0:00.0	Hey, friends, this is Laura. If you're like me, avoiding impulse purchases is an ongoing
0:06.0	challenge. This show gives you ways to reframe and stop buying things you probably don't need.
0:13.4	Enjoy it, and I'll be back next week with a brand new show.
0:29.7	No matter how frugal or good you are in sticking to a budget, no one is immune from impulse spending from time to time.
0:34.8	But the more you give in, the more harmful impulse purchases can be to your finances.
0:38.5	Spending more than you can afford or just buying things you don't really need can become a bad habit that's difficult to stop. Overspending is a common
0:45.5	barrier to achieving essential financial goals, investing at least 10% of your gross income
0:51.8	for retirement and building a healthy emergency fund. Instead of
0:56.6	caving to impulses, develop strategies that stand in the way between the compulsion to spend
1:02.5	and buying something you probably don't need. This podcast will review 15 tips to resist impulse
1:10.0	spending so you can save more money. Welcome back. I appreciate
1:13.9	you joining me for Money Girl episode 904. I'm Laura Adams, an award-winning author, on-camera
1:20.2	spokesperson, money speaker, founder of the MoneyStack. That's my substack newsletter and host of
1:26.5	Money Girl with over 43 million downloads.
1:29.3	If you enjoy the content we love creating for you here, please take a moment to rate and review
1:34.0	the show in your podcast app. And if you have a question about money, you can leave it on our
1:39.2	voicemail at 302-364.0308. You can also visit laura d adams.com to email me directly. And that's where you can
1:50.9	learn more about my books, courses, and the free MoneyStack newsletter. All right, let's talk about
1:56.7	that impulse spending. We're going to talk about 15 strategies that you can use to kill those
2:04.3	impulse purchases. And I use many of these regularly. So, you know, I'm bringing these to you from
2:10.9	experience. So the first way to stop impulse spending is to shop with a list. Whether you're shopping for groceries,
2:19.6	holiday gifts, or clothes, have a list of what you really, really need, and challenge yourself
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