meta_pixel
Tapesearch Logo
Log in
BiggerPockets Money Podcast

191: It’s Not Your Money, It’s Your Future Self’s Money with Angela Rozmyn

BiggerPockets Money Podcast

BiggerPockets

Education, Investing, Business

4.53K Ratings

🗓️ 26 April 2021

⏱️ 62 minutes

🧾️ Download transcript

Summary

Many of us have had the benefit of growing up in households where our parents taught us about money, saving, and investing. Angela Rozmyn was raised in one of these households, and when she wanted something like a bunk bed, her parents got her to work so she could split the cost of it. Clearly this has helped her even to this day as she pursues financial independence and runs the Facebook Group “Women’s Personal Finance (Women On Fire)”. Before she was on her financially independent journey, she had to get rid of her student debt. She did so by working two jobs before getting into a full-time position and paying off small amounts of the loan as quickly as possible. She paid off $24,000 in student loans in less than 4 years, a huge accomplishment! One of the biggest factors that pushed her to pay off her loan so early was when she calculated how much she was paying in interest on a daily basis. This lit a fire under her to become debt-free. Now, Angela writes on her own blog Tread Lightly, Retire Early where she shares her money journey, mistakes, and tricks to hitting financial freedom. Angela prides herself on having such a strong community and blog position in a niche that tends to be led mostly by men. In This Episode We Cover Instilling a money mentality in children at a young age Paying off your student loans as fast as you can Having separate accounts when married/in a long-term relationship  Maxing out your IRAs and doing as much as you can for your future self House-hacking and finding a roommate that benefits your life And So Much More! Links from the Show BiggerPockets Money Facebook Group BiggerPockets Forums Finance Review Guest Onboarding Scott's Instagram Mindy's Twitter The Millionaire Educator One Frugal Girl Student Loan Calculator Retire by 40 BiggerPockets Money Podcast 161 with Mad Fientist BiggerPockets Money Podcast 187 with Tiffany Aliche BiggerPockets Money Podcast 124 with Millionaire Educator BiggerPockets Money Podcast 13 with Tanja Check the full show notes here: https://www.biggerpockets.com/moneyshow191 Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

Welcome to the Bigger Pog its Money Podcast, show number 191, where we interview Angela

0:05.0

Rosman from Tread Lightly Retire Early and talk about preparing for your future financial

0:12.0

self.

0:14.0

Starting that blog and having the accountability of like sharing what I was doing publicly

0:19.8

really helped change my mindset to be a lot more focused.

0:24.6

And for whatever reason, I don't know if it's true for everyone, but for me, at least the

0:28.1

community piece is really, really big.

0:30.0

And so once I'd immersed myself more offensively into the community, I started to really

0:38.3

look closer at our own finances and what we could really do.

0:42.3

And I'd say in the last, you know, four years, we have made much bigger strides because

0:47.6

of that focus and intention versus just kind of floating along.

0:52.6

Hello, hello, hello, my name is Mindy Jensen.

0:54.8

And with me, as always, is my Robert De Niro lookalike co-host, Scott Trench.

0:59.0

I'm talking to you, Scott.

1:00.8

I don't even have to do anything today.

1:02.9

This is great.

1:04.9

Scott and I are here to make financial independence less scary, less just for somebody else, to

1:10.8

introduce you to every money story because we truly believe financial freedom is attainable

1:16.3

no matter when or where you're starting.

1:18.6

That's right, whether you want to retire early and travel the world, go on to make big

1:22.2

time investments and ask that's like real estate, start your own business or simply prepare.

1:26.0

Your financial position for your future self will help you reach your financial goals

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from BiggerPockets, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of BiggerPockets and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2026.