Welcome to the Bigger Pockets Money Podcast, show number 190, finance Friday edition,

where we interview Rachel and talk about getting started a little bit later,

side hustles, and cutting expenses. I've been looking into Real Estate for quite some time,

and I wanted to do some real estate investing, but I do realize what you're saying matters first.

You have to start that, you have to have that cash. You have to have that build up first

before you start trying to take out more loans and more debt.

Hello, hello, hello, my name is Mindy Jensen, and with me, as always,

is my always on the ball co-host, Scott Trench.

You're always in a role with these Mindy. Thank you so much. So rounding out these intros.

Rounding out is a lot of balance. All right.

Scott and I are here to make financial independence less scary, less just for somebody else,

to introduce you to every money story, because we truly believe that financial independence is

available for everyone, no matter when or where you're starting. That's right, whether you want

to retire early and travel the world, go on to make big-time investments in assets like Real Estate,

start your own business, or simply build a stronger financial foundation. We'll help you reach

your financial goals and get money out of the way so you can launch yourself towards your dreams.

Scott, I am super excited to talk to Rachel today. She is a getting started a little bit later in life

example of somebody who has a lot of wins within really close grasp. Yeah, well, I just want to say,

like, you know, I think that there's a lot of people who are in the same position as Rachel who

would have a down and out mindset about things, right? Like, she's single mom. She's got an income

below $40,000 a year with some of those things. And no, like, what I think is awesome about Rachel

is that she is excited, optimistic. She is invigorated by this stuff. She's reading books on financial

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