Wallet Audit: 9 Items to Remove Right Now
Money Girl
Macmillan Holdings, LLC
4.6 • 1.8K Ratings
🗓️ 18 February 2026
⏱️ 12 minutes
🧾️ Download transcript
Summary
996. This week, Laura reviews nine things you should never carry in your wallet to protect your identity and finances.
Find a transcript here.
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Transcript
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| 0:00.0 | A few weeks ago when I was packing for a ski trip to Lake Tahoe, California, |
| 0:09.9 | I decided to audit my wallet before just throwing it into my carry-on bag. |
| 0:15.8 | With so much personal information inside, carrying a stuffed wallet could give a thief the golden |
| 0:23.2 | tickets to my financial life if it were lost or stolen. So I really decided to think carefully |
| 0:29.7 | about what was in it before packing it. This podcast will review nine items that I never, |
| 0:36.8 | ever carry, whether I'm driving across town or traveling a long |
| 0:41.9 | distance. I'll explain why having these items on your person puts you at risk of financial loss |
| 0:49.2 | or identity theft if they were to fall into the wrong hands. Welcome back to Money Girl, everyone. I really |
| 0:55.6 | appreciate you downloading the show. I'm Laura Adams, an award-winning author, on-camera spokesperson, |
| 1:02.1 | money speaker, and founder of The Money Stack. That's my substack newsletter. You can learn more |
| 1:07.9 | at Laura D.ams.com. |
| 1:16.8 | This is episode 996, which means we are definitely getting close to the 1000th Money Girl podcast. |
| 1:20.5 | I can't believe this huge milestone is on the horizon. |
| 1:23.8 | And I'm planning a special show, and I want to feature comments from listeners like you. |
| 1:29.0 | Please leave a brief voicemail by calling 302-364-0308, and let me and the QDT team know what's on your mind to celebrate 1,000 shows. |
| 1:42.4 | Okay, let's talk about these items that you should never carry. |
| 1:45.8 | If you've got any of them in your wallet, bill fold, or purse, I highly recommend removing them |
| 1:52.6 | right now. Number one is your Social Security card. This is one of the worst items to keep on |
| 2:00.3 | your person or even a copy of it. I remember that I |
| 2:04.4 | actually did carry my original social security card in my wallet for years, but then I removed it a |
| 2:11.4 | long time ago after I understood the potential danger. Your social security number is truly the golden ticket for an identity thief. |
| 2:20.6 | If a criminal gets your social security number, they can do all kinds of bad stuff, |
... |
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