribed - Published: 30 April 2025

Is Buying an Affordable Home Still Possible?

Laura answers a listener's question about tips and strategies for buying an affordable home in a tight housing market.

Transcribed - Published: 25 April 2025

The Ultimate Guide to Borrowing from Your 401(k)

Laura reviews the rules, pros, and cons of borrowing from a workplace retirement plan, such as a 401(k) or 403(b).

Transcribed - Published: 23 April 2025

Does a Roth Allow Me to Retire Richer?

Laura answers a listener's question about the benefits of investing using a Roth retirement account.

Transcribed - Published: 18 April 2025

Credit Unions: Your Financial Best Friend with Tansley Stearns

Laura interviews Tansley Stearns, a founding organizer of Backbone, a national coalition of credit unions working to ensure everyone has access to people-first financial options.

Transcribed - Published: 16 April 2025

6 Biggest Mistakes Investors Make in Volatile Markets

Laura answers a listener's question about managing investments when the financial markets are volatile and the economy seems uncertain.

Transcribed - Published: 11 April 2025

Solo 401(k) or SEP-IRA–Which is Right for You?

Laura reviews the differences between two popular retirement accounts for business owners, a solo 401(k) and SEP-IRA.

Transcribed - Published: 9 April 2025

Should I Pay Down My Mortgage Early to Eliminate PMI?

Laura answers a listener's question about whether to focus on eliminating mortgage PMI or paying down other debts first.

Transcribed - Published: 4 April 2025

Home and Renters Insurance–5 Things You Should Know

Laura reviews what you should know about homeowners and renters insurance to maximize benefits and cut costs.

Transcribed - Published: 2 April 2025

Should I Prepay My Mortgage or Refinance?

Laura answers a listener's question about how to know if it's better to refinance a high-interest mortgage or to prepay it over time.

Transcribed - Published: 28 March 2025

9 Tips to Maximize Your Charitable Giving: Donations & Tax Benefits Explained

Did you know that Americans donate over $374 billion annually to charities? Giving back feels great, but did you know you can also maximize your tax savings in the process? In this episode, Laura shares nine expert tips to help you give smarter, whether it’s understanding IRS rules, choosing the right organizations, or leveraging tax-efficient strategies like donor-advised funds.

Transcribed - Published: 26 March 2025

Is Switching to an Online Bank Worth It?

Laura answers a listener's question about finding the right digital savings account and gives tips for easily switching banks.

Transcribed - Published: 21 March 2025

What Happens to Your Money After You Die?

Laura reviews what happens to your assets and debts after your death, depending on your estate, marital status, and home state.

Transcribed - Published: 19 March 2025

Which Credit Card Builds Credit the Fastest?

Laura answers a listener's question about what type of credit card to use to rebuild credit the fastest way possible.

Transcribed - Published: 14 March 2025

How to Raise Money-Savvy Kids: Expert Advice from John Lanza

Laura interviews John Lanza, an author and creator who’s on a mission to empower kids and families to have more financial wellness and lead fulfilling lives.

Transcribed - Published: 12 March 2025

Should I Cancel Unused Credit Cards?

Laura answers a listener's question about whether canceling unused credit cards could help or hurt her upcoming home purchase.

Transcribed - Published: 7 March 2025

7 Micro-Habits That Boost Financial Success

Laura recommends seven small habits that can create massive financial success no matter your age or stage of life.

Transcribed - Published: 5 March 2025

How Can I Overcome My Investing Fears?

Laura answers a listener's question about overcoming the fear of investing when the future seems uncertain.

Transcribed - Published: 28 February 2025

15 Ways to Stop Impulse Spending and Save More

Laura reviews strategies to resist impulsive spending so you can save more money and achieve your financial goals faster.

Transcribed - Published: 26 February 2025

Maximize Tax Deductions: How a Side Gig or Small Business Can Lower Your Taxes

Laura answers a listener's question about maximizing tax deductions for multiple sources of income and side gigs.

Transcribed - Published: 21 February 2025

9 Essential Financial Accounts Everyone Should Have

Laura reviews essential accounts for managing and growing money, regardless of age or stage of life.

Transcribed - Published: 19 February 2025

Understanding Mortgage Points and How They Can Save You Money

Laura answers a listener's question about whether buying mortgage points saves money over the long run.

Transcribed - Published: 14 February 2025

Home Office Tax Deduction: 5 Essential Rules to Maximize Your Savings in 2025

Laura reviews who qualifies for the home office tax deduction and five rules for claiming it when you work from home.

Transcribed - Published: 12 February 2025

How to Budget with Irregular Income: 6 Steps for Freelancers & Self-Employed Workers

Laura answers a listener's question about how to manage money and create a budget when you have an irregular income.

Transcribed - Published: 7 February 2025

5 Essential Tax Record-Keeping Tips to Avoid IRS Headaches

Laura reviews tips to manage essential records so you pare down, follow IRS rules, and have what you need for future transactions.

Transcribed - Published: 5 February 2025

Maxing Out a 401(k) and IRA: Rules, Limits, and Tax Benefits Explained

Laura answers a listener's question about whether you can use multiple retirement accounts in the same year.

Transcribed - Published: 31 January 2025

Who's Eligible for a Spousal IRA?

Laura reviews the rules for using a spousal IRA, including who’s eligible to have one and the money-saving tax benefits you receive.

Transcribed - Published: 29 January 2025

What's the Future of Student Loan Debt Relief and SAVE?

Laura answers a listener's question about managing student loans in forbearance and reviews seven things about the SAVE Plan to know.

Transcribed - Published: 24 January 2025

Will Renting or Owning a Home Make You Wealthier?

Laura reviews the pros and cons of renting and owning a home and which option will likely build wealth for you and your family.

Transcribed - Published: 22 January 2025

How Can I Invest Confidently With Little Money?

Laura answers a listener's question about building wealth when you have a fixed income or little money to invest.

Transcribed - Published: 17 January 2025

5 Tips for Living and Working in Different States

Laura reviews tips for living in multiple states and ways to prepare your finances to do it successfully as a remote worker, sunbird, or snowbird.

Transcribed - Published: 15 January 2025

Does My Inheritance Count as Taxable Income?

Laura answers a listener's question about paying tax on an inheritance and managing it wisely.

Transcribed - Published: 10 January 2025

Counterintuitive Money Advice–9 Surprising Tips That Build Wealth (Reissue)

It's easy to follow intuitive financial advice, but don't overlook powerful counterintuitive tips. Laura reviews nine tips for building wealth that may surprise you but lead to more financial success.

Transcribed - Published: 8 January 2025

Where Should I Invest After Maximizing a 401(k)?

Laura answers a listener's question about how to invest wisely after maxing out a retirement plan at work.

Transcribed - Published: 3 January 2025

7 Steps to Achieve Your Financial Goals Faster (Reissue)

Achieving your financial goals is all about feeling happy and secure. Use this step-by-step guide to set the right financial goals and achieve them sooner rather than later.

Transcribed - Published: 30 December 2024

What Should My New Year's Money Resolutions Be for 2025?

Laura answers a listener's question about setting goals for the new year that build financial confidence and security after divorce.

Transcribed - Published: 27 December 2024

13 Things You Must Do for More Financial Success in the New Year

Laura reviews 13 critical things you can do to achieve financial success. Use this checklist to adopt better habits that move you closer to your money goals.

Transcribed - Published: 23 December 2024

5 Most Popular Money Girl Topics of 2024

Laura gives a quick and dirty summary of her top five most popular shows of 2024.

Transcribed - Published: 20 December 2024

This New Rule Makes Tapping Retirement Savings Easier

Laura reviews the rules for taking retirement account withdrawals and a new rule for tapping them in an emergency.

Transcribed - Published: 18 December 2024

Disclaimer: The podcast and artwork embedded on this page are from Macmillan Holdings, LLC, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

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